Pennsylvania Ponders Increased Auto Liability Limits

A new bill introduced to the Pennsylvania senate would double the minimum liability amounts of auto insurance policies in the state.

Current laws set minimum liability limits for bodily injury at $15,000 per person and $30,000 for a group of people, while property damage has a minimum liability of $5,000.

The proposed change would require drivers to carry minimum bodily injury limits of $30,000 per person and $60,000 per group, as well as $10,000 in property damage coverage.

The bill is sponsored by Democratic Senators Vincent J. Hughes, Daylin Leach, Christine M. Tartaglione, Wayne D. Fontana and Leanna M. Washington.

Tim Burris, chairman of Insurance Agents & Brokers of Pennsylvania (IA&B), said his group supports the move, “although most of our members already advise their clients to take limits much higher than minimums. Current limits don’t stand up to today’s steep medical expenses. Plus, lower limits increase reliance on uninsured motorists’ coverage and shift the burden to adequately insured drivers, whose premiums increase.”

Topics Trends Auto Pennsylvania