All-Risk Manufacturing

October 25, 2004

Nuts & Bolts: Commercial property insurer Affiliated FM has added a new all-risk manufacturing policy to its line of products written specifically to meet the property coverage needs of manufacturers. The policy includes a combined business interruption/extra expense form and customized extensions of coverage. Additionally, the policy’s embedded coverage for flood, earth movement, boiler and machinery streamlines the binding process, reducing the number of endorsements needed. Policyholders also receive customized loss prevention engineering services that focus on the risks unique to clients’ manufacturing facilities.

Dollars: Target accounts for Affiliated FM are premiums greater than $100,000. Deductibles will vary depending on the occupancy and can range from a minimum of $10,000 per occurrence to whatever might be called for, based on the size of the company and its exposures. There are 25 extensions of coverage with automatic limits.

Carrier: Affiliated FM rated “A+” (superior) by A.M. Best.

States Available: All states.

Contact: Corporate Headquarters, (401) 275-3000 or www.affiliatedfm.com.

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Insurance Journal West October 25, 2004
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