Investigators with the California Department of Insurance (CDI), Criminal Investigations Branch, served a search warrant at Murphy’s Insurance Agency, operated by two licensed insurance agents, Dana and Patrick Murphy, father and son, respective.
According to the CDI, investigators suspect the agents of submitting fraudulent insurance documents to the State of California Public Utilities Commission (PUC), issuing phony insurance certificates and proof of insurance cards, and collecting premiums while failing to place coverage with carriers. Consumer losses currently exceed $80,000. The carriers listed on the phony certificates discovered thus far include Farmers Insurance Exchange, Truck Insurance Exchange, National Casualty, American Protection Insurance and Western United Insurance.
Investigators also believe bogus documents were provided to consumers and sometimes submitted to state agencies to conceal the fact that monies meant for insurance coverage were never forwarded to carriers.
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