A Massachusetts truck driver has been convicted of insurance fraud in New Hampshire for lying about damage to his truck, according to officials.
New Hampshire Insurance Commissioner Roger Sevigny and Attorney General Michael Delaney announced the conviction of Jason Reed of Sutton, Mass., who pleaded guilty to one Class B felony of insurance fraud against N.H.-based Concord Group General Mutual Insurance Co.
Reed was sentenced to a conditional discharge of three years. He is also required to pay restitution to Concord Group for the investigation of the false claim, and to complete 100 hours of community service.
On August 3, 2010, Reed made a false claim to his insurance carrier, Concord Group, for damage to the driver’s side of his F 150 truck. On that date, he reported that on July 31, 2010, while driving in Boston, he struck a guard rail. He told the claims representative that the driver’s side of the truck was damaged but that no other vehicle or property damage was involved in the accident.
Concord Group initiated a claim under Reed’s policy. But while the claim was being investigated, Concord Group received a tip that the truck was not damaged as Reed had claimed, but was purchased “as is” with the damage to the driver’s side of the truck.
Concord Group obtained photographs of the damage to the truck. Shortly after the investigation of the claim began, Reed withdrew his claim for insurance coverage. As required by law, Concord Group referred the matter to the New Hampshire Insurance Department Insurance Fraud Unit as a suspicious insurance claim.
The department investigators spoke with several witnesses, and verified that the damage Reed reported to Concord Group on August 3, 2011 was sustained on June 18, 2010, before he purchased the truck from Twin State Motors. Reed subsequently admitted that the truck was damaged when he purchased it. He said he made the claim in order to have his insurance company pay for the repairs to the truck.
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