This is the mother of all death spirals. We can envision this giant Tsunami descending on DC to envelope all the politicians who voted for this travesty. They should all start packing their bags. As we used to say in the military, they are short timers.
“Obama helpfully pointed out that you could also sign up by phone.” Hannity “tried” to call the number and was told to call back in 42 hours. Is Obama that clueless??? And now we are being told he knew nothing about the disaster of HIS “going down in history” site not working? Just like Benghazi, NSA, Fast & Furious, and on and on. I think we should start calling him Schultz the character from Hogan’s Heroes. Schultz never seemed to know anything either. This is Obama’s legacy – and some legacy it is.
not sure I’d admit publicly to listening to Hannity…the guy’s basically a parrot without an original idea in his overpaid head. And I’m a registered Republican, just sick of all the BS coming out of both sides of the aisle.
Time for a third party, anyone? Maybe the “Kick ‘Em All Out and Hit the Reset Button” party???
Poor Earlene got fired for talking to Hannity and telling him the truth. The supervisor told her to cut him off. Not to worry about Earlene. Hannity is making up her $26,000 salary and his website is full of people wanting to give her a job. I think we will hear more from her in the coming months. One Federal Employee gone, 879,999 non essential Federal Employees to go to be moved to the private sector.
Ron, I would hire Earline in a heartbeat if she were to apply. She doesn’t sound like one of those gimmee, gimmee types and is willing to work. If not a CSR, she could at least answer the phone and do file clerk duties. We could always give her proper training to do more as she goes along. I think she is from Florida so I hope she gets a decent job where she lives.
October 23, 2013 at 1:27 pm
Captain Planet says:
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I listened to Hannity yesterday. He got through just fine. Was talking with a low level employee named Altrica (spelling?) and told her she was on the air on his show. She went to a supervisor who eventually instructed her to tell Sean someone would get back to him in 2 business days. Not “call back in 48 hours”. But, keep misinforming us. It’s the Fox News way, after all.
Really nice of Sean to block a phone line for someone who actually does need insurance, by the way. And, then to intimidate a low level employee to boot.
unfortunately, he’s in the same vein as Rachel Maddow, Piers Morgan, Rush Limbaugh, Ann Coulter, and that idiot who got the tingle up his leg for Obama during the last election. I’m convinced they all sit down together for drinks every night after berating the other side of the aisle. Then they count their money and laugh at all their followers.
I also happened to have that on in the car and heard his call. The phone rep’s name was Earlene. Hannity was very nice to her and polite as the rep was to him. She quoted 42 hours at one point for the system to be back up, reading from a script of what to say to callers. The 42 hours was repeated back to her and she verified it a few times. This was long before consulting a supervisor.
Given that this went over the air to millions, while he may have used 1 phone line keeping it from one other person calling in, it probably kept thousands of others from calling and blocking the lines only to be told call back in 42 hours. Hannity’s call gave out good information for anyone who might have called that number.
There was no misinformation given on the call I heard. I also did not hear intimidation. He repeatedly thanked her for being so nice.
I’m talking about the call placed yesterday, not the one to Ms. Davis. The one yesterday when the Altrica kept saying, “I’m not allowed to give out that information,” when Sean pushed for information about the website. Then, she was going to transfer him to a supervisor but didn’t after talking with someone else who was obviously near her. Hannity was polite but intimidating to her. You could tell the rep talking to him yesterday felt pushed. Altrica said a rep will be calling him in 2 business days. Sean doesn’t believe he will be getting a call back. Why would they, he doesn’t need healthcare, his employer already provides it.
The call with Ms. Davis went differently, I’ll give you that. She had more of a conversation with Sean.
Hannity’s show isn’t doing anyone any good. That is why he is getting bumped by Michael Savage.
42 hours or 2 business days. Isn’t that the same thing? You’re complaining about him blocking a line. How is that any different than the dozens of reporters that went online the first several days to see if it worked.
Hannity’s show does most people good. He tries to expose the truth about what is really going on. More than anyone can say about Obama, MSNBC or any of the major networks. They would not know the truth if it slapped them in the face. They think partial truths is good enough. A partial truth is still a lie!
October 24, 2013 at 3:06 pm
Agent says:
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Tell us about Savage’s TV show opposite Hannity. Is he on the Discovery Channel? I get the premier package with Dish and I have never seen him on anything. He even got bumped from talk radio. Hannity’s ratings will still be good as are Fox’s other shows. You could add up the combined rating of MSNBC for a month and not have Hannity’s ratings for one night. In fact, you may be one of the few that tune into that garbage.
Cumulus is dumping Hannity because of his poor ratings. Hannity is a hack, but I listen to him so I can hear The Right’s talking points. Same reason I listen to Stephanie Miller, to hear The Left’s talking points. If you want to see how big of a hack Hannity is, all you have to do is view this:
Update to this story. Earline was on Hannity today. Her employer called her in the next day and fired her. Would not even let her go back to her locker to clean it out.
Hannity found out about the situation and has taken care of her. He said over again that she did a wonderful job and was very helpful. He let her tell her story. Then he took care of her and her children. He found out how much she made an hour. Talked to his accountant to find out how much he could give her as a gift so she would not have to pay taxes on it. $13,000. He gave her that and also another $13,000 for her children. One year’s salary. Then he asked his listening audience to help find her full time employment in her Florida home town area, listing her skills and asking others to step up with offers. This may turn out to be the best call Earlene has ever taken.
I’m surprised at you Planet tuning into the hated Fox News and Hannity of all programs. Yes, I saw him play the actual tape of the conversation with the Obamacare employee. The employee sounded as goofy as most liberals on this blog.
Why are you surprised? Captain Planet has always indicated that he is an Independent, like me. And, like Captain Planet, I tune into Fox News and listen to Hannity as well. It is called getting the perspective from ALL sides before forming an opinion. You should try it sometime and watch Rachael Maddow or Ed Schultz with an open mind. You may actually learn something.
I have and have learned that that lie and are brainwashed. There is no acknowledging of a viewpoint different then their own.
October 23, 2013 at 6:11 pm
Agent says:
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Yes Ron, it is too bad you and Planet don’t absorb good info and prefer to watch Rachel Madcow or Ed Shultz. They are the worst of the worst. I had to laugh when I saw that Piers Morgan said the media had been too soft on Obama. CNN has been on the Obama trainwreck right from the start. You & Planet calling yourselves Independents also makes me laugh. You undecided fence sitters who don’t know right from wrong with national issues and politics are a good reason why this country is messed up by Progressive Liberals.
October 24, 2013 at 8:24 am
Ron says:
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Agent,
Where did Captain Planet or me say we prefer to watch Rachale Maddow (show some respect and spell her name correctly) and Ed Schultz. We both stated that we gather our information from all sides of an issue, process that information, fact check, then make a decision. It is called critical thinking. You should actually try it sometime instead of insulting us Independents.
I would have thought you would applaud us for listening to your side.
Why do you blame national issues on Progressive Liberals when there are twice as many Conservatives than Liberals in this country?
So Ron, you and Planet listen to both sides of an issue and then make up your mind that the Progressive viewpoint is what you like. You and Planet made up your mind a long time ago and you use the Conservative shows as your bullet points on what you perceive to be correct. If you were a true Independent, you would be outraged at what is going on just like we Conservatives are. You are no different than committed Democrats who have been brainwashed for 5 years.
October 24, 2013 at 3:47 pm
Ron says:
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Agent,
Please list all of the issues for which Captain Planet and/or I are for the Progressive viewpoint.
Just because I believe in moderate approaches to fix our spending, debt and deficit porblems opposite to the Conservative’s “scorched Earth” approach does not mean that I am not outraged. As I have noted, we should vote all incumbents out to send a message that we the people do not like how the government is being run and nobody is safe.
We need more reasonable people who will work for all of the people and not just cater to any small group.
October 24, 2013 at 8:09 pm
bob says:
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Ron,
Planet does not watch Fox News to learn.
He has adamantly called them incredible for source quoting.
It is perfectly reasonable to assume he doesn’t watch, considering all that he says about Faux News, as he calls it.
If anything, he watches it to find out what the “extreme” republicans think (and is probably why he thinks all republicans are extreme).
Also, he is not an independent.
October 23, 2013 at 4:44 pm
Captain Planet says:
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Agent,
I listen to Beck, Hannity, Savage, Thom Hartmann, Chris Bradshaw (though currently looking for a new station), and some times Stephanie Miller. That way, I can hear what both sides are saying, take note, then go fact check. Then, I form my opinion based on the truth and not 8 second sound bites fed to me like red meat to a dog. Admittedly, I can’t catch all of every show every day, but this is who I am typically listening to on the radio. On the way to and from work, I usually listen to NPR as well. I don’t get much of that action, though. I’m only a couple miles away from work.
Try listening to Mark Levin. You will learn what the Constition is and how it is being trampled by this administration.
October 23, 2013 at 5:05 pm
Perplexed says:
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Amen, Integrity Matters. Levin is great, but most libs aren’t interested in upholding the constitution. They believe that the constitution gives everyone the RIGHT to have nice housing, health care, etc. all on the backs of hard working people.
October 23, 2013 at 5:26 pm
Captain Planet says:
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Tried, can’t stand his voice. Plus, when I’ve fact checked him after listenting the few times I have, I find he’s also full of sh!t. He and Hannity seem to get all of their shows from Drudge. Which…is full of? You guessed it. Sh!t.
I’ve taken several classes on The Constitution. And, when this admin or any other do things against it, I’m not afraid to point them out. Like all the war criminal acts almost every admin since JFK have committed. We can start there, this admin included.
October 23, 2013 at 6:13 pm
Agent says:
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If you are a listener of NPR, did you know that they are blaming the Republicans for the website disaster? Yes, I am sure Republican geeks went in and sabotaged it so it wouldn’t work so Obamacare would fail.
October 23, 2013 at 6:34 pm
Integrity Matters says:
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Levin is always on point. If he had a fact wrong, it was because he got it elsewhere. He usually cites his sources so I challenge you to give me a constitutional fact that he said on his own that was wrong.
October 24, 2013 at 8:29 am
Ron says:
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Integrity Matters,
You said, “Levin is always on point. If he had a fact wrong, it was because he got it elsewhere.”. Shouldn’t he fact check before stating something on his show?
October 24, 2013 at 8:45 am
ralph says:
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You guys should listen to Michael Medved, if you have a chance. He’s probably the smartest guy on the air…Unlike Hannity and most of the others who love to speak to people who agree with them, Medved picks people who disagree with him to talk to first. Each day has a different theme such as “Disagreement Day” or “Open Mind Friday”, and the best is the “Conspiracy Day” he does once a month. Give him a listen.
October 24, 2013 at 3:07 pm
Integrity Matters says:
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Ron says ” Shouldn’t he fact check before stating something on his show?”
Ron…When I have listened to Levin, he will disclose upfront the items he is repeating without fact checking. That is why I challenged to identify something he stated on his own.
October 24, 2013 at 3:50 pm
Ron says:
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Integrity Matters,
Then he should not make the statement before verifying its accuracy. Isn’t that journalism 101?
October 24, 2013 at 5:38 pm
Integrity Matters says:
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Well at least he isn’t taking a snipit of information and editing it to fabricate a story like, CNN, NBC, CBS, MCNBC, and ABC does. He is truthfully disclosing that he hasn’t verified the info as a warning.
Integrity matters and I’ll take his over the above networks anyday!!
October 24, 2013 at 8:10 pm
bob says:
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If that is accurate,
Then you would know it is a good source for certain areas of information, a fact that you continually deny.
And you also would not mock them as much as you do.
What is one fact that you have agreed with on Fox News? Name one.
October 25, 2013 at 2:42 pm
Captain Planet says:
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Hannity should find her a job. He’s the one who got her fired with his little stunt. Hack!
October 25, 2013 at 5:09 pm
Agent says:
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Bob, You and I have Planet and Ron pegged about right. If they actually watch or listen to the Conservative viewpoint, it is just to make up some bullet point response and spew it out. There is no way either of them are Independent since they both spout Progressive viewpoints and use Government websites for their info. I would say the truth is that they are closet Progressive Democrats masquerading in Independent clothes. After all, it is close to Halloween.
October 25, 2013 at 9:56 pm
Ron says:
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Agent,
I will ask you again, please list all of my Progressive viewpoints. Was it reduced government spending, lowering taxes for job creators, dumping all elected representatives regardless of party affiliation, opposition to the PPACA, or do you just want to choose your own?
October 31, 2013 at 4:44 pm
bob says:
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Agent,
I do find it funny considering your type of replies that Ron replies to you and not me, it seems to be the going trend. I don’t think Ron or Planet likes being wrong. They clearly reply to many people who insult them as much as myself.
Moving on:
I was only talking in this case about Fox News as a source. I have never seen them use Fox News as a source quoting a methodology showing they were correct.
I have only seen conclusions drawn through the usage of other sources. This leads me to believe they do not use Fox to compare facts, they use it to compare how “wrong” Fox News is, or use other sources to dismiss Fox.
My issue is when someone does that. Fox as I said is a reliable source, only if used correctly.
October 25, 2013 at 11:39 am
Agent says:
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You aren’t even close on the name Planet. EARLENE! Got it now? That shows how much you pay attention. You also missed the supervisor telling her to cut Sean off. That is the Planet way, right?
By the way Ron, Earline got a job with better pay, benefits and will do much better than her former job answering the phone and directing people to the non functioning website.
“It’s working in the states that embraced it”. Isn’t that because the state is in control of it? The states that didn’t want it have to go to the Federal Government controlled sites. This is what I understood.
The states that chose to open their own ACA exchanges were given very attractive economic incentives by the government to do so. The red states would rather cut their noses off to spite their faces than take one (red) dime from Obama. And that is exactly what they did. That strategy worked as well as the government shutdown to defund the ACA.
Right FFA. 36 states didn’t want to expand Medicaid or set up their own exchange sites. I don’t think they are all red or we wouldn’t have the current President in office currently.
October 23, 2013 at 3:46 pm
Celtica says:
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Agent: Here are the red states — which does mirror the states that chose not to operate an excahnge. However, an important distinction is who the governor and who runs the state house rather than how the state voted in the presidential election.
Agent: You need to look past the presidential election by state and focus on those states controlled by Republican governors and state houses who made the decisions.
Cetica, I am aware that Il has something in the works.
Now that pay to play is off the open table, we would probably end up with crap.
Just on the news today, McCormick Place lost another major nation convention. Thanks union pin heads!
October 24, 2013 at 8:13 pm
bob says:
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Ron,
If the democrats had allowed the republicans to pass any healthcare plan, the republicans would have.
Republicans didn’t have enough of a majority, as the democrats did in 2008.
A small amount of republicans went stupid in 2000, that is not all republican’s faults. All democrats were stupid, that was their fault.
And that’s why nothing passed.
October 23, 2013 at 4:51 pm
Integrity Matters says:
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Actually, anyone paying attention to the details, whether red or blue state, realized that at some point the “economic incentives” would eventually go away and then they would be stuck footing the entire bill. If it was such an economic “boom” why would they need incentives?
Celtica, were you alive during the last mid terms during the historic shellacking the Dems took as a direct result of Obamacare being passed and rammed down the country’s throat. Many statehouses changed over to Republican and many Republican governors were elected as well as the US House of Representatives changing over. I think they said the turnover was the greatest in over 40 years. Liberals were in total shock and denial that their agenda was comprehensively rejected.
October 23, 2013 at 7:00 pm
Celtica says:
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Yo, Agent, were you alive during the 1996 mid term when the Republicans took a shellacking when Newt Gingrich closed down the government in 1995. History often repeats itself. Look for a similiar shellacking in 2014. What goes around, comes around.
October 23, 2013 at 7:09 pm
Integrity Matters says:
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Yo, Celtica. Check your facts. The Repubs lost a few seats in the house but gained in the Senate. The still stayed in control. Not quite the same thing and would not call it a shellacking. Not to mention what happened in the various state govt races.
October 24, 2013 at 8:45 am
Ron says:
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Agent,
Were you alive during the 2012 election when Republicans lost 2 seats in the Senate, 8 seats in the House and could not win the White House?
Shouldn’t a more recent election with a greater percentage of the population voting matter more?
October 24, 2013 at 12:33 pm
Integrity Matters says:
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Stay on point, Ron. I know you Libs get distracted easy when an issue changes. You forget things quickly like fast and furious and Benghazi.
The discussion pertained to the govt shutdown and how the following election is affected.
October 24, 2013 at 1:53 pm
Ron says:
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Integrity Matters,
So, it is OK for Agent to reference past elections that support your narrative, but I cannot bring up past elections that counter your narrative.
Hypocrite!
Besides, I am an Independent, not a Liberal.
October 24, 2013 at 2:14 pm
FFA says:
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Ron, anyone that wants to worry about the past needs to refocus on the issues of the future. Right now, the future of health insurance is in major flux.
