My New Markets

October 6, 2025

Risk Point Vehicle Inventory Program

Market Detail: Dealer open lot physical damage insurance for car, RV, heavy truck and motorcycle/powersports dealers. Risk Point Mobility Underwriters DOL Program.

Features: Program is available for franchised and non-franchised auto dealers, RV dealers, truck dealers and motorcycle/powersports dealers; Risk Point Alert Weather app sends push notifications to a mobile device when severe weather is within 30 miles, 20 miles, and 5 miles of a target auto dealership; weather loss aggregate deductibles available; economic loss covered to a maximum of $2,500 as a result of collision damage to a new vehicle and $2,500 for additional miles added to the odometer of a new vehicle as a result of a theft loss to a new vehicle; a high sublimit ($200,000 per year) for false pretense (trick, scheme or device) loss; coverage available for stored “off lease” vehicles. An aggregate deductible on collision losses. This is unique in the industry.

Dealer “holdback” covered on total losses to new vehicles – this too is a coverage not often offered by other carriers. The “margin clause” provides coverage equal to 125% of the limit shown in the event that a loss exceeds the limit of insurance shown on the policy. The average monthly value is the limit of insurance shown on the declaration page that will be used as the rating basis. The “margin clause” does not apply to flood or earthquake coverage. Convenient payment plan with 10% down and 11 monthly payments. Monthly Reporter option available. Superior customer service. Claims service is provided by Risk Point and managed from our Dallas, Texas headquarters. Program commission is 12%. Has pen.

Available Limits: Not disclosed.

Carrier: Non-admitted.

States: All 50 states and the District of Columbia.

Contact: Pepper Snider, psnider@riskpoint.com, 469-951-2619.

Crypto Shield

Market Detail: Crypto Shield is the first regulated insurance product for retail crypto investors, covering theft of crypto while in the custody of qualified exchanges. There have been over 60 exchange hacks, resulting in over $60B in stolen crypto to date. We designed Crypto Shield specifically to protect policyholders from these unfortunate events. Coverages: cyber, directors & officers (D&O), errors & omission (E&O), general liability and wallet risk assessment.

Crypto Shield is backed by an insurance carrier that has earned a Financial Strength Rating of “A-” (Excellent) by AM Best, the largest credit rating agency specializing in assessing the insurance industry.

Breach Insurance is a global insurance underwriter addressing the significant insurance gap in the crypto space by creating regulated insurance solutions for the crypto economy. With a Bermuda-domiciled insurance company, U.S.-licensed MGA and TPA operations, Breach is able to address the various needs of crypto economy participants.

Why partner with Breach? Licensed & fully regulated, regulated by the Bermuda Monetary Authority as a class IIGB insurer, accepts payment and pays claims denominated in crypto; countrywide licensed as MGA and TPA in the U.S. Has pen.

Available Limits: Not disclosed.

Carrier: Not disclosed. Rated A- (Excellent) by AM Best.

States: All 50 states and the District of Columbia.

Contact: Nicole Haggerty, nicole@breachinsured.com, 860-508-6427

Exclusive Workers’ Compensation for Home Health Care

Market Detail: This program was established to reward HHC Agencies that have excellent loss history, with the lowest premiums & upfront dividends & incentives. With an A+ AM Best rating and industry-leading healthcare expertise, our clients enjoy this well-deserved best-in-industry premium.

Workers’ Compensation Program Highlights: Flexibility to work with you directly or your existing insurance broker; workers’ compensation coverage with bundled risk control, claims, and managed care services; and risk and claims management programs included with all proposals, at no cost.

Risk management solutions meet the specialized needs of healthcare agencies to keep losses at a minimum. Risk control healthcare team – staffed by highly credentialed specialists who can develop customized risk control solutions to address common loss leaders, such as strains, slip/fall, and struck-by injuries. Data analytics – industry-specific performance assessments, peer-to-peer benchmarking, customized reporting, and collaborative analysis reviews. Claims and managed care services – aimed to effectively manage claims, drive positive solutions, and support employees through injury and recovery to achieve a safe return to work. Tailored solutions for workforce challenges – aging workforce, safe return to work, employee health and wellness initiatives. Submission requirements must include the following: Acord form with FEIN #; all available MOD worksheets; 3-5 years of payroll history; 3-5 years of currently valued loss runs; and large loss detail (over $50K).

Available Limits: Not disclosed.

Carrier: Admitted, rated A+ (Excellent) by AM Best.

States: All 50 states and the District of Columbia.

Contact: Jaime Diskin, jaime@riskmastersin.com, 412-518-1492

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