A New Jersey man has been charged with insurance fraud and theft by deception in an alleged scheme to collect $17,048 in temporary total disability payment from his insurance company.
Ramdeo Ramsaran, of Teaneck, N.J., was indicted on charges of second-degree insurance fraud and third-degree theft by deception in an indictment handed up by a state grand jury in Trenton, N.J., on December 12.
According to the indictment, between August 2016 and July 2017, Ramsaran collected temporary total disability payments from Hudson Insurance Company by falsely claiming he was unable to work when, in fact, he was working.
Ramsaran allegedly made false statements and submitted, or caused to be submitted, fraudulent documents in support of that claim.
Second-degree crimes carry a sentence of five-to-10 years in state prison and a criminal fine of up to $150,000. Third-degree crimes carry a sentence of three-to-five years in state prison and a criminal fine of up to $15,000. The indictment is merely an accusation, and the defendant is presumed innocent until proven guilty.
Deputy Attorney General Jennifer Menjivar presented the case to the grand jury. Detective Wendy Berg coordinated the investigation.
Source: New Jersey Office of the Attorney General
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