This ass hole in the white house needs to go.
October 24, 2013 at 2:33 pm
Ron says:
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FFA,
Is it OK for Agent and Integrity Matters to bring up the past?
Just curious that you singled me out.
If the Republicans had implemented their ideas for health care reform when they had power in the early 2000s, we would not be in this mess. It is not just the President and Democrats that bear responsibility.
October 24, 2013 at 3:15 pm
Integrity Matters says:
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Ron,
If you look over the entire post, Agent was trying to point out what happened in the mid terms that affected the state govt. Celtica replied with incorrect information. That prompted my reply.
I’m not a hypocrite, I am trying to stay on point.
October 24, 2013 at 3:16 pm
Agent says:
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Integrity, the states were all going to have to expand Medicaid at state expense. Talk about blowing a state budget! That is why they rebelled at it and not creating exchanges.
October 24, 2013 at 3:55 pm
Ron says:
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Integrity Matters,
My interpretation of the point was that elections matter.
It seems that Agent was referring to the change in Washington when referencing the Democrats getting shellacked. He then continued to expand to the states.
October 24, 2013 at 4:32 pm
FFA says:
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No reason in particular Ron. Just have a hard time looking over my shoulder wondering the If we did this then then that.
We have a national crises brought on by the current administration. Wasted all that time and money. He has effectively cut you and I out of the Health Insurance Market. Infrastructure was in place. All they needed to do was get the IRS site done. Instead – Screw You Screw Me and EVERY AGENT IN THE US! So, in this average Joes opinion, anyone blaming the past presidents for todays crises, WAKE UP. What happened pre OBama does not matter today. What matters is WE ARE IN TROUBLE TODAY!
October 23, 2013 at 1:46 pm
perplexed says:
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Are you freaking kidding, Celtica? Maybe their websites are working, but the premiums and deductibles aren’t what people were expecting.
People are calling our L & H dept. every day now wanting to know how to sign up for “that free health care”.
Perplexed: I checked my state ACA website and easily got in. The premium quoted was lower than I was quoted 10+ years ago. Do the math — I am 10+ years older. I also checked see what the premium would be in my income took hit if I no longer had a job and access to company bennies. It was affordable. And even though I am healthy, I would buy it, even in reduced circumstance – even if it was called Palin-care. Of course, most people in insurance would buy insurance for that the keeps them up at night worrying.
You might wish the program dead, but the news of its passing is premature.
Preplexed — that is hard to say until I finalize my 2014 company benefit election for the simple fact our company plans are changing with increased cost sand decreased coverage. Obviously the company plan will still be the way to go — but it is like comparing Whole Foods fuji apples to Trader Joe’s macintosh apples. It’s in the same arena — but there a lot of variables to both.
I do expect the company plan to be phased out — which the ACA may accelerate — but one that was happening anyway even without the ACA.
The company benefit plan of 2000 is gone, gone, gone.
October 23, 2013 at 3:48 pm
Libby says:
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Perplexed:
I checked and I’m 55 years old and smoker. In my state I got 13 options from $450 to $1050 premium and $0 to $6300 deductible. There was a gold plan with $1,000 ded at about $580/month I think. More than I pay now with my employer subsidized plan, but not horrible.
October 23, 2013 at 5:47 pm
Integrity Matters says:
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Wow. Both of you admitted that the Obama plan would cost you more than your present plan. And, it sounds like you’re not too sure what the deductible would be.
So Libby, are you going to buy the more expensive plan even though the deductible is a question mark?
October 23, 2013 at 5:48 pm
Integrity Matters says:
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I don’t think that is what Obama promised.
October 24, 2013 at 10:56 am
Celtica says:
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Intergrity:
My company provided plan costs about $175 month for my portion.
If I was laid off and took the minimum plan, with minimal income, my premium would be $145. If I took the maximum plan, with minimal income, my premium would be $190. And therein is exactly why it why it is called the AFFORDABLE Care Act.
I would be one of the healthy ones who buy medical insurance no matter what.
October 24, 2013 at 12:11 pm
Celtica says:
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I’ve had the polar opposite experience – before Obamacare I could get a plan with a $500 deductible, 20% co-pay, and prescription drug coverage with a $6 generic & $30 brand-name co-pay effective 11/1/2013 for $160/mo. The exact same plan under Obamacare, effective 1/1/2014, is $305/month. If I bumped up the deductible to $1,000 the prices were around $135 pre- and $275/mo post-Obamacare. Even the $6,350 deductible plans were in the $160 – $200 range, but were $50-$75 before Obamacare.
I am 27 years old, non-tobacco & take one generic prescription every month. If anyone thinks there’s any chance whatsoever that I am going to pay those kinds of premiums for a health insurance plan you’re out of your mind. Oh, and that was WITH a small subsidy. Premiums in my state literally doubled overnight. It took me a week just to get to view the plan/pricing options! I’m going to buy a policy effective before 1/1/2014 or just pay the penalty and whatever care I need out of pocket, it’s cheaper that way.
October 24, 2013 at 12:38 pm
Integrity Matters says:
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Celtica,
Its great using terms like minimum plan and maximum plan. What are the details, like deductibles and some of the other coverages?
I went on the site last night and the “general quotes” just told me the monthly premium without any details. Do you buy any of your other insurance that way?
October 24, 2013 at 4:35 pm
FFA says:
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Celtica, In IL, people in ICHIP and on Max Rated Groups are the only ones I have found to be coming down.
Its the adverse selection – Pre X – what ever you want to call it that will be saving money and filing the bog dollar claims.
October 28, 2013 at 1:04 pm
Libby says:
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Wow! 14 dislikes just because I gave some information on pricing on the exchange. This blog is just full of haters.
And to answer your question Integrity, the deductible was not a question. I had 13 different quotes, each with a different deductible and plan type, bronze, silver, gold, etc.
And it’s only more expensive than my current plan because I would lose my employer contribution. I’m pretty sure the premium is in line with my current premium pre-employer contribution.
October 23, 2013 at 1:56 pm
FFA says:
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From what I understand, its only working I states that set up their own exchange. This implies that the states put out a better work product then does the federal govt.
I am sure you are correct on that JW. Why didn’t he break up enrollment over time by States or age groups? Give everyone 55-65 Oct 1st – Oct 15. Or maybe enroll IL in that same time frame? But to just open it up to 17Mill people all at the same time was just insanity.
Exactly! It makes no sense to allow all 17M to try to log on at once.
October 24, 2013 at 8:13 am
jw says:
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17M possible enrollees / 75 days to enroll = 226,667 enrollments per day.
October 24, 2013 at 5:17 pm
FFA says:
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JW, maybe you should go to the white house and teach Obama basic old school math.
October 24, 2013 at 5:43 pm
Integrity Matters says:
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It won’t work. Obama would just try to borrow more toes to count on.
October 25, 2013 at 5:37 pm
Agent says:
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FFA, Amazon.com gets over 20 million hits every day and they seem to have a functioning website and it is easy and efficient.
October 24, 2013 at 3:24 pm
Agent says:
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jw, it has been revealed that the Fed website wouldn’t even accommodate 200 people when it was last minute tested without going down. There had to be several thousand going into the state sites to inquire. Why did this administration award this huge contract to a Canadian company without proper bids? Did we not need the jobs here for this project? I saw a Chinese American businessman on Hannity who creates websites and he said he would be embarrassed to charge more than a couple of million to create this website, test it and make sure it would work and absorb the load. Instead, we have the mother of all bad websites which will cost around $800 million by the time it is fixed or scrapped and re-started.
Democrats are now blaming Republicans for the website disaster saying it was because it wasn’t funded properly. Apparently, $634 Million wasn’t enough to set it up and three years not long enough to make it work. Now, we have a tech “surge” to get it fixed which should cost another $200 Million in all liklihood. Web.com advertises they can set up a website for free if the customer advertises on it. Projecting the complexity of healhcare.gov, they might have charged $2-3 million to do it. We didn’t get much bang for our buck, did we?
Integrity, I think the promise made by the President has been repeated dozens of times that it would save a family an average of $2,500 per year on health insurance. Not working out so well, is it?
Agent…just one of dozens if not hundreds of statements that he has made that he thinks the people want to hear. They rarely have any fact or actual truth behind them.
The blind sheep hear what he says and think “that sounds good”.
Integrity, I call the Liberals lemmings who eagerly follow their leader into the abyss of ruin.
October 28, 2013 at 4:13 pm
Agent says:
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So Celtica, reading your post about the quotes you got, you sound a little bit disgruntled about the premiums, deductibles, out of pocket expenses. You are one of those mid twenty types that Obama wants to foot the bill for all the sick people. Perhaps you will join the chorus who don’t like it and will just pay the fine/tax rather than get it. Did you get one of those non-renewals that have been going out saying your plan was being discontinued and you had to sign up or else?
When Gov. Mario Cuomo instituted his socialistic healthcare program here in N.Y. that mandated extra coverages without proof of insurability, insurance companies left in droves as they could not operate at a loss. The same will happen with this Obamanation. Insurance companies will fold, hospitals will fold,doctors will leave the profession, and government premiums will increase. Forcing businesses to operate at a loss (like the federal government)will result in disaster.
Good one!!!! Speaking of Football, Bears are going with McCowen. They signed Carson Palmers younger brother for back up. Good think Minn sign Freeman. He was awful to say the least. Don’t think Frasier wants his job…
October 24, 2013 at 12:00 pm
Agent says:
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FFA, Mccowen actually did a good job in relief. Had the defense played better, they would have won. I think the Texans found a quarterback. Schaub has been terrible and has lost his confidence. This kid that replaced him nearly pulled the game out against the now powerful Chiefs. It should be interesting to see how the Chiefs do against Libby’s favorite team. If Manning thought the Colts put pressure on him, wait until he sees the rush he is going to get from the Chiefs.
October 25, 2013 at 10:54 am
FFA says:
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Agent, that is gonna be a good one to watch… Powerful Chiefs D vs Manning & Welker…. I still cant believe NE let Welker go.
Not quite as mind boggling as OBama Care. I am thinking Kraft had a financial reason – Stay within the budget – unlike OBama.
October 28, 2013 at 1:09 pm
Libby says:
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Chiefs didn’t do so well against my favorite team, Agent. That’s how they did.
October 28, 2013 at 2:13 pm
FFA says:
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Libby, not too many team will do well against Denver…
October 23, 2013 at 1:53 pm
Texas Agent says:
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Why do people still think this will work? If only the sick people sign up, it is not possible. If it was possible, health insurance companies would have been doing it. This article addresses this very well. It’s all about a one payor system and that’s what it was about all along. Once the health insurance industry is dismantled because they can’t make a profit, there is no turning back. Again I say, we are breaking an entire system to accomodate a small percentage. Did not make sense when I said it before and it still does not. Wake up America before you allow this president to destroy our County.
You can’t compare health insurance to auto insurance. That is an old argument. Health insurance is 1st party, auto is 3rd party. Are you in the insurance industry??
Except for UM/UIM and PIP (no fault), the other coverages are not mandatory. You are not required by the govt to purchase phys dam.
UM/UIM is only there to protect the insured when someone does not follow the law or does not carry enough insurance. Why aren’t people who don’t have cars required to buy UM/UIM or no fault coverage? They could get hit as a pedestrian.
October 24, 2013 at 1:46 pm
Celtica says:
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Integrity — your auto leinholder can require auto coverage until the loan is paid. The government requires auto coverage LARGELY because of MEDICAL injuries inflicted on others. Property damage, not so much.
As for the pedestrian being covered by their own UM/UIM, they can also just go to the emergency room and then not pay anything. Which has been the go to solution for those without insurance. So then we all pay.
October 24, 2013 at 3:24 pm
Integrity Matters says:
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The lienholder is not the govt. My mortgage company isn’t requiring me to carry health insurance or life insurance.
And, yes, we all pay for it some way or another. No need to trash a system that is working for 80% of the population.
October 25, 2013 at 12:23 pm
Celtica says:
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FFA, if the costs of medical care go down (as if) and taxes go up, it doesn’t impact the web site that cost but will bring the overall US deficit will go down. Bet you didn’t see that coming…
October 25, 2013 at 12:38 pm
FFA says:
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Celtica, the only thing I see coming out of this is more jobs being cut, more hours being cut, cost increasing as they did not address the underlying issues that drive the cost and taxes gong up. Once again, I am losing business over this as BCBS wacks all of my HSA. I get my web site up to speed to accommodate the marketing end. The get redirected to EHealth.com and to Individualhealthinsurance.com.
No, I did not see that coming – yet another screw job to every agent in the US. Nor do I see cost being reduced… BTW, I hope I am wrong.
October 28, 2013 at 1:11 pm
Libby says:
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How about BI/PD, Integrity??? Are you SURE you’re in the business?
October 24, 2013 at 3:46 pm
Celtica says:
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Integrity — can’t argue with a brick wall who thinks that provding 80% of the citizens with medical coverage in a first world nation is somehow acceptable. It’s not — by a longshot – but you keep thinking that since your got yours, TS on those that don’t…
Celtica, No I am saying that the system we had could have been improved without govt intervention/takeover. Tort reform, amend the laws to allow competition across state lines, pre-existing conditions, etc. All that could have been done without spending over $600 Billion for a website that does not work.
Plain and simple, this country can not afford the ultimate cost of Obamacare. Obamacare is a political power grab.
FYI.. Medicaid was suppose to be for the other 20% that can’t afford it. Where is the responsibility for those who can afford it but chose not to buy health insurance? In the Risk management world, it’s called self insurance.
October 24, 2013 at 6:33 pm
Celtica says:
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Why quibble. If you are willing to live with only 80% of the country having access to medical insurance, then you should be willing to live with 80% across the board, including tort reform, amending laws – and infringement on the Constitution.
You call Obamacare a power grab; I call the ACA an attempt to bring the U.S. health care system into alignment with other first world countries.
PS: It wasn’t $600 billion. You are confusing the billions spent under Bush with nothing but war and a wrecked economy to show for it.
October 24, 2013 at 7:09 pm
Integrity Matters says:
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My mistake, $600 million for the website. $600 Billion is the cost of Obamacare per the CBO, and that is underestimated.
FYI..The US Healthcare SYSTEM is the best in the world, which is why people from the other socialist first world countries come to get specialized care.
The SYSTEM is fine, making it affordable for the majority of people is the challenge. Speaking of a brick wall, I am not saying screw those who cannot afford it. I am saying find another way to provide them with the care they need.
If we give out food stamps for those that qualify, why not provide healthcare stamps for people to get preventative care? It would be cheaper then them going to the ER for a cold.
October 24, 2013 at 8:25 pm
bob says:
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Celitica,
Obamacare, does not, bring us in line with other first world countries, and we are not, behind first world countries.
Universal healthcare peaks when it comes to catastrophic payout options.
This is not at all debatable. There are at least equal catastrophic scenarios in alternate countries.
Also, I’m pretty sure Integrity was talking 80% of insured people, compared to 20% who get coverage from medicaid or other areas.
You believe 20% of people don’t get care?
Let me say this to that:
HAHAHAHAHAHA.
Back on point: 100% of our people get care. Some people go bankrupt on it. But 100% get care.
Our cancer rates / death rates are equal to other countries, so clearly our systems fail equally there.
Go on to emergency use:
Did you not note the recent death though, for emergencies? Many areas in Canada do not have air helicopters paid for, it is due to the single payer system. We have on the spot, emergency, care.
Go break your neck in Canada, or Europe. See how you are assisted.
When people are sick here the law says you get treated, and the you get a bill. Insurance companies basically pass that bill on to people who are insured, (in conjunction with the hospitals). This is why we can have a law that no one can be denied treatment, and why our system has the most payout of any country. It makes sure it is impossible for anyone to slip through the cracks. One way or the other, you get coverage, whether the government pays, insurance pays, or the hospital passes that cost on.
We do not have a care problem in the U.S. We offer the most comprehensive, and total care. We have an insurance problem. And that’s just fine. 80% of us have insurance covering for better coverage than other countries can ever dream of (hip replacements? No problem! Join problems? NO PROBLEM, PAIN? NO problem! LASER EYE SURGERY? WHY NOT!! You cannot get this done in other countries) and 20% of coverage equal to that of other countries (medicare type coverage, and bills passed on that cause them to go bankrupt).
You are in dire need of ending your foolish commentary, that the big bad corporations are trying to kill people, the big bad dollar is killing people, the big bad capital society is trying to kill people, and the big bad republicans (considering Reagan passed the law that makes it a law to treat people who need care, such an uncaring, wanting everyone to die, republican, darn him!)
*insert sarcasm*
Grow up.
October 25, 2013 at 2:36 am
Celtica says:
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Integrity: You throw around facts and figures. But I include sources. You neglect to deduct the taxes and cost savings.
