State Farm Seeking Approval to Test Drones in Illinois

November 3, 2014

State Farm Insurance is seeking federal approval to test drones in evaluating property damage and responding to natural disasters.

The (Bloomington) Pantagraph reported that the Bloomington, Ill.-based company has filed an application with the U.S. Department of Transportation.

It asks for two exemptions to existing rules. One would allow it to operate unmanned aircraft at a private State Farm test site in central Illinois. A second would allow it to use them during actual catastrophes.

The testing “will help the company learn how to capture images and to determine the nature and extent of damage to policyholders’ property,” according to State Farm’s 18-page application.

The company said it is particularly interested in using the drones, which would fly at altitudes no higher than 400 feet, to determine the extent of the damage to the roofs of structures.

State Farm said it wants to test the drones at a private company facility that includes at least 100 acres of “uninhabited rural farmland.” The company said it is establishing a test site within 50 miles of its corporate headquarters, explaining that it would save money because the nearest Federal Aviation Administration-approved testing site is more than 700 miles away at Virginia Tech.

The FAA bans most commercial drone operations, but officials are under pressure from Congress and industry to loosen restrictions on smaller drones. The agency is expected to propose safety rules in November.

Topics Illinois

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Insurance Journal Magazine November 3, 2014
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