Louisiana Department of Insurance (LDI) News

LDI Urges Residents to Check for ALE Coverage Ahead of Hurricane Francine

The Louisiana Department of Insurance issued guidance for residents who have a homeowners policy with Additional Living Expenses (ALE) coverage ahead of Hurricane Francine. ALE coverage pays for additional living expenses like hotel stays and food while a policyholder’s home …

Louisiana Launches Lottery System for Fortify Homes Program Grants

The Louisiana Department of Insurance announced that registration for the next round of Louisiana Fortify Homes Program (LFHP) grants will open at 8 a.m. on Wednesday, September 18, and close at 5 p.m. on Friday, September 20. While previous grant …

Louisiana Insurers Required to Submit Hurricane Season Data by Aug. 30 Deadline

Insurers in Louisiana have until Friday, Aug. 30 to compete a data call relating to property and casualty homeowners’ insurance policies and commercial lines property policies during the 2024 hurricane season. Louisiana Insurance Commissioner Tim Temple issued Directive 224 to …

Louisiana’s Temple Meets With Insurers Ahead of Potentially Active Hurricane Season

Louisiana Insurance Commissioner Tim Temple recently met with 20 property and casualty insurers ahead of this year’s Atlantic Hurricane Season to make sure insurers are prepared to handle claims following a hurricane or other catastrophic event. “I thought this meeting …

Louisiana’s Temple Seeks Reform in Response to State Farm’s California Cuts

Louisiana Insurance Commissioner Tim Temple pointed to State Farm’s decision to non-renew policies in the California market as a warning for lawmakers to modernize Louisiana’s regulatory framework and address legal system abuse – or risk insurers leaving the catastrophe-prone state. …

Louisiana Department of Insurance Chief of Staff Denise Gardner Wins National Award

Louisiana Department of Insurance (LDI) Chief of Staff Denise Gardner was recently presented with the Robert Dineen Award for her outstanding service and contributions to the state system of insurance regulation at the National Association of Insurance Commissioners (NAIC) Fall …

Louisiana’s Southern University to Establish New Risk Management and Insurance Degree Program

The Louisiana Department of Insurance (LDI) announced it has partnered with the Alliant Insurance Foundation, the Spencer Educational Foundation and Southern University to create a new risk management and insurance degree program at Southern University. Working in conjunction with the …

Louisiana UPC Policyholders Have 2 Weeks to Secure Private Home Insurance

The Louisiana Department of Insurance sent out a reminder this week that United Property & Casualty Insurance Company’s (UPC) former policyholders and their insurance agents have until April 28 to secure homeowners insurance in the private market or bind a …

Louisiana Insurance Commissioner Jim Donelon Won’t Seek Reelection

Louisiana Insurance Commissioner Jim Donelon announced Tuesday that he will not run for reelection this fall, marking an end to 17 years as the state’s chief insurance regulator. “I’ve made that decision for two reasons: The first is to remove …

Louisiana Opens Insurer Application Period for Incentive Program

Louisiana Insurance Commissioner Jim Donelon announced that the 30-day application period for insurance companies to apply for Insure Louisiana Incentive Program funding is now open. Insurance companies that are interested in participating can learn more and apply at ldi.la.gov/insurela. The …