Rarely does any insurance practitioner, even hard core ones, undertake to read an entire policy, short of severe insomnia or...
Insurance Services Office’s (ISO’s) Business Auto Coverage (BAC) Form (CA 00 01) protects the named insured (“you”) against the financial...
Coverage Part A of the Commercial General Liability (CGL) policy is limited in scope, extending coverage to claims arising out...
Beyond knowing where employees regularly work, agents must know where employees might work during the policy period – even temporarily....
“Legally obligated,” “legally responsible,” “legally must pay,” and “legally liable” are all insurance policy terminology referring to the same concept...
Recently I wrote an article about Millennials, at least that’s what many assumed. The article actually focused on the mistakes...
Just because a person lives in the house does not mean he is an insured under the Homeowners’ (HO) or...
Google, “working with Millennials” and more than 22 million results pop up. No other generation has had so much emphasis...
One of two coverage “trigger” forms is used to provide liability protection: the “occurrence form” or the “claims made” form....
I’ll spare you the suspense, the one auto insurance commercial that really ticks me off (and I mean it causes...