My New Markets

August 20, 2007

Youth recreation programs

Nuts & Bolts: Markel Insurance Co. is offering coverage for youth recreation programs and camps. Coverage includes general liability, umbrella, sexual abuse/molestation, directors and officers, child abduction, special events, professional liability, property, key employee replacement, auto, crime, and business income.

p:Dollars: Varies, see markelinsurance.com.

p:Carrier: Rated “A” by A.M. Best. Admitted.

p:States: All.

Contact: Heather White at 804-965-1724 or e-mail hwhite@markelcorp.com.

Hotel package

Nuts & Bolts: The Next Wave Hotel Program offers package products to qualifying limited- and full-service hotels with interior guest room corridors. For any property risks outside the insurer’s appetite, the company can offer monoline general liability/auto products. Also provided is a workers’ compensation product for hotels on a monoline basis or in conjunction with the package offering.

Dollars: General liability $1 million; property up to $25 million.

Carrier: PMA Insurance Co. rated “A-” by A.M. Best. Admitted.

States: All, except Alaska and Hawaii.

Contact: Susan Kearney at 610-283-2362 or e-mail skearney@ nextwaveins.com.

Fitness/dance instructor program

Nuts & Bolts: K&K Insurance Group Inc. enhanced its fitness/dance instructor insurance program for instructors and trainers who work on an independent contractor basis, directly supervising an individual or a group engaged in fitness, exercise and dance activities. Rates were lowered up to 28 percent, and additional discounts added for instructors who purchase the two-year coverage option. There are no membership requirements. Coverage is available for certified and non-certified fitness professionals. K&K offers certificates of insurance at no charge; adding facilities as additional insureds to the instructor’s policy is also available at no cost. Eligible instructors include: aerobics, aquatic exercise, boot camp cardio kickboxing, children’s fitness, dance, exercise, gyrotonic outdoor fitness, personal training, pilates, spinning, strength, tai chi and yoga.

Dollars: $500,000/$1 million/$2 million.

Carrier: Nationwide rated “A+” by A.M. Best. Admitted.

States: All.

Contact: Kevin Kurtz at 866-554-4636, www.kandkinsurance.com.

Allied Healthcare insurance program

Nuts & Bolts: Allied Healthcare facilities provide medical services directly to patients. Coverage areas include professional liability — medical fields, medical malpractice.

Dollars: $1 million to $10 million.

Carrier: UNG rated “A” by A.M. Best. Nonadmitted.

States: All.

Contact: Robert Hall at 813-769-1290 or e-mail roberthall@plsus.com.

Restoration contractors

Nuts & Bolts: Legends Environmental Insurance has general liability contractor’s pollution liability and professional liability policy as a multi-coverage policy for restoration contractors and emergency response firms. There is coverage for asbestos and lead abatement general liability. Microbial decontamination coverage is available on an occurrence form.

Dollars: Up to $11 million.

Carrier: Rated “A” or better by A.M. Best. Admitted and nonadmitted.

States: Ala., Ark., Ariz., Ark., Conn., Del., Fla., Ga., Idaho, Ill., Ind., Iowa, Kan., Ky., Maine, Md., Mass., Mich., Miss., Mo., Mont., Neb., N.H., N.M., N.C., N.D., Ohio, Okla., Pa., R.I., S.C., S.D., Tenn., Texas, Utah, Vt., Va., D.C., W.Va., Wis., Wyo.

Contact: Brian McFarland at 888-261-9298 or e-mail brianm@legends-enviro.com.

Intercollegiate sports insurance

Nuts & Bolts: Francis L. Dean & Associates is providing intercollegiate sports insurance for any size college or university.

Dollars: $25,000 to $100,000.

Carrier: W.R. Berkley Companies, QBE Insurance Corp. rated “A” by A.M. Best.

Admitted.

States: All.

Contact: Thomas Wojciechowski at 800-986-5350 or e-mail: Twojciechowski@ fdean.com.

Excess flood and earthquake

Nuts & Bolts: The Maplewood Group is offering flood coverage in excess of NFIP and earthquake in all states.

Dollars: $1 million to $100 million.

Carrier: Rated “A” by A.M. Best. Nonadmitted.

States: All.

Contact: Stephen Pierce at 740-321-1137 or e-mail spierce@themaplewoodgroup.com.

Coastal property

Nuts & Bolts: The Maple Group is offering coastal property coverage for office buildings, munis, schools, habitational (condo associations), anything with a total insured value of $5 million or more; property with wind or wind only.

Dollars: $1 million to $100 million.

Carrier: Rated “A” by A.M. Best. Admitted and nonadmitted.

States: Ala., Calif., Conn., Del., Fla., Ga., La., Maine, Md., Mass., Miss., N.J., N.Y., N.C., R.I., S.C., Texas, Vt., Va., Wash., D.C.

Contact: Stephen Pierce at 740-321-1137 or e-mail spierce@themaplewoodgroup.com.

Ice arenas/ice skating rinks

Nuts & Bolts: A program for ice rinks is available through The Richardson Group. Types of coverages available include: general liability (participant legal liability, volunteers as additional insureds, sexual abuse/molestation); excess/umbrella; liquor liability; commercial auto; property; equipment breakdown; participant accident medical; catastrophic medical. Deductible options are available.

Dollars: Varies.

Carrier: Rated “A+” by A.M. Best. Admitted.

States: All.

Contact: Corey Cash at 800-990-7465 or e-mail cacash@richardsongroup.com.

Indian casinos

Nuts & Bolts: Indian Casino Comprehensive Coverage Care from E.L.M Insurance Brokers is available to Indian Casinos. Directors and officers, employment practices liability insurance, fiduciary and crime is available with the new version of the package.

Dollars: $1 million to $10 million.

Carrier: Rated “A” by A.M. Best. Admitted.

States: All.

Contact: Fred Fisher at: 310-322-1301 or e-mail ffisher@e-o.com.

Marina & Airport Storage Tank Pollution

Nuts & Bolts: USAssure has a market that provides above and underground storage tank pollution coverage for marinas and airports. Coverage includes third-party bodily injury and property damage due to releases from storage tanks.

Dollars: Up to $25 million.

Carrier: Rated “A” by A.M. Best. Admitted.

States: All.

Contact: Jenny Roberts at 904-224-8970 or e-mail jenny.roberts@usassure.com.

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