Royal and SunAlliance Investigates Alleged Fraudulent Use of Name

April 30, 2002

Royal & SunAlliance USA announced that it is investigating the unauthorized and apparent fraudulent use of its name to offer various insurance and financial products through print advertisements and the Internet.

The move stems from allegations that a group of people are providing what purports to be insurance and personal loans under the name “Royal and Sun Alliance International Loans and Insurance Group,” “Royal and Sun Alliance Finance Group” or “Royal and Sun Alliance.” (Unlike the official company name, the unauthorized use includes the word “and,” not an ampersand.) Products being offered by this group include auto and gap insurance.

The unauthorized solicitations are being made through an Internet web site—www.royalandsunalliance.20m.com—and print advertisements, both of which include telephone numbers and addresses in or near Toronto, Canada.

None of the purported products and services provided by this group have been underwritten or issued by any member of the Royal & SunAlliance Group. In addition, neither the web site nor the telephone numbers and addresses included in the solicitation are in any way connected with the company’s operations in Canada or the U.S.

Royal & SunAlliance is pursuing all available remedies to protect its valuable name and trademarks. In the interim, the company has notified all appropriate authorities in the U.S. and Canada.

Persons requiring further information about this issue should contact Keith Moynihan at Royal & SunAlliance, 704-522-3466 or Keith_Moynihan@rsausa.com.

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