You also confuse healthcare with medical care. Yes, we have the best medical care in the world — but a very, very poor healthcare system to deliver it. When the chief executive of United Health Care receives an annual salary of $100+ milliion, there is something rotten to its very core.
Celtica, If cost of health care goes down and taxes go up, where is the savings factoring in the $600M+ it cost to build a web site that don’t work?
Tell me, where are we as a nation ahead?
October 25, 2013 at 11:32 am
Agent says:
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Integrity, they are now talking about the nation’s first billion dollar website. It has now come to light that almost 50 vendors had a part in this and they are now busy blaming each other for it not working. I would like to know the background of all these vendors. Do you think some may have been contributors to the re-election just like the Green Energy crowd who got billions in government loans and promptly went belly up? This website could have been done for a couple of million at the most with a true IT firm domiciled in America and it would have actually worked. Instead, the joke is on the American taxpayer once again.
October 23, 2013 at 5:04 pm
Integrity Matters says:
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Texas…you are correct. Unfortunately, the rest of the story is that Obamacare is actually doing what it was designed to do. It will create such an imbalance that the private health insurance industry will leave. When that happens, the govt will be left to force socialized medicine.
I just pray that the people of this great country will wake up before the next election and vote out the majority of the incumbents. Republicans and Democrats. I’m tired of the back room bribes and deals that take place. McConnell has to go the next time he is up for re-election.
Obama said he was going to transform America. Well he is, for the worse. I want a candidate that wants to transform the govt back to following the constitution.
So Integrity, what is to prevent people that have Obamacare with huge deductibles and out of pocket expense running to the Emergency Room, lie to them and say they don’t have insurance so they can be treated at county expense? They know that they can’t be turned away.
FFA, I, too was surprised New England let Welker go since he and Brady wore out whoever they played. Now, Brady is struggling finding the go to guys. That, and losing their star tight end to murder charges have probably doomed them for this year. Welker is good, but the Colts seemed to shut him down for the most part. The Chiefs are going to probably ring his bell when they play and they are very well coached.
Libby, I was unaware the Chiefs had played your favorite team. You confuse the very average Washington “Redskins” with the Kansas City Chiefs. I guess it is easy for you to confuse since they both have Indian nick names. Kansas City is still undefeated by the way. Don’t expect me to apologize for Dallas either. They have Jerry Jones as an owner and Jason Garrett as a “coach”. He is one of those Ivy League graduates from Princeton and that tells me everything I need to know about the ownership and the lack of a head coach. Back in the glory years, there is no way a Jimmy Johnson coached team would permit the opponent to score a touchdown with a minute left in the game and with no time outs and go the length of the field. Garrett should be removed from his duties along with the defensive coordinator.
Don’t look behind the curtains Comrades……we are almost to UTOPIA!! By the way, who’s payin’ the bills (by `bills’ I mean those worthless pieces of paper we’re printing by the trillions)?
Wheelbarrows, wheelbarrows…..my German grandfather told me where we were headed 20 years ago.
Joe the Plumber heard the message being applied to every `net positive’ citizen…. (Net Positive means contribution to the fiscal maintenance of the country – Net Negative means….)
Stop it. Just stop it. Stop making the problem bigger!
Get to work,fix the computers, answer your phones, do your jobs, write the coverage and lets move on. Stop pointing fingers.
Both sides voted for this plan. Lets call it RepDemCare instead…no matter if you like it or not, RepDemCare was voted in by the Reps and Dems and because of that it is here to stay.
Don’t vote it in first and then change your minds….
I couldn’t agree on your opening point any more even if OBama made up a new word for it… Its Law. Its here. Fix it! If it cant be fixed, then delay it until it can be fixed or scrap it all together.
Do something other then point fingers playing the blame game.
BTW, no Republican voted for this…. I don’t have the “link” at my finger tips, but I am sure several posters in this blog do.
That Fire them All Party sounds pretty good. I think average Joe with A Community College degree in finance should be pres… How about Ted Nugent for President???
FFA, does this disaster make the case for delaying the Individual Mandate or not? If they think it can be fixed, then fix it and let people apply if they have the patience. In the meantime don’t tax/fine or penalize people that want to wait until it is a workable market. I think the problems are so onerous and difficult, they will have to delay it for a year. They screwed up and it was obvious it wasn’t going to work. I can hear Sebelius talking to the President. Mr. President, I am sorry to report the website will not work as intended. He says, what? Are you kidding me? You had $634 Million to get this up and running and three years and it is this bad? You mean to tell me the customer calls the number and it refers to the website? What is that?
They will never admit their failure as long as BO is in office. He is still singing a happy tune about how wonderful it is despite all the evidence to the contrary and his lies have painted him into a corner. Did you see that 800,000 people in NJ got their cancellation notices as mandated by Obamacare? I don’t think they will be happy campers.
Hey FFA. Ted Nugent would get rid of all the 880,000 non essential government workers, cut all departments and agencies in half, get rid of the job killing EPA, get rid of all the programs that are expensive and duplicative, cut business and individual taxes to promote job creation and install a flat tax with loopholes cut out and the 50% that pay no taxes will have some skin in the game. Obamacare would be repealed and replaced with Healthcare Reform that makes sense and actually works. That sounds a little radical for the fence sitting Independents and Progressive Liberals, but the country would be far better off for it.
I guess they can all go to work in the factories for minimum wage. We can be China in a few years.
In addition, what do you think will happen with wages when there is a large influx of unemployed? I assume you understand how supply and demand works. After that all happens, what happens to the housing maket when we have hundreds of thousands or maybe millions of more homes going into foreclosure when people have to take pay decreases just to keep their jobs?
Can you address each of my concerns with a solution? I am guessing you cannot.
Conservatives always have an easy solution for complex problems because they do not consider unintended consequences or think of others beside themselves.
No, you’re right Ron. We should just print more money to continue to pay for that huge debt we are racking up.
If the powers would stop funding the illegals, cut back on the govt fraud and waste and stop handing out “goodies” to the masses, like cell phones, there might be enough money left to keep most of their jobs.
Instead of laying them off, how about cutting back on some of the salaries (and I mean on those that are above $75K) and pension perks. You know (or maybe you don’t), tighten the belt like the rest of the Americans have to do from time to time. o you think that might be a start.
October 24, 2013 at 2:39 pm
Ron says:
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Integrity Matters,
I have no problem with any of those suggestions because they would not send as much of a shock through the economy. I am just against any kind of extreme shake up (cutting 880,00 federal employees and instituting a flat tax that would eliminate countless private sector accounting and tax preparation positions as well as IRS employees plus less money from the 43% who rely on deductions to put money into the economy) because of the unintended consequences that may result.
October 24, 2013 at 3:43 pm
Agent says:
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Hey Ron, did you hear about the budget deficit or not? When is it a good thing for a government to spend $1 Trillion more than it takes in? As we just found out about the budget deal, the debt increased over $300 Billion despite the President saying it didn’t increase the debt. The idea is to create private sector jobs, not increase Federal workers who are a drain on our economy. They should get out and get a real job and be productive. Did you not hear about all the new jobs the government said they were creating? Pay no attention that 350,000 file for new unemployment claims each month. Trust me, we will not miss the EPA employees and IRS employees or attorneys of any persuasion since we have far too many of them anyway. CPA’s are smart enough to survive and may actually create a business and use their smarts to hire some people. I would caution them not to hire former government employees, especially the non-essential ones.
October 24, 2013 at 4:10 pm
Ron says:
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Agent,
I have indicated many times that I realize we have to address our spending, debt and deficits problems. I just do not agree with those approaches due to the consequences I pointed out. We need a reasonable and more gradual approach to decrease spending, reform the tax code, shrink the number of federal employees (attrition), and decrease government pensions and other benefits to be more in line with the private sector. Are you Ok with those solutions or are they too liberal for you?
However, you provided no real solutions. What if all of the CPAs started insurance agencies and started taking away your clients and decrease the pool of potential new clients?
What about wages? You know, supply and demand. That works for labor as well as products and services.
October 25, 2013 at 10:21 am
FFA says:
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I would have to agree with Ron on not cutting 880000 jobs. Them people spend their paychecks just like everyone else would…
Ted would probably provide everyone with a Bow & Arrow and teach them how to hunt off the land….
October 24, 2013 at 12:29 pm
txmouthbreatherboogereatertx says:
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Poor Teddy would lose his fan base if that ever happened. Those card carrying members of the SPS usually get some type of government assistance, after all, if you would shit yourself to get out of something you would have to be a little re-re wouldn’t you? Guess that’s what happens to when you write songs called “Wango Tango” easy songs with hooks directed toward the low IQ brackets driving around in Firebirds and Camaros and a pack of Marb Reds rolled up their sleeve.
So Ron, it appears that you are in favor of decreased spending only on a more gradual basis. The Sequestor savings of $85 Billion hardly is worth mentioning in a $3.4 Trillion spending spree. It is about half of 1%. The President said the world was falling and banned tours of the White House and made it as painful as possible. We got another dose of his painful policy with the 16 day government shut down. Serious cutting demands serious people and the non existent budget needs a complete overhaul and every program needs scrutiny and every department needs big cuts if we are to get this under control. Why not hire some of those really good CPA’s to do an audit instead of forming yet another committee of politicians to study it an not agree on anything? I have a really good CPA who could identify hundreds of items to cut and make a huge dent in the deficit right away. We keep the CPA’s on the payroll to watch spending like a hawk and then we might not need those 888,000 non-essential workers. I will make you a deal. We put on a thousand good CPA’s and spread them out over all the departments and agencies and let’s see what they can do on budget cuts and analyzing failed programs. Of course, they can’t be Obama supporters or we will never get anywhere.
October 25, 2013 at 10:58 am
FFA says:
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Teds a health nut. He don’t smoke… Think he would be playing Strangle Hold for Obama these days.
It is a fact that only House Democrats voted “For” the ACA. The bi-partisan part is that 34 Democrats voted against it along with all 212 House Republicans.
Dear Pay Attention: What? The Republicants didn’t have control of the House when ACA was passed? Wonder what will happen when they lose control again in 2014. Hmmm….
Leave it to you Celtica to twist things around. If you knew what PayAttention was talking about, you would know that Democrats passed this garbage on strictly a partisan basis since they had a super majority under the now infamous Nancy Pelosi who boasted she would pass it if she had to pole vault over the fence. Even at that, she had to bribe, cajole, intimidate a lot of Blue Dogs to get over the hump. Harry Reid did the same thing in the Senate only he sweetened the pot for Mary Landriue and Ben Nelson.
Yes, Celtica, this scares the crap out of me. What is the next thing on the liberal progressive agenda to trash our country and constitution? Free speech? Gun Control? Freedom of religion? What freedom do you hold dear that might actually make you stand up fight this tyranny?
So, why aren’t the Republicans trying harder to win the moderates? That is the question I want answered. It seems to me that the majority of Republican politicians are not fighting for the moderates, it’s like they’ve already conceded the middle and are just fighting over the far right.
I’m sure there are people in the middle who could be persuaded to vote Republican, if those candidates appealed to them.
October 29, 2013 at 2:18 pm
Integrity Matters says:
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jw…I guess my question is, what is so bad about the republican agenda that the moderates say “I’m not voting for that?” Actually, it should be the conservative agenda because there are too many Repubs that are too far left. Fiscal responsibility? Less government intervention? More accountability? Term limits? Fewer entitlements (or at least better controlled)? Adhering to the law?
October 29, 2013 at 2:46 pm
Libby says:
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I can’t believe you are actually asking that question, Integrity. I think we ALL want: “Fiscal responsibility? Less government intervention? More accountability? Term limits? Fewer entitlements (or at least better controlled)? Adhering to the law?”
What we DON’T want is government dictating morals and instruding on our rights. Women’s rights, Reproductive rights, Gay rights, Fredom from Religion, etc. If the far right would back off those issues, they’d get alot more support. But it’s the fundamentalist Christian, teabaggers that turn us off. And unfortunately, those are the ones making the most noise in Washington and in politics.
October 29, 2013 at 3:22 pm
Ron says:
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Integrity Matters,
It is not the agenda that Independents are against, we are against their idea of governing; do nothing then blame the Democrats.
My issue with the current crop of Republicans began with Senator McConnell’s statement, ““The single most important thing we want to achieve is for President Obama to be a one-term president.” I would think the single most important thing they should have wanted to achieve was to fix the economy and help the American people.
My issue with past republicans is their poor fiscal record. See spending, deficit and debt during Republican vs Democratic administrations.
They talk a good fiscal game, but Democratic Presidents get better results.
October 30, 2013 at 7:59 am
jw says:
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Integrity Matters, I agree with you and Libby – all those things you mentioned are on my wish list.
However, the conservatives keep spoiling the conversation by including social ISSUES. (not things that cost money) If they just stuck to the conservative fiscal policy and stayed away from ANY reference to sex and equal rights, I would vote conservative.
October 30, 2013 at 8:06 am
jw says:
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So, to answer what is so bad about the republican agenda that the moderates say “I’m not voting for that”: equal rights for GLBT & women, and no legislating morality. These things cost nothing, and are quite simple to support.
October 31, 2013 at 4:59 pm
bob says:
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Ron,
HAHAHAHA you hypocrite and liar!
I love you Ron, you make it easy.
Presidents don’t make debt, your phrase.
And they don’t. Congress does. 1995-2006 had the first democratic majority in over 40 years in congress. Which means out of the 11 years they were in congress, we had ONE trillion dollar bad year (from tarp) and we had 4 surplus years. Do you realize that’s about 40% of their time in control they cause surpluses? That was NOT Clinton, and you can’t be a hypocrite and suddenly say the surplus was not the republican congresses doing, while saying it can’t be the president’s doing as well, depending on what benefits democrats.
You have to go by laws I might add, not only who was in charge, and who put those laws up. For example: Who pushed the stimulus? Obama. Who pushed the spending on QE and Twist? Obama. Who is the fault of that debt? Obama.
Then you have to look at the revenues: What were the normal years in Bush’s years deficit to gdp? Average. Other than his last year. This means it wasn’t his taxes. Therefore it isn’t the taxes for Obama either.
So what is the problem right now? Spending. And then again, who is pushing up the spending? Obama, QE, Twist, Stimulus, etc.
Facts are facts.
And then Compare Reagan: Did reagan get his proposed spending cuts? No! Who was in congress? Democrats. Did he get his tax cuts? Yes. Did revenues go down by a significant percentage? Temporarily, yes. Long term HELL NO. Clinton’s revenues, which were still lower than the taxes before Reagan, (meaning that Reagan’s tax cuts were mostly all still in force, but the marginal rates were slightly higher, but still under what they were before Reagan) were at 20% of GDP.
So then, are lower tax rates causing deficits? NO. If anything they helped Clinton.
Then again, back round circle, is Stimulus, QE, and TWIST affecting deficits? Hell to the yes.
They talk a good fiscal game, but Democratic Presidents get better results.”
October 23, 2013 at 4:37 pm
ThinkFirst says:
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SoFedUp,
You are correct that both sides voted ON the ACA, but only House Democrats voted “For” it. Anything close to a bi-partisan effort in the House was that 34 Democrats voted against it along with every single Republican. Confirm the facts by reviewing House Vote 165.
The only answer that makes sense jw is to fire all of the politicians in DC and start over with Conservatives, not Progressives or RINO’s. These people are drunk on power and spending and have completely ruined this country. You Independents also need to wake up and stop consulting government websites and stop believing the Progressive drivel and go back to the Constitutional Republic that the nation was founded on. Mindless lemmings following the leader is not the way to go.
The problem is that every political party believe that we need more representatives with whom they identify. We need to just vote against every incumbent, regardless of party affiliation, and send the message that we will hold everyone accountable.
Unfortunately, there are too many people like you who will continue to vote based on party line which is why we saw 90% of incumbents up for re-election in 2012 win.
Ron – none of them identify with any of us. They ask our opinion and flush it down the toilet. Then they do what ever they want for their own gain / benefit.
October 25, 2013 at 1:31 pm
Ron says:
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FFA,
I agree with you. The problem is people like Agent and others who blindly support their party that will not vote out someone if they have the correct letter after their name. They will continue to blame someone else.
October 25, 2013 at 5:50 pm
Agent says:
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Ron, the only thing I have ever said was that I was a Conservative. Find a Conservative Democrat and I will vote for him or her. They are as rare as hen’s teeth. I do hope more Conservative Republicans challenge the RINO’s we have in Congress in the primaries so we can get some new blood in there. Democrats are really shaking in their boots right now with this travesty. I would hate to be one of them holding a town hall in the next election season.
