December 7, 2023
Medical payments for treatment of injured Wisconsin workers were the highest of 17 study states, according to a recently released report from the Workers Compensation Research Institute (WCRI). The study, CompScope™ Medical Benchmarks for Wisconsin, 24th Edition, found that medical …
November 30, 2023
The Missouri Department of Commerce and Insurance said that employers should see a reduction in workers’ compensation rates in 2024, the third straight year of declining rates. The NCCI recently proposed an overall decrease of 7.5 percent for 2024 workers’ …
August 23, 2016
Beyond knowing where employees regularly work, agents must know where employees might work during the policy period – even temporarily. Workers’ compensation coverage gaps or the complete loss of protection are possible if employees are conducting operations on behalf of …
April 25, 2016
Two tests must be satisfied before an illness or disease can be considered occupational and thus compensable under workers’ compensation: The illness or disease must be “occupational,” meaning that it arose out of the course and scope of employment; and …
April 15, 2015
Let’s dispense with the niceties and all attempts to eloquently ease into a discussion on the troubles surrounding workers’ compensation audits. Rather let’s jump right into the problem — assignment of “employee” status to non-employees. This is not the only …
April 14, 2015
The Main Street America Group’s NGM Insurance Co. has introduced an expanded workers’ compensation program in Vermont via its network of independent insurance agents across the state. NGM’s expanded workers’ compensation product considers 10 characteristics that impact company placement, including …
April 8, 2015
Consolidating separate legal entities’ loss experience to develop a common experience modification factor has the potential to cause confusion for the client and sometimes the agent. Clients may view such mixing of loss experience due simply to common majority ownership/interest …
April 6, 2015
Professional employer organizations (PEOs) began their rise after the adoption of the Tax Equity and Fiscal Responsibility Act of 1982 cleared a path for the creation and expansion of such entities. Between 700 and 900 professional employer organizations operate in …
February 6, 2015
The Main Street America Group has introduced an expanded workers’ compensation program through its independent insurance agents in Georgia and North Carolina. According to Dan Gaynor, vice president and head of commercial lines, the expanded coverage options and pricing levels …
January 27, 2015
CC&S is a premier national auditing group providing specialized audits to the risk industry including, best practices, reserve adequacy, inventory evaluations, claim file audits and inventory reduction concepts and methodologies. In line with CC&S depth and focus, RC&S combines seasoned, …