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Day Spas
Market Detail: SASSI – Salon & Spa Specialty Insurance, a division of W.H. Brownyard Corp., provides specialized liability coverage to the beauty and cosmetic industries. Classes include beauty salons, nail salons, barber shops, day spas and electrologists.
Available limits: As needed.
Carrier: Unable to disclose, admitted and non-admitted available.
States: All states except Alaska, Hawaii, Va., and Wash.
Contact: Jennifer Brownyard at 800-645-5820 or e-mail: info@brownyard.com.

Construction Advantage Workers’ Comp
Market Detail: Real PEO Insurance Programs has a new program called Construction Advantage and offers exclusive programs available for construction companies of all types. Features include: high xmod; no Deposit; most class codes eligible; pay as you go billing; quick quote response with 24 – 48 hour turnaround. Partner agents see 90 percent client retention and competitive commissions. Real PEO Insurance Programs offers agents access to over 20 insurance programs for hard to place workers` comp prospects and clients. Submission requirements include: Acord 130 application; currently valued loss history (90 days); AMS Programs submission cover page.
Available limits: Minimum $25,000, maximum $1 million.
Carrier: Various, admitted and non-admitted available.
States: All states.
Contact: Curtis Prince at 925-914-9531 or e-mail: Curtisp@amsprograms.com.

CATalyst Coastal Property Insurance
Market Detail: Venture Insurance Programs’ CATalyst Property Insurance features monoline commercial property coverage for coastal, high-hazard and other specialty property exposures. CATalyst has contractual relationships with all the major property writers and can provide: commercial property with limits up to $500 million; inland marine with limits up to $500 million; and incidental general liability for property-driven risks. CATalyst program features include “all risk” policies available including wind, flood & earthquake difference in conditions for flood & earthquake high hazard property. This includes: commercial coastal properties; national property schedules; manufacturing & warehousing risks; DIC flood & quake; vacant buildings; renovation projects; builders risk; heavy terrorism exposure & risks with poor loss history. High hazard inland marine includes contractors equipment, motor truck cargo, marine cargo and fine arts.
Available limits: As needed.
Carrier: Various, admitted and non-admitted available.
States: All states.
Contact: Michael Rogers at 800-282-6247 or e-mail: CATalyst@ventureprograms.com.

Private Collections
Market Detail: MarketScout‘s Private Client Solutions offers a comprehensive, customized approach to managing life’s risks. Products and risk management services are designed specifically to enhance protection and minimize threats to personal wealth and safety clients.
Available limits: Maximum $100 million.
Carrier: Various, admitted.
States: All states.
Contact: Courtney Kerr at 972-934-4214 or e-mail: cnkerr@marketscout.com.

Builder’s Risk Insurance
Market Detail: Empire Underwriters‘ builder’s risk insurance programs are available nationwide for residential, commercial, educational, office, retail, lodging, healthcare, recreational and street and road projects. Program highlights include: several carriers rated “A” or higher by A.M. Best, including Great American, Zurich, Lexington and Beazley; up to $100 million per risk capacity; one-shot and extensions available. Commission rates of up to 12.5 percent. Target classes include: residential; commercial; educational; lodging; healthcare; retail; office; infrastructure; recreational; street and road; and military.
Available limits: As needed.
Carrier: Various, admitted and non-admitted available.
States: Ala., Alaska, Ariz., Ark., Calif., Colo., Ga., Fla., Ill., Ind., Ky., La., Miss., Mo., N.C., Nev., N.J., N.M., N.Y., Pa., S.C., Tenn., Texas, Utah, Va., and W.V.
Contact: Customer service at 800-758-8113.

Contractors Pollution Liability
Market Detail: Environmental Insurance Agency, Inc. has coverage available in all states. Coverage features include: property damage and cleanup coverage for unintentional pollution caused by covered operations performed at job sites not owned or occupied by insured; available on either an annual basis for all operations or on a project-specific basis; may be written on a claims made or occurrence form. Minimum premium $2,500.
Available limits: Maximum $10 million.
Carrier: Unable to disclose.
States: All states except Hawaii, N.D., S.D., Neb., Ks., Miss., Ky., Ind., and D.C.
Contact: Customer service at 800-977-3335.

Small Business Workers’ Compensation
Market Detail: Corporate Risk Services offers a workers’ compensation program designed specifically for small businesses. 180 eligible class codes for these types of risks. Eligible risks have premiums under $25,000 and E-Mods under 1.10.
Available limits: Minimum $500, maximum $25,000.
Carrier: Unable to disclose, admitted.
States: Nev., Idaho, Mont., Colo., S.D., Neb., Ks., Texas, Minn., Wisc., Iowa, Mo., Ill., Ark., Tenn., Ind., Mich., Pa., N.J., Conn., Md., N.C., S.C., Ga., and Fla.
Contact: Justin Mills at 479-271-7475 or e-mail: jmills@mrmsi.com.