Features

Revisiting California’s Wildfires: A Personal Journey

PART TWO OF A TWO-PART SERIES In this second article in a two-part series, Journalist Russ Banham endeavors to better understand the factors behind the devastating fires in Los Angeles County and the roles that public officials, fire suppression personnel, …

Kansas’ Key Insurance Placed Into Liquidation

Key Insurance, a Kansas-based insurer specializing in non-standard auto, was placed into liquidation after a court ruled the company insolvent. The Shawnee County District Court ordered the liquidation of Key on March 31 after reviewing significant evidence that Key’s liabilities …

The Good and Bad About Being an Independent Insurance Agent

What’s so great about being a young independent agent today? Freedom, quality of life, opportunities to grow, challenges and the ability to solve them, the people and relationships built, the compensation, and, of course, the satisfaction that comes with helping …

Presence of ‘Forever Chemicals’ in Biosolids Raise Alarm for Farmers

What goes down your toilet can end up on farm fields across the United States. Biosolids, or sewage sludge, are the solid byproducts of the wastewater treatment process. Rich in nutrients, they can be used as fertilizer on agricultural fields …

Fighting Insurance Fraud: A Long-Term Win for the Industry

Fraud has long plagued the insurance industry, particularly in sectors like New York construction and habitational real estate. From staged trips and falls to fraudulent claims orchestrated by networks of bad actors–including lawyers, doctors, and claimants–the industry has been burdened …

Report Highlights Louisiana’s Tort System as Barrier to Social Mobility

A report published by a Washington, D.C.-based think tank ranks Louisiana as the worst state for social mobility, and links the state’s lawsuit abuse climate as a factor for why many residents never get ahead. Archbridge Institute published the report, …

MarketScout: Q1 Composite Personal Lines Rates Up 4.9%; Commercial Rates Up 3%

According to the MarketScout Market Barometer, the composite rate for U.S. personal lines kept rising in the first quarter to 4.9%, up from 4% during the prior three-month period. Richard Kerr, CEO of Novatae Risk Group, said the increase was …

Virginia Will Require Speed Limiting Devices on Reckless Drivers’ Cars

Virginia now has a law on the books that will require that cars of reckless drivers be equipped with technology that prohibits them from exceeding speed limits. The new law (HB2096), which will not be effective until July 2026, requires …

Buyer-Friendly April Reinsurance Renewal Bodes Well for Mid-Year Renewals: Brokers

The April reinsurance renewals saw a competitive, buyer-friendly market with plentiful capacity and price reductions for loss-free accounts–in a continuation of the favorable market conditions seen in January, according to reports published by Aon and Gallagher Re. “The positive renewal …

State Farm Wins Dismissal of Class Action Over Xactimate Software

A federal judge has dismissed a proposed class action filed on behalf of Pennsylvania homeowners who believe that State Farm undervalued their property damage claims in its use of the Xactimate software that is popular with insurers. The lead plaintiffs, …

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