October 28, 2013 at 3:16 pm
Agent says:
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Hey Ron, I hate to disappoint you, but I have not said I was a Republican even though you label me that way. You are certainly no Independent since you agree with the left so often. I will say that I have not seen a Democrat worth voting for in any election. The Party of Truman does not exist anymore. It has been hijacked by the Progressive Left. If there are any moderates still in office, they keep their head down or the leadership will lop it off.
October 29, 2013 at 10:37 am
Agent says:
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Unfortunately for you, you can’t separate right from wrong with your dysfunctional Independent brain so you continue to go to websites to try to find a narrative you agree with. It is sad that you are do dependent, have almost no common sense and can’t see the forest for the trees.
October 29, 2013 at 10:46 am
Ron says:
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Agent,
When did i call you a Republican? If you are going to take my criticisms of Republicans personally, that is on you. I have respected your request to not be lump in with Republicans, I ask the same from you to not refer to me as anything but an Independent.
I asked you multiple times to list my Progressive viewpoints and you have failed to do so.
October 29, 2013 at 10:48 am
Ron says:
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Agent,
One more thing, how about you provide some support for your narrative. I am trying to make it as easy as possible for you to verify where I get my information and have given you every opportunity to support your position(s). It is not my fault that there is no data/statistics to support your assertions, but plenty to support mine.
October 23, 2013 at 5:08 pm
Integrity Matters says:
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Actually, the republicans did not vote for it. In fact, it took a number of bribes to get the democrats to vote for it. Remember…the Dems controlled both houses when Obama was first elected.
Thats the problem with everyone. You believe blindly what you are told and then have short memories.
As I recall Integrity, Obama, Pelosi & Reid were shocked and amazed that this just didn’t sail right through since they had the majority in both houses. They were also shocked to learn that the American People didn’t like it and poll after poll revealed that fact and the folks were letting their representatives know about it. I saw a video of Mary Landreiu in Louisiana at a town hall and they were letting her have it. In the end, she disregarded her constituents and voted for it anyway when Reid did the Louisiana Purchase to give her money to expand Medicaid. By the way, the last count I saw had no one signing up for Obamacare in that state.
The will of the people will be felt in the next mid terms just like it was in 2010. The avalanche of the discontented after they get their cancellations will be enormous. RINO’s will be challenged in primaries and Democrats who voted for this monstrocity will be fair game to be sent packing. I think the safe districts will now be unsafe for these idiots.
October 28, 2013 at 1:25 pm
Captain Planet says:
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You mean like how Romney was going to win in a landslide over President Obama? What was the #1 issue again? Oh, yeah, healthcare reform. Agent, you haven’t had a very good prediction track record. Just sayin’.
October 23, 2013 at 2:05 pm
Dale F. Ogden says:
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I will pay several thousands of dollars a year MORE for higher deductibles and higher out-of-pocket maximums. And the young supposedly subsidize the old, but I don’t see it. My wife and I are in our early sixties but our premium is increasing from about $1100 to $1500 per month; my son’s (mid-twenties) premium is increasing from $75 a month to $250 per month. And I am losing my Health Savings Account so that adds a couple thousand more to the after-tax cost of health care. Overall, about $10,000 per year in additional health care expenses before I get hit with the higher deductibles and higher out-of-pocket maximums.
I liked my health insurance but I cannot keep it. IdiotCare is a tax and spend wealth transfer program. Although I have purchased health insurance every year for decades (I am self-employed) I am thinking of dropping it.
Good job Obama/Pelosi/Reid. What a fitting memorial to the former Senate Buffoon, Ted Kennedy (Mary Jo Kopechne could not be reached for comment).
I still have my HSA next year. The rule specifically says we can only put $2,500 per year in the HSA. That’s not eliminated, that’s just reduced. I don’t understand why any plan is being eliminated.
After all jw, we were promised that if we like our current plan, we could keep it. He said if you had current insurance, you didn’t have to do anything. What are all these non renewals about now? If the plan doesn’t conform to the mandated plan of one size fits all, then it must be cancelled. That is the law that was passed. What an Obamination!
October 24, 2013 at 4:42 pm
FFA says:
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Blue Cross in IL is Non Renewing every one of mine.
October 25, 2013 at 8:06 am
jw says:
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Wow. My HSA is administered by Humana. Could that be the difference?
October 25, 2013 at 10:26 am
FFA says:
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Maybe JW. I’ll dig into it in IL…. What I can tell you for sure, these people are expecting major jumps in rated. One on my desk is going up 100%+.
Too bad the country didn’t understand OBAmas version of the English language. Affordable means rates spike up… Old school English would suggest rates go down.
October 25, 2013 at 2:02 pm
jw says:
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Ouch. Doubling the premium $uck$.
October 28, 2013 at 12:52 pm
Libby says:
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jw – an HSA is a Health Savings Account that you put into to pay against a large deductible. The money stays with you unlike an FSA – Flexible Savings Account which you put into each year and you use it or lose it. HSA’s are being non-renewed.
October 28, 2013 at 1:54 pm
jw says:
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Dang initials. I just went through the open enrollment, and I was positive there’s an H in my plan. I have an HRA – Health Reimbursement Account. What the freak is the difference? I put the same amount of money in and I don’t lose it at the end of the year.
October 28, 2013 at 1:56 pm
jw says:
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In spite of my not noticing that Spending was changed to Reimbursement, I still have the same options and it is still administered by Humana.
October 28, 2013 at 2:26 pm
Libby says:
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Well, it sounds like an HSA. Did your coverage just renew in 2013?
October 29, 2013 at 7:40 am
jw says:
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We just had open enrollment for 2014.
October 23, 2013 at 2:12 pm
idk says:
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Everyone is already getting healthcare now – in the ER when the issues are very serious and very costly. We are already paying for this! Already paying! The ACA will allow more and better preventive care and save money from costly surgery, dialysis and other procedures for the seriously ill that did not have health insurance. Also, the doctor’s office and urgent care will be much cheaper than the ER (there only current option).
How about getting on board to help make it work in lieu of the never ending complaining and blocking? Now that would be useful.
idk…do you ever stop to listen to what you are saying? Do you really think the COST of surgery, dialysis, etc will go down? The only thing that will go down is the amount of money that the govt will reimburse the providers for. This will lead to the going down of the number of providers that will accept the reduced payment from the govt. This will lead to the quality of providers going down because the quality providers will either get out of the business or charge higher rates that other people are willing to pay.
I agree that the preventative care aspect would relieve the burden on the ER, but the costs are going to rise ultimately.
With the shortage of doctors and increased insured population, the ER will the only choice for accute care – you’d be lucky to see a booked-for-a-year doctor, so there is no other choice but the ER.
No, that votes were bought with bribes. Don’t forget, Obama had to campaign and Reid had to promise exemptions and pork to that few Dems that held out. Again, the facts keep getting in the way of the truth.
Integrity, some of the jug head Liberals on this blog do not remember the Cornhusker Kickback and the Louisiana Purchase which were well publicized to buy votes for passage. The rest of it was intimidation of the Blue Dogs telling them they would be shut out of committee positions, having their campaign funds cut off by the DNC and they would be outcasts if they didn’t vote for it. Many Blue Dogs promptly lost in the mid terms since they didn’t have a prayer of being re-elected. Nancy did give them a swell going away party as they were packing their bags.
I wonder how much aviation fuel and extra security dollars were used during the time Obama was trying to sell Obamacare in his 34 major speeches done all over the country to his adoring fans. It might have been about the same total of all the exhorbitant vacations he and Michelle have taken on our dime.
That IS the POINT. The votes were all democrat. The Republicans weren’t even there in that room behind closed doors when it was voted in because they weren’t there. Are you that clueless? I can see why you’re so fed up. You don’t have a clue.
They were in the room, Amazed. All members of the house voted. Even one Republican voted FOR it after the necessary votes to pass were cast. Get your facts straight.
The left says, “This is the best thing to happen to the country EVER!”
The right says, “This is the WORST thing to happen to the country EVER!”
The rest of us say, “There’s really not a damn thing any of us can do about this either way. Just fix it and make it as painless as possible for everyone. Oh yeah, while you’re at it? Would it be too much to ask for all of you to GROW UP AND ACTUALLY START WORKING TOGETHER FOR THE SAKE OF ALL OF US?!?”
It’s unfortunate, Ralph, but some of us are paying attention to the handwriting on the wall and want to cut our losses (i.e.replace it with tort reform and open competition across state lines, including some of the better features like the pre-existing condition edict. It’s unfortunate because no one is listening to us.
It’s unfortunate that too many people believe what they are told by Obama and the main stream media instead of thinking for themselves.
So Integrity, Jeb Bush has made an interesting proposal to get the two sides talking and working together. He said Boehner and the President need to go golfing together and while playing, they can swing some deals just like businessmen do all the time. I can hear Obama now. Hey John, is this 6 footer good? Boehner replies no Mr. President, you have to putt them all out. Obama then throws a tantrum saying he is the President and he has to be given all putts inside of 6 feet. If he shanks a shot and it goes out of bounds, that doesn’t count and he gets it over. Boehner says Mr. President, I will have to add stroke and distance for that shot. Obama then storms off the course and they resume not speaking to one another. Obamacare is a super shank and he wants it not to count. He gets overs and overs and no one holds him accountable for the mess he is making.
Well said, Agent. Obama is the current teflon president. Nothing sticks to him. No accountability, no responsibility.
I don’t understand how his supporters believe that he does not know about some of these things are going on. Or worse, they do believe it and don’t have a problem with it! If he is not aware, who the H-ll is running this country?
Integrity, I think it is kind of like the fox guarding the hen house. Nothing good is going to happen to the hens in this scenario. The government is gobbling up all the cash in this country that could be used to create business and jobs which it sorely needs. They couldn’t even bring themselves to hire an American IT firm to install their website. Look at what we got for our $634 million + repairs now.
October 24, 2013 at 4:01 pm
Agent says:
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Hey Ralph, the left is not into making things as painless as possible. They go for maximum pain. The Sequester and government shut down should have been an example of how they operate. That is minor compared to what we will see by mid 2014.
Folks forget, didn’t know or didn’t care that we had a major health cost issue in this country. The inflation rate of hospital/doctor costs was 2 to 3 times the national average over 20 years. Each year taking a bigger bite of Gross Domestic Product. Costs were simply unacceptable to all political parties. Something had to happen, no more ostrich syndrome.
Amazing how after not quite a month, those of red persuasion are calling it a failure, well at least the leadership of the House.
Amazing how our national debt is now larger than the GDP and the White House and Senate Leadership don’t give a crap. They just want to borrow more money.
Do you think if I called all my creditors and said I can’t afford my bills so I want them to lend me more money, that they would actually do it?
Then address the underlying factors in the cost instead of scrapping the whole thing, wasting a ton of tax payer money and cutting the Professional Agents out of the mix.
Chuck said- “The same will happen with this Obamanation. Insurance companies will fold, hospitals will fold,doctors will leave the profession”
You are right Chuck, some this this is happening now. For example, in my area hospitals are laying of employees right and left. The Cleveland Clinic is laying off 3000 employees siting Obamacare reimbursement costs. Trinity Hospital/CHE last week announced layoffs citing ACA costs, Crittenton Hospital has had layoffs twice (180 people)citing Obamacare as one of the reasons, Detroit Medical Center, hiring freeze and no replacements for those who retire, leave or are terminated, Beaumont Medical center considering layoffs but doing reductions now through attrition and a hiring freeze. On and on
My sister, the RN told me the hospital she works for is considering (in addition to layoffs) reductions is medical testing equipment (cat scans and MRI machines) as the reimbursement under Obamacare is poor and not worth the capital purchase, maintenance etc. She said that she thinks that the US might be like Canada, if you need a cat scan or MRI you will have to wait 6 months and maybe die before you find out what is wrong with you. By the way, there are a lot of Canadians who cross the border into Michigan to have their tests done for that reason
Bet they won’t be crossing much longer. ACA just might prove to be the solution to illegal immigration – why would anyone want to illegally cross over into another third world country?
Bob, If you brave enough to go to Detroit, you would be in a third world country. Sargeant can confirm if you don’t believe me. Talk about waste and corruption, their Progressive Liberal City Council take it to a new level. I don’t know how many former mayors are in jail now, but the name Kwame Kilpatrick comes to mind as the most recent.
Hi Sargeant. Yes, I was criticized some weeks ago on this blog for posting about all the job killing done by this disaster which included a number of large hospitals who were laying off workers. How is healthcare going to improve if the professionals like doctors, nurses, PA’s are no longer in the profession? Can you say rationed care? I have a couple of large hospitals in our area that have also laid off a number of workers. A sick person in the hospital has to have a relative or friend sit with them to make sure the nurses do their jobs and give proper care. When my wife was in the hospital last year after major surgery, the hospital wasn’t even practicing basic hygiene by giving a sponge bath. She is lucky she didn’t get an infection and I let the Hospital Administrator know about it and they started giving it. That is just basic care. No telling what it will be like in the coming months/years.
Agent,
So nice to hear from you. How was the hot date between you and Sarge?
As far as rationed care, you do not know what you are talking about. All it means is that there is emphasis on quality of care versus purely administrating treatment (consult and diagnosis THEN treat). Moreover, it reinforces and emphasizes certificates of need for health procedure. Have you heard of certificates of need Agent? I think not.
HAHAHAHA!!! That’s a good one…an emphasis on quality care. Is that the new talking point that they are rolling out when someone can’t get approval for a procedure or have to wait 6 months for an MRI?
Our current system already has pre-certification requirements, which is the same thing. In many cases, the insurance companies cost themselves money because they want to follow a certain “protocol” of care. For example, I recently had a knee injury and the protocol was to order an Xray first to make sure there were no broken bones. The doctor (and I) could tell it was a soft tissue problem that needed an MRI. So now the insurance company is paying for both.
Unfortunately, there has been too much fraud from the doctors so the insurance companies have to institute something to try to mitigate the problem.
That is not what a certificate of need is. Why do you google the term? You will find out what it means and stop embarassing yourself.
Learn to think for yourself instead of spouting off Rush Limbaugh and FoxNews.
As far as fraud in the industry, they have instituted something. It is called utilization review. You can google this as well.
I guess Integrity, Sargent Major and Agent will all be in the same class together.
October 24, 2013 at 10:48 am
insurance102 says:
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That is not what a certificate of need is. Look up the term.
Look up the word ACO is. Why do you think countries with an emphasis on ACO’s have higher quality of life if you look at average life span?
You really have little or no brains integrity.
October 24, 2013 at 2:45 pm
Agent says:
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Integrity, if you have been following some of the other Healthcare blogs, you probably recognize 102 as the nastiest of the lot and the most insulting. Only a Progressive Liberal idiot would think the quality of care will be improving under Obamacare. There is already a shortage of doctors, nurses and PA’s in this country, the last I heard was about 60,000. It is due to rise to 90,000 in a few short years when more and more of them leave the profession. I was hoping 102 would get lost in the NY subway system with the other rats, but he is like a bad penney and keeps showing up.
Certificate of Need (C.O.N.) programs are aimed at restraining health care facility costs and allowing coordinated planning of new services and construction. Laws authorizing such programs are one mechanism by which state governments seek to reduce overall health and medical costs. Many “CON” laws initially were put into effect across the nation as part of the federal “Health Planning Resources Development Act” of 1974. Despite numerous changes in the past 30 years, about 36 states retain some type of CON program, law or agency as of December 2011.
As you can see, you are OFF BASE. The CON pertains to the need and construction of medical facilities and not health procedures.
Who’s embarassed now?
October 24, 2013 at 3:47 pm
Integrity Matters says:
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INS 102…ACO=Accountable care organization aka HMO. What’s your point?
You’re judging quality of life by the average life span?
You should speak to the mirror when you make statements about having little or no brains.
October 25, 2013 at 10:29 am
FFA says:
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102 not even a true blue American. He has stated he is ABC123-American. I forget what he puts in front of American.
October 23, 2013 at 2:48 pm
Rusty says:
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As to the sign-up problems and length of time estimat4d to fix them, what are people who are being laid off or who are otherwise being forced out of current health insurance plans and told to apply as individuals through the exchanges to do if their insurance runs out before the problems are fixed? It seems a lot of people are going to have a serious gap in their coverage and whether I wonder of the Obamacare people ever thought of that. I also wonder if all these problems aren’t a deliberate attempt to sabotage the exchange system so that Obama can then issue an executive order to impose a single payer plan he wanted, but couldn’t get couldn’t get the law passed with that provision. I also understand that there are real problems at the physician end due to the intrusive paperwork the plan imposes on them with respect to what is considered acceptable levels of treatment.
Well, I’m looking forward to checking it out. What this means for many of us approaching 60 is that we will have access to health insurance and can change jobs or retire. At 60 most of us have a pre-existing condition and we know that insurance companies have looked at us as pariahs. You can whine and complain all you want but America was built with a CAN-DO attitude. The founding fathers were NOT defeatist like the current generation of politicos. When they encountered a problem they rolled up their sleeves and came up with solutions. Today’s whiners embarrass America.
