Articles by Patrick Wraight

Patrick Wraight, CIC, CRM, AU, is director of Insurance Journal's Academy of Insurance. He can be reached at pwraight@ijacademy.com.

Take a day and STOP, Part I

Not long after I came to lead the Academy, I started doing two things that I hadn’t really planned to do; two things that have turned into highlights in my weeks. I first started writing this weekly blog, and I …

5 Quick Questions Before I Read a Commercial Policy

It’s that time of year at the Academy. I’m pouring over spreadsheets and schedules. I’m emailing instructors and planning classes. Yeah. I’m trying to look ahead and work ahead, all while looking at today’s numbers and wondering how we’re going …

Holiday Policy Language: Thanksgiving 2018 edition

Since Thanksgiving is this week, I feel compelled to thank you for reading this blog. I have to thank one person in particular for talking (volun-telling?) me into writing this blog. When I started, I didn’t know what direction it …

I’m Trying to Figure out my Health Coverage. Rant ahead.

It’s time for another departure from what I normally write about. Or maybe I should just realize that I don’t “normally” write about anything consistent. I finished my annual trip down open enrollment lane. Oh yes. I finally did it. …

5 Hints for Policy Comparisons

A few weeks ago, we got a question in through IJPro. The agent was asking about the wisdom of having a customer change from a dwelling fire type policy form to a commercial property type of policy. Of course, my …

Holiday Policy Language: Halloween Edition

Can I be honest for a minute? I’m not a Halloween fan. It makes my list of favorite holidays right after Columbus Day and before Black Friday. No, I’m not planning on giving you my top ten holiday list (although …

Book Review: When Words Collide

I love books. I don’t read as much as I ought (mostly because of Amazon video, but that’s not important). I don’t always read books that directly impact my work here. I won’t always report on the books I’m reading …

A Drive Through the Panhandle After Michael

You know that Hurricane Michael came through the Florida panhandle as a powerful Category 4 storm. In fact, when it made landfall, it was just 2 mph from being considered a Category 5 storm. It is the most powerful hurricane …

Mixing Up Occupancy for Commercial and Residential Properties

There is a trend in residential construction to build condominium communities that go beyond the traditional amenities we’re used to. We are accustomed to work out rooms, pools, game rooms and the like in communities. What we see today also …

How Much Coverage Do They Really Need?

Ah young love. Isn’t it grand? My oldest son is recently married. Seems like yesterday he was jumping skateboards and bikes in my driveway. Now he’s all grown and on his own. Oh well, as they say, Ob-La-Di, Ob-La-Da life …