Commercial & Recreational Marine
Market Detail: RISCO has marine expertise for commercial and recreational marine business. We assist brokers with all their marine needs. Available Products & Services, including but not limited to:
Commercial Marine: Marine Contractors, Ship Repairers, Boat Builders, Boat Dealers, Terminal Operators, Vessel Operation (passenger vessels, tour boats, ferry services), Marine and Allied Industries (including Manufacturers & Wholesalers), and Cargo.
Recreational Marine: Marinas, Boatyards, Yacht Clubs, Boat Dealers, Yacht Builders, and Marine Artisans.
Coverages: Hull & Machinery, Protection & Indemnity, Jones Act (crew coverage), Builders Risk, Builders Risk P&I, Property, Contractors Equipment, Commercial Liability, Product Liability, Marina Operators Legal Liability, Ship Repairers Legal Liability, Vessel Pollution, Wharfingers, Piers, Wharfs & Docks, and Bumpershoot.
Available Limits: Not disclosed.
Carrier: Admitted and non-admitted.
States: Connecticut, Maine, Massachusetts, New Hampshire, and Rhode Island.
Contact: Charles Finnegan, riscocl@risco-inc.com, 800-533-3649
Property
Market Detail: Optimal Property Coverage Solutions – Expert IGP Specialty Property team provides optimal solutions for property clients. Their team leverages its extensive experience and market partnerships to build property programs tailored to the needs of insureds. They focus on schedules of all sizes; CAT and non-CAT; and specialized lines of property coverage.
Specialized Coverage: Builder’s Risk, Catastrophic Exposed Property, Deductible Buydown, DIC, Flood, Inland Marine, Multi-Peril, Shared/Layered Schedules, Stock Through-Put, and Terrorism.
Target Areas of Expertise: Real Estate, Condominiums, Commercial, Mixed Use, Multi-Family/Apartments, Vacant Property, Hospitality and Entertainment, Bars/Nightclubs, and Hotels/Motels.
Other Industries: Agribusiness, Environmental and Energy Facilities, Healthcare Risks and Manufacturing/Distribution/Warehousing.
Available Limits: Not disclosed.
Carrier: Not disclosed.
States: All 50 states and the District of Columbia except Alaska and Hawaii.
Contact: Alan Griesemer, alan.griesemer@usi.com, 800-241-6633
Assisted and Independent Living
Market Detail: Convelo brings decades of experience providing insurance for senior living clients, supported by a deep understanding of the industry today. Expertise and strategic alliances put the company in a prime position to offer foundational products like package insurance and workers’ compensation, along with supporting products like cyber and management liability. Lean on Convelo’s expertise to help win clients’ business and trust by offering the best possible protection. The program is a true package product on A+ admitted paper–a winning combination that clients would be hard-pressed to find anywhere else.
Coverages: Property, Liability, Auto, and Excess.
Target accounts for Assisted and Independent Living program include nonprofit assisted and independent living facilities with ambulatory residents age 55 and up; best-in-class facilities with multi-line premiums $25K and up; operations in all states except AL, AK, CA, LA, MS, WA, and WY. Facilities must be in operation for at least five years with historic loss ratios consistent with well-controlled operations. Buildings must be equipped with automatic sprinkler systems.
Available Limits: Not disclosed.
Carrier: Admitted with A+ rating.
States: All 50 states and the District of Columbia except Alabama, Alaska, California, Louisiana, Mississippi, Washington, and Wyoming.
Contact: Brian Botwinick, bbotwinick@conveloins.com, 833-266-8356
Waste Haulers And Roll-off Containers GL
Market Detail: Coverage offered includes General Liability coverage for Waste Haulers, General Liability coverage for Roll-off Container Service Companies, Waiver of Transfer of Rights of Recovery against others to the insurer, Primary Noncontributory Language, and various Additional Insured endorsements.
Limits: 1/2/2 limits (1M occurrence, 2M general aggregate, 2M products, and completed operations aggregate). NEW! 2/4/4 limits. 5M Per Project Aggregate.
Supported Excess with Scheduled Auto available. Has Pen.
Available Limits: $10,000 minimum premium, $1 million maximum premium.
Carrier: Non-admitted, rated A- by AM Best.
States: All 50 states and the District of Columbia except Alaska.
Contact: Drew Moyer, dmoyer@usmcins.com, 484-801-4794
Salons, Spas, Estheticians
Market Detail: BeautyGuard is a specialized insurance solution built exclusively for salons, spas, and beauty professionals. Unlike standard policies, it’s designed to address the unique risks of the beauty industry so that you can deliver complete protection and peace of mind to independent beauty professionals and salon or spa owners.
Coverage: Estheticians, Hair Stylists, Nail Technicians, Permanent Makeup Artists, Cosmetologists, Massage Therapists, Salon Owners, Spa Owners, and Permanent Jewelry Businesses. Has pen.
Available Limits: Not disclosed.
Carrier: Not disclosed.
States: All 50 states and the District of Columbia.
Contact: Nate Szana, nate@beautyguardinsurance.com, 833-770-4067.
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