Merchants Insurance Offers Redesigned Auto Product in Pennsylvania

October 27, 2008

Buffalo, New York based Merchants Insurance Group has launched its “redesigned” auto insurance product in Pennsylvania, the company said.

Called Merchants Flexible Choice Auto, the product features significant rate reductions along with new underwriting eligibility criteria, rating variables and coverages. Merchants has added 16 rating tiers, new geographic territories, a new class plan and new rating factors such as ratio of drivers to vehicles, vehicle age and body type.

It also includes new discounts such as a paid-in-full discount, a discount for enrolling in electronic funds transfer plans and discounts for those using a company car or owning a new automobile. And policyholders with young drivers in their household may be eligible for the good student and minor child discounts in addition to the safety discounts the company already offers.

Merchants is also offering free roadside assistance for all vehicles that have both comprehensive and collision coverage.

Source: Merchants Insurance Group

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