New Markets

The following markets were selected from the MyNewMarkets database of 25,000 coverages and programs. To find additional markets, or to submit markets, go to www.MyNewMarkets.com.

Entertainment Specialists
Market Detail: L.A.Xcess Insurance Brokers Inc. offers a market for entertainment and live performance risks. Target classes include production companies, the music industry, radio and television studios, entertainment venues, theatrical groups and other sports and leisure operations.
Available limits: As needed and available.
Carriers: Chubb, Fireman’s Fund, Travelers and more. “A+” Rated by A.M. Best. Admitted.
States: All.
Contact: Anthony Pittari at 212-297-2383 or e-mail apittari@laxcess.com.

Seedsmen’s Errors & Omissions
Market Detail: Chopra Insurance Brokerage Inc. offers an agricultural errors and omissions coverage on a claims made basis for seedsmen supplying watermelon, tomato, lettuce, flower, rice, wheat, corn, cotton, grass and all other seeds.
Available limits: As needed and available.
Carriers: Unable to disclose. “A” Rated by A.M. Best. Non-admitted.
States: All.
Contact: John Upchurch at 818-551-4588 or e-mail Jupchurch@choprainsurance.com.

Privacy Liability Program
Market Detail: International Excess Agency Inc. offers a program to fill one of the coverage gaps in insured’s general liability insurance program – privacy liability. The policy covers the unintentional release of confidential information. Written on an occurrence form, the program is rated based on the number of employees. Independent contracts can also be covered. Agents can apply online for this add on coverage to help round out a clients’ insurance program. Minimum premium begins at $400.
Available limits: $50,000 to $300,000.
Carriers: United National Insurance Co. “A” Rated by A.M. Best. Non-admitted.
States: All.
Contact: Kenneth Kukral at 216-797-9700 or e-mail kkukral@intlxs.com.

Residential Waste Hauler’s General and Pollution Liability
Market Detail: UCPM Environmental offers pollution coverage for residential waste haulers. Residential waste haulers can be classified as environmental contractors. As such, they can take advantage of some package deals from the environmental marketplace. UCPM Environmental has carriers that will write the general liability, pollution liability and the transit pollution coverage for residential waste haulers. Minimum premium begins at $2,500 and the minimum deductible is $2,500.
Available limits: $500,000 to $6 million.
Carriers: Unable to disclose. “A-” Rated by A.M. Best. Non-admitted.
States: All.
Contact: Bart Jarman at 480-682-1562 or e-mail bjarman@ucpm.com.

Maritime Employer’s Liability
Market Detail: Gresham & Associates brings a maritime employer’s liability program (MEL) to agents. Available coverage and endorsements include TWM&C, alternate employer, blanket waiver of subrogation, In Rem and coverage is provided on a worldwide territory basis. Deductibles begin at $2,500.
Available limits: Up to $2 million in house.
Carriers: Lloyds. “A+” Rated by A.M. Best. Non-admitted.
States: All.
Contact: Bob Reardon at 888-473-7442 or e-mail marketing@greshaminc.com.

Coastal Property
Market Detail: NIF Group Inc. acts as the exclusive underwriter for several carriers to bring agents a market for property coverage for coastal property in 14 states. The program is written on non-admitted paper and focuses on difficult to place risks, such as habitational, real estate, institutional, mercantile, manufacturing, office, service risks and more. Limits are available on a primary or excess basis. In addition NIF Property solutions will write coastal, Tier 1 exposures in all listed states. Wind Coverage is restricted to other-than-frame construction for Tier 1 counties in Alabama and Mississippi. Wind coverage is excluded or restricted to certain parishes in Louisiana. Minimum premiums begin at $2,500 and deductibles start at $1,000.
Available limits: Up to $10 million ($5 million for frame construction).
Carriers: Unable to disclose. “A-” to “A+” Rated by A.M. Best. Non-admitted.
States: Ala., Conn., Del., Ga., La., Md., Mass., Miss., N.J., N.Y., N.C., Pa., S.C. and Va.
Contact: Nancy Williams at 516-365-7440 or e-mail nwilliams@nifgroup.com.

Developmentally Disabled Caregivers
Market Detail: Thomco Insurance Co. offers Developmentally Disabled Plus, an insurance program for clients who serve chronically disabled persons suffering from mental or physical impairment including retardation and other developmental conditions. Thomco’s program is designed to provide coverage for residential facilities, sheltered workshops, camps, and transitional living. The multi-line program is available nationally.
Available limits: As needed and available.
Carriers: Stonington Insurance Co. “A-” Rated by A.M. Best. Admitted.
States: All.
Contact: Kendra Bostick at 678-290-2171 or e-mail kabostick@thomcoins.com.

Warehousing and Logistics
Market Detail: Artex Risk Solutions Inc. is rolling out a new program built exclusively for small to middle market warehousing and logistics accounts and which is endorsed by the IWLA (International Warehousing Logistics Association). Warehousing and logistics risks can build a package program to include property coverage, cargo, general liability protection, auto liability, warehouseman’s liability, workers’ compensation and umbrella coverage. Coverage is written on a guaranteed cost basis. Loss control and claims handling provided. No capitalization, no assessments and no collateral. Minimum premium begins at $50,000.
Available limits: As needed and available.
Carriers: Unable to disclose. Rating not provided. Admitted.
States: All.
Contact: Eric Zabinski at 630-694-5457 or e-mail eric_zabinski@artexrisk.com.

Day Care Centers
Market Detail: Tapco Underwriters Inc. offers a day care program that includes coverage for commercial day cares, in-home programs and after-school programs. Available coverages include errors and omissions and sexual abuse & molestation. Swimming pools can be considered provided they are fenced and have no diving boards. Facilities with playgrounds can be considered. Facilities providing overnight care may be eligible; and operations utilizing off-premises field trips can be considered. Additionally, special needs facilities are eligible based on underwriting criteria. To be eligible, the facility must have appropriate state certifications. TAPCO’s call-center service allows agents to quote, submit apps and bind coverage quickly.
Available limits: As needed and available.
Carriers: Multiple carriers available. Rating not provided. Non-admitted.
States: Calif., Del., D.C., Fla., Ga., Md., N.J., N.C., Pa., S.C., Tenn., Texas and Va.
Contact: Chris Reisdorf at 336-584-8892 or e-mail creisdorf@gotapco.com.

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Topics AM Best