Articles by Patrick Wraight

Just a Few Thoughts About Assignments of Benefits

You may have figured out that I like to watch the insurance news. I mean, I work for the company that produces my favorite insurance news (Insurance Journal) and I don’t say that just because I work here. I was …

2 Additional Insured Hints We Must Consider

I don’t know what’s more ubiquitous in insurance, the veiled claim report that starts with, “So, would there be coverage if…” or the request to add an additional insured. When I was an underwriter, working with fire departments, it seemed …

4 Reasons Your Insured Wants Ordinance or Law Coverage

I am very much like other people in that I like to take time off during the holiday season. It’s a time for me to rest, relax, refresh, and reflect. OK. Who am I kidding? You know what happens during …

Fighting Low Level Fraud is Fighting Big Time Fraud

I saw an article today in Insurance Journal that was interesting to me as an insurance professional in the great state of Florida. The article discussed a case on insurance fraud in Florida related to Hurricane Irma. Florida Disaster Fraud …

6 Health Insurance Terms That You Need to Understand

Last week, we looked at some ways that health insurance isn’t like any other kind of insurance. If you missed it, may I commend it to you? 5 Reasons Health Insurance Isn’t Like Anything Else This week, let’s look at …

5 Reasons Health Insurance Isn’t Like Anything Else

This is the time of year when health insurance comes into focus for a lot of people. Open enrollment periods have just closed for many of us so it seems like a good time to write a little bit about …

Another Insurance Fraud Reminder

Two recent stories in Insurance Journal caught my eye and gave me this topic. Florida Puts Worker’s Comp Carrier Guarantee Insurance In Receivership Florida Keys Insurance Agent Accused of Defrauding Citizens Insurance These are two stories about two very different …

My Thanksgiving Homeowners’ Policy Wishlist

If you’re like me and my family, you might need a little reminder of where we are in the calendar year. Thanksgiving is this week in the U.S. That’s your reminder. You’re welcome. By now, you’ve stopping thinking about insurance, …

What’s Your Learning Style?

Hop in the way back machine with my for a minute and try to remember back when you were in grade school. See if you remember this: when I was in school, we sat at our desks in class, the …

Everyone in Insurance Must Act in Good Faith

Think about an insurance policy for a minute. What is it for? Why buy it and for that matter, why sell it? Let’s not go to doubting our profession, but give it some thought. Why do people buy insurance? There …