MetLife has launched International Business Travel Medical (IBTM) coverage. IBTM provides assistance and coverage for emergency and urgent medical care for employees traveling on short-term assignments outside their country of residence.
MetLife’s IBTM coverage allows business travelers to seek emergency and urgent medical care from any licensed doctor or hospital when outside of their home country. Coverage includes physician and medical facility care as well as related prescription drugs. Using a dedicated telephone number, business travelers can, around-the-clock, receive pre-screened doctor and hospital referrals and learn which providers are part of a direct settlement network so that out-of-pocket spending is reduced or eliminated.
The 24/7 assistance also includes translation services, emergency medical evacuations, family bedside visitations, emergency cash transfers and embassy or consulate referrals. There are no exclusions for pre-existing conditions. Additional optional features include:
• Accidental death and dismemberment (AD&D) coverage;
• Dependent medical coverage for spouses or children also traveling on the trip; and
• Coverage during leisure travel associated with the short-term business assignment.
Global Access, Simplified Administration
IBTM offers multiple plan design options so that companies can customize a benefit program based on their budgets and the needs of their employees. IBTM is the latest offering of MetLife’s expatriate benefits. MetLife has been a provider of expatriate programs for more than 35 years, offering products such as medical, dental, life, AD&D, disability and vision. Expatriate Benefits products are underwritten by Delaware American Life Insurance Co. (DelAmLife), a subsidiary of MetLife, Inc. and are not available in all states.
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