Nan…our founding fathers are rolling over in their respective graves because our govt has turned into the tyrannical behemoth that caused the american revolution. We no longer have a representative govt of the people, by the people and for the people.
They do what they want to do to remain in power. They are elected by the very people that are receiving the govt handouts and entitlements. To make a point, does the govt really need to provide cell phones to the masses?
Try reading the history of the nation’s first hospital and WHY it was founded… the following is just a snippet!
The Story of the Creation of the Nation’s First Hospital
Pennsylvania Hospital was founded in 1751 by Dr. Thomas Bond and Benjamin Franklin “to care for the sick-poor and insane who were wandering the streets of Philadelphia.” At the time, Philadelphia was the fastest growing city in the 13 colonies. In 1730, the population numbered 11,500 and had grown to 15,000 by 1750 (the city continued to grow and by 1776, its 40,000 residents made Philadelphia the second largest English-speaking city in the British Empire).
Thanks for the history lesson and making my point. Please note, this was formed by the people, not the govt. We were not a nation yet.
We are a nation of people that help other people as we are led by our own morals and convictions. We do not need the govt stealing our money to give to someone that they think needs it.
Integrity,
The average teabagger takes more in public benefits than the average Democrat. Why do you think such strong blue states (like my state of New York alone) give much more revenue to the federal treasury than many of the red states combined?
Can we have our money back?
I will give you a quick phrase to live by that was said by Harry Truman–If you want to live like a Republican, vote for a Democrat.
You’re delusional, ins 102. How are you defining public benefits? The simplest answer to the revenue question is population.
Also, if you paid attention to the red/blue voting maps, the majority of the country was red. The blue areas were primarily in the larger cities where, guess what, most of the entitlements are doled out! Not to mention they voted two and three times.
As far as NY is concerned, they have some of the highest tax rates in the country. Its amazing that a village and town that are virtually on top of each other have to have their own public services (like police) instead of sharing these responsibilities. Its no wonder the taxes are so high.
Also, nice quote. It seems like the Dems in power think they are above what is good for the middle class. Why are they refusing to be subject to Obamacare? Its the “do as I say, not as I do” attitude.
The people who rely on the entitlements don’t realize that they are the 21st century slaves.
I can only speak for KY, since I refuse to research anything else. For every $1 KY pays in Federal tax, the state is given $1.54 in Federal benefits.
Both of our US Senators are Republicans, the majority of our US Representatives are Republicans, and the state voted for the Republican candidate in the last 4 or so presidential elections.
October 25, 2013 at 9:15 am
Ron says:
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jw,
Where did you obtain the data for KY?
I have cited this source multiple times, but it only covers 1990-2009. I have been looking for more recent data with no luck.
However, it does give some indication why most of the “red” states are referred to as such.
October 25, 2013 at 2:06 pm
jw says:
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It was in the Herald-Leader ( kentucky.com ) not too long ago. Late August or early September? Again, it only provided KY data.
October 25, 2013 at 2:09 pm
jw says:
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I’m pretty sure it was the Herald-Leader. We have someone who searches multiple news outlets (Ky & national) and then posts a word doc with copies of the articles. Most of the time I pay attention to the source, but sometimes I don’t notice.
October 23, 2013 at 3:08 pm
PM says:
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Unfortunately ACA is not going to die and its not going to be a success. It will limp along as a huge drain on our society. BO will sing praises of its greatness, while people are fined for not having insurance yet do to the problems, they can’t get insurance. And those that do will have “lower” premiums with higher deductibles that more than makes up for the difference. The drain on the economy will grow exponentially and the two sides will grow further and further apart.
We all have our opinions (good or bad) of the last four years under BO’s reign and will never agree. However there is one thing I think we can all agree on. That is that this country is as divided as ever. The center of the issue for both sides is BO. So much for uniting the country.
PM, he is the divider in chief. He is following the Cloward & Pivin theories to the letter. Divide and conquer is the watchword. I think the folks have just about had enough and do not want a dictator. I guess we will find out when it reaches a head sometime in 2014.
Don’t worry agent with Abbott and Costello at the head of your party (Cruz and Paul), the Democrats could run Howard “Scream” Dean and still keep the White House.
How did the government shutdown work for the teabaggers? Not too well!
The problem was not Speaker Boehner’s backbone, it was the right’s strategy to repeal, delay or defund the PPACA this way. It had a near zero chance of working. I honestly believe that if they focused on entitletment and tax reform they could have gained some concessions and improved our debt and deficit problems in the short term. Then they would look more appealing to Independents, gain power, then get rid of the PPACA and implement their own plan for health care reform.
If the Republicans lose more seats in the next election, this should be seen as their biggest error in strategy.
October 24, 2013 at 4:11 pm
Agent says:
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Actually Integrity, 102 is from the sewers of NYC which has the highest tax rates and highest cost of living in the country. He probably voted for Anthony Weiner, the peter tweeter.
October 28, 2013 at 3:06 pm
Agent says:
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Actually Ron, the reason why Republicans objected to Obamacare was that they knew it was a bad deal for the American people and their constituents wanted them to defund or repeal it. By the way, had the Arrogant One included them in the discussion and accepted some of their ideas, they might have voted for it instead of being told to get on the back of the bus and go along with it. If you want to do research, find the now infamous Blair House meeting where Obama, Pelosi, Reid were facing off with Cantor and other Republicans. Ideas were proposed and promptly dismissed. It was strictly a partisan issue for the Progressive Dream.
October 28, 2013 at 3:37 pm
Ron says:
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Agent,
I was not making any commentary on why they objected to the PPACA, only the fact that:
IT WAS A FAILED STRATEGY!!!!!!!!!!!
That is my problem with the Republicans of the past 10 to 15 years. They have no idea how to sell their platform, turn their ideas and plans into law, or govern. They only know how to point out what is wrong, blame someone else, and complain.
October 25, 2013 at 6:09 pm
Agent says:
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So jw, according to CBS News research, why did Kentuckians enroll mostly on Medicaid instead of the vaunted Obamacare? Why would they not take the great exchange rates on their functioning website? Please enlighten me.
I don’t know. Last stat I read, of the 600K uninsured, about half were expected to be eligible for medicaid. I don’t have a clue why those people would be enrolling quicker than the others. I haven’t seen any articles on it and am not involved in health so nothing coming through my work stuff either.
By the way, why on earth did you think I might know the answer to this question?
I’m not in health and I don’t like the ACA. I am also not interested in slamming the program because that solves nothing, therefore, I have not engaged in hostile fire on IJ. That does not mean I know anything about the workings of the Ky exchange or the people using it.
Agent loves to ask those questions because you pointed out that a red state like KY takes in more federal dollars than it pays back in taxes. That makes you a Liberal, which means you are completely for and a defender of the PPACA and can provide all of the answers to his questions.
He does the same thing to Libby, Captain Planet, me and some others even though we constantly post our objections to the law.
jw, I seem to recall that you were bragging on the functionality of the Kentucky website and people were enrolling. My question still is, why are they bypassing Obamacare in favor of Medicaid by about an 80/20 margin? Could they just want some of that free Medicaid coverage instead of the expensive Obamacare?
I was actually making a joke about the fact that the KY site worked and the federal site didn’t. I’m sorry you didn’t get the joke.
October 30, 2013 at 3:05 pm
jw says:
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Oh, and to answer your question. I haven’t got a clue. I’m not in health and I have no desire to research your question. For that matter, it doesn’t matter.
Why?
BECAUSE I’M NOT IN HEALTH!
October 28, 2013 at 2:59 pm
Agent says:
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Could it be that Medicaid was reserved for the Indigent who could not pay for Health Insurance? Why pay for anything if it is to be provided for free?
There is dishonesty enough on all sides to go around. What no one is admitting is that this plan was designed from the beginning to fail. Of course it will go into an underwriting death spiral, the only question is when. Nancy Pelosi planned all along to have to come out 3 years from now when the insurance companies go broke and say “Gee, we gave it our best shot, but no there is now no alternative to Single Payor and a complete government takeover.”
They screwed it up worse than planned, though. If it fails too soon, the insurance companies may still be a viable option. Especially in peoples memories. If they can just make it last 3 years or more before things fall apart then people will blame the insurance companies worse than the government.
Ohio, I wish I could give you 2 likes. You nailed it. This was designed to fail from the beginning so they could completely take over the healthcare system.
Harry Reid has said that it was only the first step on the road to Single Payor. He should have been put out to pasture to Nevada so he could tend his Pomegranates, but the SEIU rigged the voting machines in the last election when he was running about a 40% approval rating with the folks.
Yes, Integrity. Whenever you have SEIU in charge of the voting machines, nothing good is going to happen for any Conservative candidate. I wonder how many states let them do it in the last election. Perhaps in Ohio where some precincts were 0 votes for Romney. That has never happened in American History.
October 23, 2013 at 4:20 pm
Ray says:
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Obama told us all to just call 1-800-F_UCKYO (1-800-318-2596, yes, it’s the real number, just visit healthcare.gov) and sign up.
Turns out, you need to make an account on Healthcare.gov first, oops.
Also turns out, if you call, a broker can’t assist you or get credit if they had previously assisted you and were unable to enroll due to issues.
Thanks POTUS for the subtle “up-yours” to the brokerage community. We only control about 90% of current health insurance, I’m sure that those greenhorn navigators with a 20 hour crash course can replace our trained, licensed, background checked, E&O carrying, experienced professional broker force.
I have been criticized by the lefty posters for bringing up the past but here I go anayway.
1. In the 70’s Ted Kennedy supported the formation of HMO’s because he thought they couldn’t work and we would be forced into socialized medicine.He said it could take decades to force us into a government run health care system and all of his successors have pushed for the same thing for over 40 years.
2.Before B. Obama became president, he said on more than one occasion that he wanted a single payor system. He was speaking to reporters and he wasn’t at all shy about what he said.
3. After B. Obama was elected in 2008 he again said very publicly and on national TV news that his goal was a single payor system.
The hard left are nothing if not persistent. They want socialized medecine in the US and the Ted Cruz’s of the word need to do everything they can to stop it.
Yes, he ran on a single payer system and was elected. It was a huge part of his campaign. One reason I voted for him. We didn’t even get a public option. One reason I’m mad at the PPACA. But, that’s what we get for President Obama using the Heritage Foundation’s answer to Hillarycare. The Repubs were all for it back in the 90’s. You know, before they were against it when a Dem rolls it out.
So you believed all the lies he told to get into office. Are you still okay with all the lies he’s told since he’s been in office. Fast and furious, benghazi, obamacare details (pick one…there are so many). How about his picking and choosing which laws to uphold? Or, which of his friends have to follow the law? He disgusts me.
The truth is hard to swallow, isn’t it. That’s the best you can reply with? You’re not denying it.
October 25, 2013 at 8:53 am
ComradeAnon says:
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Even easier with that reply.
October 24, 2013 at 11:51 am
insurance102 says:
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Integrity,
Food for thought…
Obama campaigned on health care reform in 2008-he was elected and the legislation passed. He was elected by a large margin.
The 2012 election he defended his legislation while the opposing ticket vowed to repeal it. The result? The president wins re-election by a wide margin.
Let us not forget…the ACA was upheld by the Supreme Court. The key vote? That liberal Justice John Roberts who wrote the opinion for the majority!
I echo the sentiments of a Republican that I admire greatly (James Baker). Elections have consequences. If the GOP wants to change or repeal the legislation, it starts by winning the Senate in 2014 and the White House in 2016.
Based on the current Government shutdown and how the public perceives the GOP as well as their current frontrunners for the 2016 nomination, the party will do neither.
The only way the GOP will get to see the White House is on the public tour with people like me.
INS 102…unfortunately, Obama lied to get elected in 2008 and so many hated Bush, Charles Manson would have been elected if he was running against him.
2012..more lies from Obama + mediocre choice for the repubs + questionable voting (minor, but valid point).
Justice Roberts not only wrote the opinion, he wrote the law (outside of his authority, by the way). Obama and the Dems explicitly stated the mandate was NOT a tax. Roberts upheld the commerce clause but said the law would be okay if it were a tax. So Roberts interpreted it to be a tax and it became law. Why didn’t the Dems correct him and say it was not a tax like they told the American public? Who lied?
I know its hard to remember all the real facts.
Yes, it will be hard to win the senate and white house with idiots like you not seeing the bold face lies and corruption in front of your face. That and 47% of the population enslaved by the govt entitlements that they stand to lose if they elect someone that wants to be more fiscally responsible.
You better start diversifying your 401K’s because the US Dollar is going to be worth less than an Indian rupee buried in mud.
October 24, 2013 at 4:11 pm
Integrity Matters says:
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Correction…so many hated Bush, Charles Manson would have been elected if he was running against any republican.
October 24, 2013 at 5:42 pm
Agent says:
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Integrity, when we have Bernanke and his successor keeping the printing presses humming 24/7 and buying $85 Billion in Treasuries per month, it is sure to be a house of cards and you are right, the American dollar will continue to sink and be worth what the currency is in Zimbabwe where they need million dollar notes to buy the necessities. Countries that don’t practice good fiscal policy and monetary policy are doomed to fail. Those that don’t learn from history will keep repeating it and unfortunately, that is where we are in this country. When the debt bill was signed, we added over $300 Billion in new debt despite what the uninformed Ron and his hero said about it not increasing the debt.
October 25, 2013 at 8:28 am
jw says:
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Quick question:
What lie got Obama elected in 2008?
Of course I don’t know the answer, I didn’t like him so I didn’t pay attention to his campaign promises. No, I didn’t vote for him – I just didn’t trust him. Now, I’m curious what specific lie do you all keep mentioning.
October 25, 2013 at 9:04 am
Ron says:
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Agent,
First, my only hero was and ever will be my Dad. End of story.
Here is a non-governmental site that provides economic indicators. You should play around with it, especially comparing trends during President Obama and President Reagan’s temrs. You definitely want to see government spending, money supply and debt to GDP trends. Very interesting.
Please tell us all again how president Obama has made the economy worse, how he has increased spending, and how President Reagan was such a fiscal Conservative. Don’t forget the fact that the number of federal employees increased during President Reagan’s administration, but decreased under President Obama.
October 25, 2013 at 11:07 am
FFA says:
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JW, he promised to get the economy back on track. Instead he passed a law that disrupts the economy on a scale that have never been seen before that killed jobs and reduced workers hours there by reducing the quality of life…
Oh, and he did promise affordable health care. Only sounds like Pre X crowd are going to have their premiums lowered meanwhile kicking everyone taxes.
October 25, 2013 at 2:18 pm
jw says:
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“Fixing the economy” is pretty standard politician speak. I generally don’t trust anything they say, so I’m always amazed that anyone believes every word out of a politicians mouth.
Really, it’s not so much that he lied (again, that’s in the job description), it’s that people believed the lies.
October 25, 2013 at 2:27 pm
FFA says:
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JW, you asked what Lie got him elected. Then you go on to say that everything a politician says should be considered to be a lie..
So, if you would, climb to the tallest building in TN with a mega phone and start educating the people that don’t know that…
On that statement, we are in complete harmony…
October 26, 2013 at 3:01 pm
jw says:
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Sorry, FFA, didn’t mean to sound so goofy. I just meant that I’ve seen several posts referring to Obama’s lie and I was confused. I am easily confused, especially on Fridays. For some reason, I just kept thinking he made some special promise and everyone believed.
October 29, 2013 at 2:43 pm
Integrity Matters says:
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jw…lies…He promises to have the most transparent govt? Not! He promises to unify the country? The country is the most divided since the Vietnam War. He SWORE when he took the oath of office to uphold the Constitution. He then unilaterally has chosen on several occasions to issue edicts not to do so (immigration; Obamacare; fast and furious). I’m sure I can find some more.
October 24, 2013 at 4:17 pm
Agent says:
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Integrity, didn’t you know that Planet is a committed Independent who weighs all sides before making up his mind? Unfortunately, he also drinks Progressive Kool Aid and always sides with Progressives. Why bother with Conservative viewpoints if whats left of his mind is already made up?
FFA, Isn’t it remarkable how gullible Liberals are when it comes to lies told by their Commander in Chief? The report is out now that they have been lying since the law was passed and knew well in advance that millions would be losing their healthcare coverage and their President just kept repeating the lie over and over ad nauseum. FFA, you will not lose your coverage or doctor Period…..
October 30, 2013 at 10:20 am
Agent says:
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So Ron, you said your Dad was your hero. As far as you are concerned, I think your father in law was also heroic in pronouncing you a Liberal Socialist. He was quite correct in assessing your belief system.
October 30, 2013 at 11:04 am
Ron says:
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Agent,
You have very low standards in calling someone heroic and you have just insulted many true heroes; veterans, first responders, volunteers who help the poor and disadvantaged of which my father-in-law is none.
