Nuts & Bolts: Rockwood Programs, through the Rockwood Guardian EPLI Risk Purchasing Group, has developed an employment practices liability insurance policy for small employers. Companies with 15 or fewer employees are eligible. The product is being marketed under the Rockwood Guardian EPLI Program. Applicants can select between defense/indemnity and defense only coverages. Higher limits are available through other markets outside of the Guardian program. Risk management services are also provided as part of the coverage package.
Minimum premiums are $500. Liability limits are available at $50,000 and $100,000. All policies are issued with a $5,000 deductible.
Lloyds of London rated “A+,” nonadmitted.
Thomas Caputo, (302) 765-6012. E-mail: email@example.com.
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