The Iowa Insurance Division last month entered into a consent order with a contractor who had made claims they were offering services that require a public adjuster license.
Central Iowa Gutter and Donald Smart have agreed to make changes to stop holding themselves out as public adjusters or providing any public adjuster services on its websites, social media pages, and advertisements.
Smart and Central Iowa Gutter have also agreed to instruct its agents and employees to refrain from taking any direct or indirect role in effecting the settlements of insurance claims in the state of Iowa.
The Iowa Insurance Division provided Smart with examples of how Central Iowa Gutter and his other related businesses made statements on the company’s website, social media channels, and paid advertisements that were in violation of state law.
A public adjuster is any person who, for compensation, acts on behalf of an insured, during the investigation, negotiation, or settlement of a first-party claim for loss or damage to real or personal property of the insured. Iowa law requires public adjusters to be licensed. Neither Smart nor his companies have ever been licensed as public adjusters in the state of Iowa.
Source: Iowa Insurance Division
Topics Contractors Iowa
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