However, my Dad was a veteran, helped many poor and disadvantaged people by volunteering at soup kitchens and shelters, and did not judge or belittle others based on their beliefs.
My father-in-law is as clueless about my political beliefs as you are. I will ask a 4th time, please list all of my Liberal, Socialist, Progressive viewpoints/beliefs.
October 23, 2013 at 6:30 pm
Insurance 102 says:
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Ted Cruz? Don’t make me laugh!
As for socialized medicine, the GOP ran the same chargs when Medicare was passed in the 1960’s. What have been the results?
Doctors taking Medicare patients more readily than private insurance, higher quality of care and an administrative cost that is 4% compared to 18%+ percent at a traditional health insurance company.
By the way, Water Bug it is “Single Payer” not “Single Payor”. Take some spelling lessons with Sarge and Agent, and don’t embarasss yourself again.
Insurance 102…forget spelling, get your facts straght. Medicare has grown to be a disaster. It was the original free healthcare backstop intended for the poor. History shows that the govt ran it into the ground. Some doctors have stopped accepting Medicare because the govt only pays a fraction of the actual cost.
History is destined to repeat itself at a much higher cost if Obamacare is not reformed. There are ways to improve the system we had without govt intervention.
As far as Cruz is concerned, at least he is trying to be fiscally responsible. Reid, Pelosi and Obama just want to raise the debt ceiling and spend, spend, spend.
You do not know what you are talking about. My father in law is an internist.
Doctors will take Medicare as on average it will pay on average 85 cents to every dollar that you bill. For private insurance, the amount is closer to 55-65 cents. Doctors are skeptical about accepting Medicaid because unless you run a lean overhead it is almost impossible to make money.
Cruz-financially responsible? His shutdown theatrics cost the economy $100 of billions of dollars of economic activity.
Time to read up Mr. Integrity. You are not very bright, and your facts are inaccurate.
Wow. An internist. I’m sure he speaks for the 1000’s of other doctors out there. The majority of private insurance is handled through managed care or provider agreements. The amount is negotiated upfront. If the doctors don’t think it is fiar, they should not agree to the terms.
Speaking of facts, where did you pull the $100s of billions of economic activity? All the furloughed workers are getting their backpay. Where was the money not spent? Sounds like you are getting your “facts” from MSNBC or Obama. He throws out BS all the time and blind sheep like you believe him.
I guess you still think he didn’t know anything about Benghazi until he saw it on the TV.
October 24, 2013 at 8:30 am
jw says:
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I’m no expert on doctors’ payment rates, but I was a billing manager for a hospital. Medicare will always be accepted by hospitals as a reliable source of payment.
Do you know what an internist is? He has dealt with insurance companies for the last 35+ years as he is the senior partner in a large primary care medical group. As senior partner, he takes the lead on utilization and health care providers that the firm will see.
You really have little or no intelligence and do not know what you are talking about.
You should really read before you embarass yourself on these postings.
October 24, 2013 at 2:44 pm
jw says:
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Insurance 102, I really hope you just hit reply on the wrong post.
October 24, 2013 at 4:19 pm
Agent says:
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Medicare will be accepted because most seniors also have a Supplement that pays what Medicare doesn’t. The combined payment keeps them going.
October 25, 2013 at 2:22 pm
jw says:
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Back in the dark ages when I worked for the hospital, not that many seniors had secondary payor sources. The copays were a bit of a struggle to collect. I really did not like having to talk to the people who were getting the bills. That got ugly.
October 24, 2013 at 11:45 am
insurance102 says:
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As for the amount of money, I am not referring to government employees. I am talking about researchers in private university (like Columbia and NYU) among others who had to stop working as their funding temporarily dried up.
As their funding dried up, it affected other businesses (restaurants, bookstores, etc) around these universities that depended on these employees for revenue. The effects would have been more deleterious had the shutdown gone on much longer.
As for other money, think about national monuments and parks. People pay admission to get into these areas and could not visit during the shutdown, and businesses around these areas that depend on these tourists for money were affected as well.
It seems the GOP is running the same playbook that they used in 2012. They are trying to keep many people out of jobs just so two men could lose theirs.
For Chris Christie and Jon Huntsmann, it is time to take back your party.
Deleterious…nice $10 word. How often do you use that one in everyday speech?
Do you want to know what is deleterious? Obama!
He is deleterious to this country and the constitution.
Also, let’s get some facts straight. The national monuments and national parks, the open air ones, are free! Obama SPENT money to purposely close them off to the public. Can you say spoiled brat? That’s like Bud Selig taking all the baseballs away so nobody can play just because he didn’t get his way. Obama would not even allow DC to spend their own money!!
Get your head out of your A$$ and realize who is really causing the most pain to this nation. Say it with me…OBAMA!!
October 24, 2013 at 1:51 pm
FFA says:
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The repubs didn’t waster $345MMMM on a web site that don’t work.
Good one FFA. Actually, I think the cost was $634 million on the dysfunctional website and it is sure to cost another $200 million for all the new geeks to fix it or scrap it and start all over again. Dems are like shady tree mechanics who fix a car and have a bunch of parts left over.
Wonder if everyone here said the same things about Medicare Part D’s start up. Now that was a colossal screw up. And once it became law, Democrats were supportive of that even with it’s problems. I guess you all weren’t graduates of Fox Health Care Academy back then.
Comrade…you are right. There were serious flaws with the Medicare Part D MANDATORY program even though it included that $2000 “donut hole”. There were major issues with rolling it out and getting people signed up. It was a big give away to the pharmaceutical industry. And the dirty secret is that there is a PENALTY if you do not sign up for it when you are old enough. When you finally do sign up, you are ASSESSED a penalty for not joining on time and your rates are higher. My father received a “WAIVER” from purchasing it because his existing plan exceeded the minimum requirements of the Medicare Part D MANDATES.. Maybe if more details and truths were shared by an informed media the populace would benefit. As long as people spread hate and misinformation, our country will continue to tear itself apart. We are Americans first and foremost and believe in the American CAN-DO attitude.
Go ahead Gadfly, minimize it, just like the other “minor” issues.
It’s only a dead border patrol agent.
It’s only a dead ambassador. What does it matter now?
It’s only a debt ceiling, we don’t need to pay attention to that. We need more money to hand out cell phones.
Integrity, aren’t gadfly’s insects that light on the rumps of cows and horses and bite and suck the blood? Kind of like Progressive Liberals who are sucking the life blood out of this country, right?
Ah no it isn’t. While I believe as most Americans do that all of us should have health care I do not believe it should be at the expense of others. My new insurance plan is going to have maternity coverage; why? To cover those less fortunate than I. Not only did I have my tubes tied over 15 years ago – I’m in menopause. And by adding maternity and also in vitro – just in case at the age of 56 I do decide I’d like to have a baby (I so think not) my premium is going to skyrocket. One plan does not fit all but that’s what the ACA imposed on all of us and oh, yes every male in country as well is also going to have maternity coverage whether he needs it or not. We have Medicaid for the less unfortunate, which is SO abused. Women as young as 14 are getting pregnant just to get on medicaid and welfare and the cycle keeps on going on and on. They are slaves to the government and they don’t even know it and they are given a place to live as well. And who pays for all of this? If all the young healthy 20 year olds decide to pay the fine instead of sign up for the ACA, what do you suppose that is going to do to the premiums of us 50+ year olds? That’s right – we are already paying a heck of lot more then the 20 years olds and it’s only going to drive that premium up more. This whole thing is a disaster and I’m just going to sit back and enjoy the ride. The ACA – Obama built that.
y r yu hatin on obamacare if its anything like romneys den yall shud b encouraging it its dumb 2 down sumin wen yu dnt no how it will go nd df america alrdy in a debt they can hardly pay off ndalso the frackin republicans actin so dumb AND they raised the debt ceiling wow america gone get ran sacked by russians mix wit chinese nd a lil korea lol jus speakin my mind starting 2 get intrested in politics
No, you just proved you are stupid. Is it that hard for you to understand my point?
October 30, 2013 at 1:31 pm
Libby says:
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Jack – you’re the stupid one. Homos? Really? Obummercareless? You’re a bigoted hick.
November 6, 2013 at 11:56 am
George says:
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Libby,
I know Jack and he was telling me how much he gets you all worked up. You know he is a liberal gay black man,and a very styles dresser I might add.He just wanted to making sure that you weren’t one of those SGL (Souther Gun Lover)types who cling on to God and guns. Might be best if you don’t get so worked up, I am sure your blood pressure was thru the roof, that might be a preexisting condition and you might have to get Obama care and we all know how that’s going with the sign up.
I still don’t know what WASP stands for so I cant comment one way or the other.
Guess I led a sheltered life????
I’m only half Italian. My dads parent came from Belgium. Both sets of G Parents are 1st generation. They came legally.
October 25, 2013 at 3:12 pm
Ron says:
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White Anglo-Saxon Protestant
October 25, 2013 at 3:47 pm
FFA says:
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Thanks Ron. Am I supposed to be offended? If so, why?
I consider myself to be a Non Practicing Catholic..
October 28, 2013 at 9:34 am
jw says:
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Sorry! I thought you were joking.
October 28, 2013 at 9:36 am
jw says:
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The dis I was stupidly referring to was that txmouthbreatherboogereatertx says only republican white protestants will have health insurance. That doesn’t include Italian Catholic Republicans. Bad joke, sorry, just ignore me.
October 28, 2013 at 11:13 am
FFA says:
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I’ve got too much going on in my world to worry about what some random stranger puts in a blog…. Takes way more then that to offend me.
I copied this right off their sight. If you go to youtube search jon stewart obamacare, it should work and it’s hysterical. You knwo when the democrats start getting their feathers ruffeled it’s bad.
Always, this worked this time. Jon Stewart at times is very hilarious. He is a committed liberal, but even he has thrown up his hands and pointing out how bad this law and website is. I really liked the end when the Pacman was trying to eat the consumer stuck in the hard drive. Did you see his interview with the now infamous Sebelius last week? He was really letting her have it and I am sure she wished she did not make the appearance. I think she thought he would soft pedal and not ask her tough questions since they have gotten a pass from liberal media for the past 5 years.
Hi Agent, I did see Sebelius last week on the Daily Show and Jon did let her have it. He’s a pretty funny guy and a pretty smart at that. This piece on the glitches was SO very funny and very true. I don’t think my liberal friends found it to be very humorous though. And now the Democrats want to push out the enrollment date which is exactly what the Republicans wanted to do in the first place. I say, let them sink like a stone. Obama hires a Canadian company that was fired for not being able to deliver in the past on a project they had what did he expect? And now they have a “surge” of IT experts trying to fix it. Why didn’t they hire these so called experts in the first place from an American company? I also heard the CEO of McAfee was offered the job to fix it and he turned it down because he said it was unfixable and I would think he would know what he’s talking about. Obama’s legacy and popularity are both going right down the hopper. I hate to say “we told you so” but we told you so. The Republicans should just all sit back and enjoy the ride.
Always, It is too bad Republicans cannot just sit back and enjoy the ride because so many are losing their healhcare insurance because of this tragedy. CBS, hardly a bastion of Conservatism just released the following information on the enrollments. Liberals keep touting the State Exchanges and info was gathered by CBS on how that it was working out. In the State of Washington, 35,000 enrolled and 87% was in Medicaid. In Kentucky, 26,000 enrolled with 82% for Medicaid. In NY, 37,000 enrolled with 64% in Medicaid. Should we now be calling this program Obamacaid? Why didn’t they call this what it is turning out to be which is expanding Medicaid? This is all going to be pushed onto the state budgets unless it is heavily subsidized.
Obamacaid – I think you’re on to something there, my friend. You know this is all going to bubble up to the top and we’re going to be in exactly the same shape as Greece. Seems to me that this whole ACA WAS to make the USA bigger nanny state than it already is and get as many people who are citizens and illegal’s signed up and as quickly (have to chuckle a little here) as possible. The private markets are supposed to be opening up in January so we’ll all be able to shop those too instead of just the plans on the ACA website. I wonder how competitive they’ll be but they’ll for sure be more expensive than what we were paying before because of all the “extra” benefits that have been implemented and that’s what chaps my mule the most. Maternity should be an option on all plans. I should not have to pay for something that I’m never going to use. You would think that would be illegal.
Always, the only coverage that appears to be illegal is the current policies in effect that most people liked. Hundreds of thousands are receiving their cancellation notices in the mail so they will have to go on Obamacare or Medicaid in the one size fits all model. I wonder what all those liberal people that voted for Hope & Change think about getting their coverage cancelled. I guess they can always blame Bush and the insurance companies that are greedy and don’t want to cover them anymore.
If you were grandfathered in on your plan you can keep it. Anyone who had a plan in place before March of 2010 can keep their plan. If not, well then you loose it. OR, if your plan does not meet the ACA requirements your plan can and will be dropped and you’ll have to choose another. As with so many who had BCBS. One of my friends, who voted for O, just got this very letter, but she’s excited because she’ll be able to get a subsidy. I did warn her that her prescription drug program is going to have a huge deductible as will her medical coverage deductible. So, she wasn’t so excited to hear about that being the case.
October 28, 2013 at 3:17 pm
Libby says:
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Amazed – Shame on you for counseling your friend when you don’t know what you’re talking about. I got 13 options from the exchange and many of them had $0 or $1,000 deductibles.
October 29, 2013 at 10:11 am
Agent says:
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Hey Always, I saw a report that Valerie Jarrett is now blaming the insurance companies for sending out the cancellations on policies Americans liked. Unfortunately, the companies are following the law as it was written by the Progressive mob in charge. Valerie, the President, Sebelius and others in this rogue administration are real good at playing the blame card since they have had a lot of practice at it for the past 5 years.
Well, Libby, then you got father along then she did because she wasn’t able to even get on line to try to find a plan because guess what? The website was DOWN. And someone I know who actually works in the exchanges said that the deductible for the silver and bronze plan was at $6300 in IL. So where are these wonderful plans you were able to find the non-working website for a zero (hard to believe) to $1000 deductible? OR are these the fee plans to the entitlement crowds? Hummmm?
October 25, 2013 at 12:37 pm
Celtica says:
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Bob: Did you break your brain in the Hamptons or something? On the spot helicopter care in the U.S. as a defined benefit? Got a link for an Air Ambulance benefit included in standard healthcare benefits?
Big bad corporations? Moi? Hardly foolish. I work for a big corporaiton — we do not try and kill people. We try and make it a better place by providing a better product. As I tell my friends who hate paying insurance premiums, we are not a charity, we are for a profit organization.
As for your other “mature” remarks: “Let me say this to that: HAHAHAHAHAHA” and “Grow up” — you should take your own advice.
Integrity: Regarding the 2008 election, it wasn’t so much a vote for Obama but a vote against Palin. We thought it was bad enough that Cheney was a heartbeat away from being President (as if he wasn’t already), but Palin? That was beyond the pall.
The only reason Biden was chosen as Obama’s running mate was to protect Obama. It made the idiots out there might have a thought of assasinating him to think twice. There is no way they would want Biden as president.
Regarding Palin you forgot: quitter, weak, uninformed, uneducated, divisive, greedy, selfish, self-promoting, narcissistic, manipulative, vindictive, and hypocritical. But, most importantly, the single biggest reason President Obama beat Senator McCain leading to the PPACA. If you think otherwise you are politically clueless.
Ron, If Palin was a Narcissist which I didn’t see, she could never hold a candle to the thin skinned Narcissist in Chief. In fact, I would attribute many of the traits you listed for him being self promoting, manipulative, vindictive, hypocritical, selfish, greedy, weak. Don’t throw stones if you live in a glass house.
Since Hillary wasn’t in the running, I was seriously considering McCain. Until Palin. That was a really stupid choice on his part and cost him the election.
I have been wondering this and I just aint that good at research. Does anyone know what the variable is?
$634M / # of tax payers = cost to each tax payer. All I really need is the number of tax payers and I don’t know where to get that info from…
And how is this for a work around????
I fire my wife. File Married Separately. She would get max subsidy being below the poverty line. Then I load up the deductions on my tax return thereby maximizing my premiums subsidy….
Does anyone have any insight as to if this would work or not? I thought I was once told as soon as we file Joint, we cant go back.
She got her MRI today after the accident. She so far has had 6 cortisone injections in her neck. The knee is filled with fluid and badly bruised from her accident. The testing also revealed Diabetes…
This jack ass that hit her openly admitted this was his second texting related accident…
FFA, I hope you and wife get a big enough settlement to pay your medical expenses and Healthcare Premiums as well as get a new car. I am not a tax attorney, but you have said you have been audited a few times in recent years so it appears you have a target on your back. You may want to consult with a good tax attorney before trying something that will get you in trouble. I am not sure that tax attornies or CPA’s know the ramifications of tax subsidies or deductions because the law is so convoluted.
