Many are unaware that the Academy of Insurance has four “skills tests” available. Of the four, the personal lines skills...


Most of my insurance career has been on the agency side, but I have also worked on the insurance carrier...
To review prior articles, links are here for Part I, Part II, and Part III. Part IV What the Insured...
Never let it be said that an exclusion would or could be misapplied; but the absolute pollution exclusion likely qualifies...
Part III AAIS’s Flood Coverage Endorsement “Flood” becomes a covered cause of loss by attachment of AAIS’s Flood Endorsement CO...
In case you missed it (and don’t want to begin in the middle of the conversation), here is the link...
Part I “We’ve had a flood,” says the commercial insured. “Oh, no!” the agent says as he quickly reviews the...
We gave you the questions on Friday; you have had all weekend to ponder your responses. Here are the answers...
Test your knowledge of workers’ compensation by answering 21 questions covering the most important workers’ compensation facts and concepts. A...
Let’s dispense with the niceties and all attempts to eloquently ease into a discussion on the troubles surrounding workers’ compensation...