The Hartford Enhances Orthotic/Prosthetic Program

August 31, 2005

The Hartford Financial Services Group, Inc. has introduced a new Supplemental Property Insurance Coverage Endorsement (SPICE), The Hartford’s premier Orthotic and Prosthetic program, for practitioners, manufacturers and distributors of custom-fit orthotic and prosthetic devices. The endorsement complements already existing general liability, professional liability, worker’s compensation and auto and umbrella coverages.

The Hartford’s Orthotics and Prosthetics program features the company’s broad Property Choice insurance protection, which includes coverage for equipment breakdown and Internet-related exposures, general liability coverage for product claims and professional liability coverage for negligence in designing or providing an orthotic or prosthetic device.

In addition, the new O&P SPICE provides up to $200,000 for lost business income, a feature offered to The Hartford’s policy-holders at a significant cost savings. Other important coverage includes up to $100,000 for business property losses, whether they occur in transit or at another location, and up to $25,000 for loss or damage to valuable papers or a laptop computer. The endorsement also provides coverage for various financial crimes committed against an insured, including forgery or alteration, counterfeit currency and stolen money and securities.

The Hartford is also committed to helping people live active and productive lives. A founding partner of the U.S. Paralympics for athletes with disabilities, the company strives for new and innovative ways to foster empowerment, rehabilitation and return-to-work productivity.

For more information on The Hartford’s Orthotics & Prosthetics program, contact the program’s administering agent, Chittenden Insurance Group, 100 Bank St., 4th Floor, P.O. Box 485, Burlington, VT 05402-0485, at (800) 543-3827, or visit its Web site at

Brokers and agents can also contact Brian Courcy directly by fax at (802) 652-6245, or e-mail at

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