It’s been too long since I took a tax class. I can’t remember how the deductions are allocated on a married-separate filing return. I also don’t have any clue if it would help with the insurance subsidy/tax.
I have a personal friend that is a personal injury lawyer that is also a state senator. Sounds like a good choice for a lawyer on that front.
I got another letter from the IRS telling me that they have not reached a final decision on my 2011 issue. I should have their ruling by 12/15/2013… Third such letter from them. First one stated they would have their final decision by 8/31/2013. Accountant states it indicates they are trying to disprove me and cant. Just buying more time for something else to magically materialize… My dad, a State Farm agent for 35 years , got blasted like I am. after he went 3 for 3 with them, they never contacted him again. Looks like I am going to be 3 for 3. Maybe I’ll be off their radar soon….
FFA, add another $2 per taxpayer when it reaches $1 billion for all the fixes or redesign work. All this for a website. Good work if you can get it. I wonder if the IRS will just add that into the tax bite for next year. A surcharge for the taxpayers to pay for their largesse.
FFA, Did you see the story on the company that had the biggest part of this contract. It seems the Executive Vice President of that company was a college class mate of Michelle Obama at Princeton. Hmm! No competitive bids and that company got the bid and look what they have produced.
FFA, There is a lot of hope for us if this bill implodes as it is doing each day and the people wake up and kick all these jackasses out of office and replace them with representatives who will represent their constituents and not be bribed or corrupted. I know that is a lot to ask given the lobbying machine in DC who should be banned from the halls of Congress, but the anger is mounting and all the lies and deception is painting the libs into a corner. We need to keep our chin up, live our lives and do our business. My sweet wife tells me God is in control and don’t make yourself sick over it. I hope she is right, but I will continue to speak out and will be active politically to try to affect the change that is good for the country.
Yeah, that MIGHT be true if it was a bill. But, it’s law. Funny how The Right keeps calling this a bill. If you’re going to be politically active, you might want to start getting the details right, Agent. Pro tip – Drudge and Hannity are not the sources of details. At least correct ones. They are sources of entertanment. Political entertainment, but entertainment none the less.
Planet, Let’s call it what it really is, a TRAVESTY! It is a disgusting attempt by Progressives to provide socialized medicine to the American People. To call this anything but a terrible failure is being kind. How about those promises? If you like your plan, you can keep it. If you like your doctor, you can keep him. Average cost will save a family $2,500 per year on Healthcare premiums. Wow, I am just overwhelmed with unkept promises. How is that website working out for the people? In most places with Healtcare.gov, it is still giving the same message a month into this.
How about you just admit that you were technically wrong to identify the PPACA as a bill instead of a law. For someone who praises the Constitution, you should at least know the basics.
October 28, 2013 at 3:07 pm
Ron says:
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Agent,
Beside trying to recruit people on IJ to become Conservatives by belittling and insulting them, what are doing to affect change?
Oh yeah, you will just vote for anyone with a “C” after their name. Just like Democrats, Republicans and Liberals who continue to vote for a letter instead of a candidate.
Are you having trouble putting a complete sentence together today Ron? Read your post again and see if it makes any sense. You bet I will vote for anyone with a Conservative solution for the problems plaguing this country. You, not so much. You and Planet just fall lock step in with the Progressives and love to criticize me for having Conservative beliefs. Provide me with a list of Democrats who believe in Conservatism. I am already through with RINO’s so you can leave them out. I had to laugh when I saw some of your Progressive colleagues who commented earlier that they would have voted for McCain had he not picked Sarah. Wow, the RINO in Chief. He is just Obama lite. We may not be quite as far down the road to Socialism, but he was bad just the same. We might have retained Don’t ask, don’t tell in the military and not been planning to have the Marines wear girly hat covers, but that is about all.
I do not criticize you for having Conservative beliefs, I just do not agree with all of the positions of the Conservative Party (anti-gay marriage without any non-religious reason(s), anti-abortion laws (I am personally against abortion, but think it is more important to let women make their own health care decisions than me forcing my morals upon them), unnecessary voter ID laws (not enough proof of real voter fraud that justifies the amount of money spent on passing the laws then defending them in court), unlimited campaign funding from private citizens, unions or corporations(we need less private money from small groups or individuals that could impact policy).
We would have more Conservatives if they focused their energy on the economy and stop pushing their social agenda. It would also help if we had better fiscal results when they have power.
See government spending, money supply and debt to GDP trends during President Reagan’s term.
Look, it is NOT a government website. Are you proud of me?
October 28, 2013 at 4:59 pm
Libby says:
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I agree with Ron, Agent. I have said over and over I am fiscally conservative, but because of my liberal social views you continue to label me a tax and spend liberal. I am not. I wish you would have a little respect and listen to what I say instead of continuing your unfounded and misplaced harassment.
October 28, 2013 at 6:24 pm
Agent says:
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Ron, I didn’t know we had a Conservative Party in this country, just Conservatives who have a different belief than Progressives. We should have a Conservative Party who wants the Constitution adhered to and against all the liberal solutions of bigger and bigger government which has made such a mess and ruined our economy and been so divisive. They have the attitude of its our way or the highway. Conservatives are smart enough to know that you don’t do the same failed things over and over and hope for a different result. By the way, Conservatives aren’t the ones focusing their energy on social issues. That is the Progressive bunch that does that. We should be spending our time unwinding all the bad fiscal policy, reforming the tax code, developing our industry and energy, creating jobs (not government jobs)and letting Obamacare implode as it is doing daily and then starting over with one that has common sense solutions instead of the one size fits all scheme that is causing so much destruction in the healthcare field.
October 29, 2013 at 8:07 am
jw says:
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Where in the Constitution does it say the military cannot admit gays? I mean, you are constantly harping that we should be strict constitutionists; so tell me how DADT is constitutional.
October 29, 2013 at 8:10 am
jw says:
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The above comment is to Agent, and it should say “tell me how DADT *was* constitutional.”
October 29, 2013 at 9:02 am
Ron says:
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Agent,
Even Forbes, a far cry from a liberal media source, admits that the government shrank, not grown, during President Obama’s Administration. He is also the only President since and including President Reagan that shows a net decrease in government employees and decreased government spending.
I know that there are factors out of a President’s control that impact these numbers, but the fact is, based on the change in the size of government and government sending, President Obama has been the most conservative since and including President Reagan.
October 28, 2013 at 4:00 pm
Libby says:
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“the anger is mounting and all the lies and deception is painting the libs into a corner.”
You’d better check the polls on how the GOP is viewed by the American public, Agent. They’re the ones painting themselves into a corner. Good luck in 2014 and 2016! You’re going to need it.
Don’t worry Libby. As soon as the majority of the people get their cancellation notices and sticker shock from Obamacare, I think people will know who to blame. Republicans didn’t pass this mess and they didn’t set up a website that won’t work. Dems up for re-election will take it on the chin big time just like they did in 2010. The system is so flawed, it is beyond repair.
No, Agent, Republicans didn’t pass this mess and they didn’t set up a website that won’t work. Republicans didn’t do ANYTHING. That speaks louder than trying and failing. Remember, Obama was elected, and re-elected, because of his stance on healthcare. But you Republicans are too dense to realize what the people want. And that’s why you will continue to lose.
October 29, 2013 at 10:01 am
Agent says:
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Keep on spinning Libby. Your wheels are about to come off spinning so fast. I am glad you are admitting this is a mess and Republicans didn’t create the website. By the way, Republicans didn’t do the mess because they weren’t in charge and none of their ideas were accepted by the powers that be. This is all on the Progressive watch. By the way, emails have surfaced that the Democrats knew 3 years ago that millions would lose their coverage all the while your President repeated dozens of times that we wouldn’t lose our coverage or doctors – PERIOD! The lies are coming home to roost and heads should roll.
October 29, 2013 at 4:24 pm
FFA says:
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Libby, they did the right thing. They stayed out of it. What we had is better then what we have.
October 29, 2013 at 4:46 pm
Libby says:
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Not for millions of Americans, it wasn’t, FFA.
October 29, 2013 at 7:17 pm
FFA says:
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What ever way you look at it Libby, we are worse off then where we were before. Now, people that had insurance that could afford it are now being kicked to the curb creating more uninsured people. And we shipped $634 million American Tax Payer Dollars to a foreign nation to one of Michelles old college buddies. that cronyism has got Il politicians tossed in jail and now its ok for Obama to do it.
October 31, 2013 at 4:30 pm
Always Amazed says:
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How’s the website working for ya? What an embarrasement for the democrats. Obam built that! Isn’t Obama’s approval rate at 42% now? I do believe it is. And even CNN and MSNBC are finally waking the blazes up. It’ts about time.
Since you posted this Always, it has gone down to 39%. Quite a fall in just a week. At this rate, he will be down in the 20’s soon. In Europe, they make the government dissolve and hold new elections if the government loses the confidence of the people. I hate to think of how bad this is going to get in the next three years. I thought 4 years of Carter was bad.
October 26, 2013 at 12:21 pm
FFA says:
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Per the Local NBC news this AM (Saturday), web site will not be fixed until Late November giving 17M people less then 2 weeks to get set up.
If IJ wants the maximum number of hits and comments, all they do is post a story on Healthcare and off they go. This one has the most comments I have seen by a large margin. I think Death Spiral in the headline did the trick.
We first need a message in order to get it out. Our problems will never be solved until medical insurance is no longer purchased by the employer, or healthcare services provided by the government. It’s that disconnect that infuses all of the additional expense in the plans, that and government intrusion with unfunded mandates to cover routine maintenance expenses that are uninsurable to begin with, like birth control and other elctive expenses now mandated as “coverage”. There was a book written in 2007 by Harvard Professor Regina E. Herzlinger. Known as the “Godmother” of consumer-driven health care, she lays out a very cogent case for individual coverage, purchased the same way everyone buys auto insurance. The book is titled “Who Killed Healthcare – America’s $2 Trillion Medical Problem – and the Consumer-driven Cure”. It’s available on Amazon. Ever person reading this thread ought to get a copy, read it, understand it and promote it as the only viable alternative to Obamacare, which does nothing to address the problems tha exist, only puts a gun to people’s and employer’s heads to comply, and taxes granny’s walker and pacemeker and fido’s pet treats, and cuts $716 Billion from Medicare Advantage to help pay for this debacle.
As long as the solution is not a single payor government system. Government has no business in the healthcare business since they are inherently corrupt, inefficient and never produce workable solutions that are affordable. This debacle is the prime example.
Time for the GOP to realize that there was an election held, and their party lost. Unfortunately, a minority within their own party wants to hold the nation hostage.
With the election results, it is time to realize that the country elected for Obama once. Didn’t he run on healthcare reform? For his re-election, his opponent and the GOP ran against his health care bill while offering no alternative. The result? The President wins re-election, his party holds control of the Senate and gains seats in the House.
If the GOP wants to hold another referendum, that is o.k. Obama would be elected again. The only credible candidate who would stand a chance against him would be run out of the leadership in early voting (Chris Christie). Democrats, like myself, can thank Republicans on this site as those who would put forth an unelectable candidate like Cruz, Paul or Scott Walker to the general public.
Moreover, the public has a stronger disdain for the bellicose tactics of Congress versus the President. If an election were held today, the Dems would hold the White House, the Senate and would stand a 50/50 shot of regaining the House.
The GOP should learn from liberal and conservative parties from other countries. Please modernize your policies so they appeal to a large section of the populace. Bill Clinton and Tony Blair did this for left of center parties. David Cameron and Angela Merkel did this for right of center paries.
Its time for people to wake up and smell the roses. People that voted for this jack ass made a mistake. American People need to stand up and so NO MORE to this ass hole.
I agree FFA, but I would describe it as people waking up, smelling the stench from DC and doing something about it. The stench is worse than smelling salts and should wake people up. Libby, Ron & 102 have been in one of those Rip Van Winkle snoozes and it is impossible to wake them up. Every day Americans are now being awakened and realize they have been lied to big time about this travesty. How is that Hope & Change working out for us?
FFA, Isn’t it amazing how these so called Independents keep blaming the GOP for this Democrat mess? When has Ron posted outrage on what Obama has done to this country? At best, he is a milk toast moderate who needs a website to do his thinking. He tries to label me as a Republican and put blame on for their inaction on this issue and criticize Republicans for trying to repeal or defund Obamacare. They weren’t in charge when this was passed on a strictly partisan basis and they knew how bad it was for America. They should take this issue and run with it all the way to the mid terms in 14. People are going to be so mad by then, there will be a real house cleaning. I hope the RINO’s like McConnell, Graham & Boehner will also be shown the door and replaced by Conservatives that will take action. A switch in the Senate is very possible since 1/3 are up for re-election. The imbecile Reid needs to be sent to the back of the room like Pelosi was in 2010 so they can’t do any more damage.
October 29, 2013 at 4:45 pm
Libby says:
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Agent – Republicans had a majority from 1995 through 2007 and they did NOTHING, bupkiss about Healthcare reform. Then when someone DID do something (albeit not the best plan ever put together) they did everything they could to derail it.
That’s what people are mad about. The majority of Americans wanted Healthcare reform. The Republicans had no intention of doing anything about it and actually did everything they could to thwart it.
If you could find me a Conservative to vote for that would keep Congress out of my bedroom, marriage, and vagina I would have no problem voting for them. Can you name one???
October 28, 2013 at 5:40 pm
FFA says:
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I have an appointment with a gentleman that originated in Canada. He stated he had a relative wait for 6 weeks to see a doctor after they fell and broke vertebrae in the back.
If that’s where we are headed, people need to wake up and say NO!
You are right FFA. We have seen all the horror stories about the British and Canadian system which had rationed care, long wait times and how many of their citizens come to the US for treatment because they can’t get it there. The question is, where are they going to go for treatment when we have full rationed care here. I suppose there will still be care given to people of means, but the average Joe’s will be out of luck. I envision care will be at doc in the boxes by Nurse Practitioners or PA’s with few doctors in evidence. Get in line and hope for a break.
Agent and FFA,
While you bring up the Canadian health care system vis-a-vis the American health care system, here is some food for thought:
a)Although there is a single payer health care system, why is life expectancy higher in Canada vs. the U.S.?
b) Why are prescription drugs a fraction of costs for Canadians vis-a-vis the US? So much, that some residents from my state of New York head to Canada to buy their prescriptions.
c) Why is health care at 4% of GDP in Canada vs. 19% of GDP (and growing) in the US?
The last is especially deleterious as because of health care costs companies will take jobs to Canada vs. the US. For example, there are more American cars made in Ottawa vs. Detroit. I’d love to have those jobs back in the USA.
As for doctors, foreign doctors will fill the void. After Medicare passed, foreign doctors filled the need for primary care positions in underserved areas as well as specialist and surgical positions (primarily general surgery).
I can see why Agent might have a problem of this because of his strong xenophobic beliefs.
102, A) I don’t know. what I do know is I don’t want to wait 6 weeks for an MRI if I break my back.
b) Govt intrusion into the drug market. Too many regulations / restrictions / Taxxes. I need an operation on my eyes. Its been done for years in Europe. Its 2 – 3 years away from being approved by the FDA. GOVT INTRUSION….
c)Less Population???
why don’t the current administration do something about bringing our jobs back home?
You Mean foreign doctors that are taking American Jobs?
Per the news this am (WGN) this jack ass in the white house is refocusing on making ILLEGAL – ie criminal – Immigrants legal citizens. what other sector of the criminal population is he going to Pardon next? Isnt there a budget crises going on? Are people not losing their jobs over OBama Care? Are people not getting theor hours cut over OBama Care? Are agents not losing income to pay their mortgages and support their families over Obama Care? didnt OBama Promise we could keep what we have? Didn’t OBama promise to make health care are affordable? Isn’t the web site that he paid his wife college buddy big bucks and is not even American to build a complete flop?
The people that are being non renewed, with the web sire not working – going to end up uninsured furthering the people that started this whole reform?
To whom ever thumbed me down, what other criminals would you pardon?
October 29, 2013 at 3:57 pm
Agent says:
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FFA, at the end of this term, there will be a very long list of people in this administration to be pardoned. It may be as thick as Obamacare was. We thought Clinton pardoned a lot and this list will dwarf that list.
October 30, 2013 at 7:43 am
Ron says:
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Agent,
I know you are only making another prediction that may or may not come to fruition, but take a look at this article.
President Clinton only isued 3 more pardons than President Reagan.
You really should do some research before spouting off on a topic. Common sense is only good if it is based in reality. Your common sense is based in perception. That is why you cannot find evidence to support your assertions when challenged. Either that or you are just another lazy Conservative who only knows how to repeat talking points and rhetoric.
