February 6, 2012 Main Street America: Insuring America's Small Businesses & Their Owners Errors & Omissions Nonprofits, Social Services & Public Entities

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In this Issue

• Features
  BP Fails to Shift Gulf Oil Spill Costs to Transocean
  Oil giant BP has lost its attempt to shift over $15 billion of costs...
• Business Moves
  Business Moves
  Arthur J. Gallagher, Riley Arthur J. Gallagher & Co. said it has...
• Features
  Damage from 2011 Floods Could Make 2012 Worse
  Damage from last year's record spring floods could leave many people...
• Declarations
  Declarations
  Mission Impossible "All signs are pointing to more unprofitable years...
• Features
  Florida’s Citizens Eyes Risk Transfer
  Florida's Citizens Property Insurance Corp. has set the goal of...
• Features
  Florida Guaranty Fund Found Not Responsible for Legal Fees
  Florida's high court has ruled that the state fund charged with...
• Features
  Georgia Jury Awards $2.3M in Kroger Case
  A Gwinnett County, Georgia jury awarded $2.3 million in damages after...
• Features
  Increase in U.S. Tort Costs Driven by Gulf Oil Spill: Study
  The April 2010 Deepwater Horizon drilling rig explosion and resulting...
• Features
  Kentucky’s Churchill Downs, Jockeys Reach Insurance Pact
  Churchill Downs Inc. and the Jockeys' Guild have reached an agreement...
• Editor's Note
  Employers’ Alert
  Leading employment law firm Seyfarth Shaw LLP has issued its annual...
• People & Places
  People
  Confie Seguros, an insurance agency group focused on Hispanic...
• Features
  Workers’ Comp Rate Hike Irks Florida Businesses
  Florida small businesses seeing their second workers' compensation...

National Coverage

• Features
  Proactive Risk Management of Intellectual Property: Crucial to the Insurance Professional’s E&O
  Now more than ever, the insurance professional's ability to create a...
• Features
  Public Entity Insurance Isn’t Road Salt Or Fill Dirt
  What to Consider When Evaluating Public Entity Insurance Programs...
• Features
  Tougher U.S. Commercial Market Conditions in 2012: Marsh
  U.S. commercial insurance rates are expected to climb across many...
• Features
  U.S. Offers Small Businesses Free Cyber Security Tool
  The U.S. government is making it easier for small businesses to beef...
• Features
  What to Know About Public Entity Self-Insured Retention Programs
  Public entities across the nation must professionally manage the...
• Features
  When Main Street Meets the Cloud
  Small Business Risks to Consider When Accessing Technology for Growth...
• Closing Quote
  Have Insurers Lost the Capacity to Run an Underwriting Profit?
  We frequently hear people ask, "When is the next hard market going to...
• Features
  Conning: P/C Premiums to Grow 3% to 4% in 2012
  Property/casualty insurers are facing a difficult environment in...
• Features
  Employment Bias Complaints Against Private Sector at All-Time High: EEOC
  Employment discrimination complaints against private sector employers...
• Features
  E&O Insights: Use Caution When Moving a Customer From a Claims-Made to an Occurrence Form
  From time to time, an account is moved from one form of insurance to...
• Features
  How to Maximize Producer Talent
  With many challenges facing the insurance industry — such as...
• Features
  Five Startup Businesses Agents Should Watch
  It hasn't been the best of times for America's Main Street...
• New Markets
  My New Markets
  Bringing Market Seekers and Market Providers Together Find markets in...
• Features
  Nonprofits Show Job Growth Despite Decade of Turmoil
  Defying two recessions, the nonprofit sector posted a remarkable...

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