October 31, 2013 at 4:46 pm
Always Amazed says:
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Libby, do you think that all the illegal people here in the USA are upstanding citizens from another country mainly Mexico. I seriously doubt it. Some are criminals and even their own countries don’t want them back but they are given card blank here. That is why we now call them undocumented democrats because that is exactly what Obama wants them to be. They sneak across the boarders to the land of free – for them. Not the tax payers who have to fit the bill. Stop it with your bleeding heart liberal BS. These are the same people who end up our jails for murdering our American born citizens. And now these criminals are sitting in our jails still enjoying 3 meals a day in a warm jail cell courtesy of you and me. I say send them all back where they came from and let their own country take care of them. I’m tired of freeloaders.
October 29, 2013 at 9:50 am
Al says:
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Ins 102: “I can see why Agent might have a problem of this because of his strong xenophobic beliefs.”
We know a CPUSA troll when we see one, don’t worry.
Al,
Agent’s remarks speak for themselves. Read his previous anti-Muslim comments in a previous posting. I guess we know who the troll is now.
So, as a question, would you vote for Chris Christie? Alternatively, would you prefer Rand Paul, Ted Cruz or Scott Walker?
For you historians, has there ever been a president that has done more to kill jobs then this guy? Has there ever been a president that has divided the nation like this guy has??
By killing more jobs do you mean more employed persons, less umployed persons, and a lower unemployment rate now compared to when he took office? I am sure some (Agent) will say the numbers are cooked up, but this is NOT a government website and uses the same methodology throughout history. Just look at the number of umeployed persons and the umeployment rate during President George W Bush. There is one example.
I will not completely defend President Obama, but I believe the Republicans and Tea Party have also played a significant role in the current divide.
I have great difficulty thinking that part of the divide has something, not everything, to do with our first President with African heritage. Those who say it has nothing to do with it are as naive as those you think it has everything to do with it.
That came out wrong, I meant to say, “I have great difficulty thinking that part of the divide has nothing, not everything, to do with him being our first President with African heritage.”
Good try Ron trying to make this about Racism. The man got elected based on his gift for making a speech and having a catchy slogan. The low information voters were hypnotized into believing he was the Messiah and a leader they could trust. Many moderates also fell into the trap like you have. I didn’t vote for him because I don’t like Socialism personified, but I gave him the benefit of the doubt at first and hoped he would come around to doing the right thing for the country. I couldn’t be more disappointed in the results. You should be too, but you choose to make it about racism for anyone who disagrees with the agenda. You, Planet & Libby are officially brain dead for believing all the lies and deception of this President.
If you had any reading comprehension ability at all, you would have realized that I said race has played a part, not in totality, in the current divide. Do you honestly believe that there is no racism in this country and that there aren’t many people who are against President Obama because of his race? You cannot possibly be that naive.
It is nice, though I question the sincerity, that you were willing to give him a chance. Too bad those that actually matter, elected Republicans, were not so generous. They were out to get him from the beginning and, typical of the current Republicans, they failed.
October 29, 2013 at 2:42 pm
FFA says:
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I simply meant that people that blame the political climate on race need to wake up.
I hate losing clients. But to lose them because of govt intrusion into private business really pisses me off. That is exactly what this guy has done.
October 29, 2013 at 12:49 pm
FFA says:
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If he was getting the job done, we would not even be having any conversation. People who blame the situation (divided nation) on race need to take off their hood and open their eyes.
If he is going to refer to himself as an African American, he is not American first. I am an American with Italian & Belguim heritage – Not an Italian American. Simply an American.
Race has nothing to do with his incompetency. He has proved the Peter Principle to be valid.
BTW, my mother in law – God Rest her soul- told me she voted for him only because he is black.
Are you implying that I am a racist because I believe there is still racism in this country?
He never had a chance from the time Senator McConnell made the statement, “The single most important thing we want to achieve is for President Obama to be a one-term president.” That was the beginning of the divide.
You misinterpreted my point. All I said was that part of the divide has to do with people who cannot accept the fact that our President has African heritage. I understand that many people, probably more, do not like him due to his policies. But to think race has nothing to do with the current divide is absolutely naive.
In my opinion, for every person who voted for him because of his race, I believe at least as many voted for his opponent because of his race. Neither is right to vote for or against someone for that reason.
October 29, 2013 at 1:58 pm
FFA says:
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No, I am not implying any such thing. I re-read my post and do not see where you could have jumped to that conclusion.
I believe that race has absolutely nothing to do with OBamas incompetency. Nothing at all. It should be left out of any discussion on the issues of the country as a whole.
I am an angry American. I worked my ass off to diversify my book for what? NOTHING! I spent $2K getting set for the big roll out. Advertising. Training not including the time I have myself invested in this. Everyone going to my web site is being redirected away from me to some where else.
You bet – I am PISSED OFF! I am not naïve. I know racism exists. Racism has nothing to do with this guy not being qualified. He needs to step aside.
October 29, 2013 at 2:13 pm
Ron says:
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FFA,
You said, “I re-read my post and do not see where you could have jumped to that conclusion.”
How about this statement you made, “People who blame the situation (divided nation) on race need to take off their hood and open their eyes.” If the hood is not a reference to the KKK, please clarify what that meant.
I never said race played a part in competency, just that it is a reason many, not all, people are against President Obama and has contributed to the current divide. Do you disagree?
October 29, 2013 at 12:06 pm
Agent says:
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Ron, you can’t make any kind of case against FFA’s post. Are you that naive? The Labor Dept has consistently left off all the people that have left the labor market after their 99 weeks have been used up and many millions have applied for and received Social Security disability to keep those benefits rolling in. You are still drinking that Kool Aid put out by the left and trusting a government website for the fake numbers on unemployment. How about looking at the labor participation rate which is well known and this country has the lowest participation rate in many, many years. Bob has tried to educate you on that and it sailed right over your Independent head.
Give the unemployment rate time. I met with someone yesterday that let 3 full time people go because he could not afford the restrictions OBama Care is going to put down on him. My daughter and her peers had their hours cut to 25 as did home depot because they can not afford oBama Care.
Wait till Jan to feel the full effect….
And what am I supposed to do with all the HSA biz that is being non renewed even though Obama said they can keep what they have? Any suggestions for them tax paying people that are going to se their rate 2x???
That is fine. All I hear from the right is, “wait and see how bad it is going to be.” That may be the case, but I prefer to look at results and the fact is that we have had net jobs gains 40 out of 43 months since the PPACA was signed and only 4 out of 43 monhs before the law was signed. That is net jobs, not the unemployment rate or jobs added. Please tell me again how this is a job killer.
This is not to defend the law (I am personally against it for other reasons), but I believe facts are facts and results matter.
Agent, I am sorry I had to use a government site, but if you have a non-government site or other source that provides monthly net jobs data, please provide the source. It does not need to be a website.
Ron says “Please tell me again how this is a job killer.”
Commercial Printer I met wit yesterday let three people go to get under 50 employees. Home Depot cut all part timers hours to under 25. Golden Corral cut all Part Time works to under 25 hours. A college in Pa cut hours to under 25. A local Muni in Iowa cut all part time workers to under 25. I have a nursing home in Southern IL cutting hours. I can go on and on Ron. It may not be cutting employees, but certainly creating Underemployment. what are these people supposed to do to make ends meet? My client in the Home Depot cut down is already working two part time jobs to make ends meet. Now she needs to take a third. He is diminishing quality of life for these folks.
Talk to the folks that just got wacked at the Chicago SunTimes. All the union people.
October 29, 2013 at 6:36 pm
FFA says:
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ROn Says “All I hear from the right is, “wait and see how bad it is going to be.”
All I hear from the wrong is – You can keep what you got. This will make health care more affordable. The web site will be ready on Oct 1st. I will close Guantanamo Bay. We will have a balanced budget. I will create Jobs. We don’t spy on our allies.
feel free to list any other lies this Liar has spouted.
October 29, 2013 at 2:03 pm
FFA says:
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BTW, imagine where we would be as a nation if this JOb Killing bill wasn’t put into law..
Are there not more pressing issues then pardoning criminals? Maybe budget? OBama Care Web Site? Exporting of the jobs that has happened over the past 10 years?
Noting to do with race color creed – everything to do with America!
Stop sending our tax dollars out of the country.
FFA, You will not get anywhere with Ron. He will start off agreeing with you and then slip in a torpedo which is what Independents do. I think he should apply for Jay Carney’s job so he can spin, spin, spin without ever answering a question. He is perfectly happy with 350,000 new unemployed each month and only having 150,000 part time jobs created as long as it doesn’t affect him personally. He is not out in the real world with employers having to lay off people or cut their hours trying to make it however they can. I don’t blame you for being angry. I am too and they keep showing Peter Finch from the great movie Network where he yells at the top of his lungs, “I am mad as h – – – and I am not going to take it anymore”.
Please cite the source of your data indicating, “350,000 new unemployed each month and only having 150,000 part time jobs created”. Do not tell me to look for it. You provided the data, you provide the source.
FFA – Do you not have carriers that will write these people outside of the exchange? If they are 2014 renewals, I have heard of people renewing early in 2013 to take advantage of lower rates and different programs.
If they need a subsidy, I think they will have to go through the exchange. I would gather their names and tell them you will call them as soon as it is up and running, but as of today there is nothing you can do other than look outside the exchange.
Libby, these are individual HSA accounts that OBama stated “You will be able to keep what you have” in his big sales pitch.
I have BCBS and Humana. The Blue Cross site is redirecting to – yes you guess it – the Healthcare.gov site. There is also something wrong in the Humana site that will only allow me to quote certain counties – none in my area. Hell, I cant even get into DeKalb where I have a natural market at the College with my connection into NIU.
we are way past sales 101. I have the info sheets filled out and people are calling me and getting upset with me because of the Govt Web Site. They are starting to personalize it against me.
I am just very frustrated. Yesterday was a bad for me as I sit here staring at all these “lead Sheets” and cant do a darn thing with them.
As much as I try not to, I do not want to offend any of my peers.
I do appreciate all the assistance you folks give me.
I don’t understand how any one in the biz that holds a Health license is not as angry as I am. I just don’t get it.
October 30, 2013 at 1:10 pm
FFA says:
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Libby says “No need to get snippy” I missed the mark on Snarky??? I keep trying.
October 30, 2013 at 8:32 am
jw says:
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Just because I’m a glutton for punishment, I googled HSA. You may want to do that, too. According to the Department of the Treasury, HSAs are still allowed in 2014. There were links to companies providing HSAs, too.
JW, I am looking at the notice of cancelation right now. I heard Sebeliuls on the news being asked why people cant keep what they have.
I have a legal document in front of me right now that proves she is a liar. This clients premiums is going up more then 2X. That is not something made up. It is a fact in a legal document.
October 30, 2013 at 11:22 am
FFA says:
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JW, I want to keep my business, not refer it elsewhere. My health insurance income pays the utilities. I refer them outside my agency, I lose my ability to pay my phone & internet charges, my heat & Electric.
I have to keep the doors open.
October 30, 2013 at 12:18 pm
jw says:
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FFA, I’m not an agent or in sales of any kind. (that would just be ugly!) I don’t know how to help you. Sorry.
October 30, 2013 at 12:58 pm
FFA says:
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Jw, I do appreciate any and all efforts. I just need to come to the reality that I wasted a bunch of money Marketing & Training. Not only am I not going to recoup my expense, but I am going to lose revenue. I was coming to that reality yesterday. As you can tell, most of my post had a very angry tone.
I was watching the congressional hearing this Am on WGN News. They asked Sebeliuos why people cant keep what they have. she responded they can. I have this non renewal sitting on my desk…. They are all just a bunch of liars… That would be the one class of people that I am very prejudice against – LIARS.
Then Ryan brought up the subject of the young folks not getting subsidy…
I am going back to what I do best – P & C…
I am heading to a small town called Jeffersonville Indiana in the next week or two. Is that your neck of the woods???
October 30, 2013 at 1:44 pm
Libby says:
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FFA – Check out this website. It explains the changes in HSA’s with Obamacare. The deductible limit has been lowered. That is why you’re getting non-renewals. Have you called the current carrier to ask them what plans they have that might be available for your clients? Have you asked them if they will renew the existing plan early in 2013 so they can keep their coverage? Just some suggestions. And you could never be snarky. Just a little snippy. I understand.
Yes! Jeffersonville, IN, is where my granddaughter lives. Well, her mom lives there. My granddaughter is only 5 so, she doesn’t really get a say in the matter. It’s a bit run down, but there are a lot of people there. Are you working or just visiting?
October 30, 2013 at 2:39 pm
jw says:
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I’m just across the river, by the way. I’m getting my granddaughter this weekend and then I’ll be up there for her birthday party the next weekend.
October 30, 2013 at 3:28 pm
Agent says:
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FFA, if we as agents are dependent of Health Insurance income to make a go of it, we will hasten our demise. Healthcare.gov is the straw that broke the camel’s back for agents and making any kind of living off healthcare commissions. We have enough income from P&C to do well and our Blue Cross commisions are just a little gravy. When that goes away, we will just have to write more P&C to do well. I feel for a fellow agent friend of mine who is heavily invested in Group and Individual. He has been tearing his hair out for three years and it only gets worse.
October 29, 2013 at 4:38 pm
Libby says:
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And Agent – I don’t think your little tirade against Ron was helpful to FFA at all.
Libby, oh ye of little understanding. FFA’s reference to the hood was the same as a hostage being kidnapped and having a hood put over their head and had nothing to do with the KKK. Ron brought up the issue of racism to me and is trying to say criticism of his President as if it is racially motivated. McConnell’s reference to making him a one term President had everything to do with a Progressive Socialist agenda and nothing to do with race. I am sorry we hurt yours and Ron’s feelings. Are you that desperate to defend this agenda that you lash out at anything Conservatives say no matter what?
Agent, it is ye that has little understanding. I was responding to your remark to FFA when he asked for your help. All you did was go off on Ron. When, oh when, will you take that comprehensive reading course???
I don’t need Agent, Ron, Bob or anyone else to defend me. I am my own man. To play the blame game is pointless – This is OBamas Baby. It is his sole responsibility for the short comings – his credit for the success. Anyone blaming Anti oBamaism on race is a fool. He is plain and simple incompetent. He has no clue on what should be the top priority. Shifting his focus to pardon criminals over getting this debacle fixed proves he just don’t care about the average Joe…
What I need is for OBama to get this fixed or scrap it all together. I need him to stop fucking with my ability to keep a roof over 7 peoples head. My daughter was on pace to move out in Feb. Now because of OBama Care, its just not possible with her reductions in hours at work due to OBama Care. At this point, they are lucky to keep the doors open.
FFA, Liberals are very good at playing the blame game. Everything bad that happens is somehow the Republicans and Conservatives fault. We musn’t ever criticize the man or we will be Racists. We musn’t ever criticize the mindless minions for screwing up the country and trying to install Socialism in a free country or we will be called extremists. If GW had tried to do the things these people have been doing, he would have been impeached in 2010. However, calling for Impeachment of this President is considered being Racists. Ron unsuccessfully introduced the race card and showed his true colors.
All you ever do is blame Democrats, Liberals, Socialists and Progressives for all of our ills as a country. Please list all of the things Conservatives and/or republicans have done, not just talked about, to fix our problems, without blaming anyone else.
Please define Socialism then list everything that has happened during President Obama’s term that has made us Socialist.
I never said President Obama cannot be criticized, I have criticized him myself. The point I was making is that part, not all, of the division in the current political climate is based on his race and that racism still exists in this country. Can you dispute that?
If there is sufficient grounds for which President Obama should be impeached, then he should be regardless of possible backlash. The problem is that the House Republicans are too busy trying to repeal, defund, delay the PPACA, which has ZERO chance of happening in the current political environment, to actually put together the Articles of Impeachment. Either that or they do not have sufficient grounds. Based on how they have criticized President Obama in the past and continue to do so, I do not think they really fear being called racists.
October 30, 2013 at 11:40 am
FFA says:
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Agent, I need to agree with Ron. It is not an impeachable offence to be an incompetent liar.
If this web site was built on a pay to play basis, we would have something. If it was built on a pay to play basis, it would work like the hospital and the road construction projects that got completed on time in IL on a pay to play. BTW, Rod kept the money in house – putting Americans to work.
October 30, 2013 at 3:20 pm
Agent says:
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Ron, do you need an Impeachable Offense to hang your hat on? How about giving Aid & Comfort to our countries avowed enemies? Do you think supplying arms and aid to affiliates of Al Quida in Syria or to the Muslim Brotherhood in Egypt was serious enough. America is their enemy by the way. Those people want to cut off our head as they did to Daniel Pearl in Afghanistan.
I don’t dispute that there are racists in this country, but you ascribe objections to this President as being racially motivated. It is his policies and agenda man. Wake up. Look at his background and then try to dispute that he is not a Socialist. He is Progressive Socialism personified. That is why the country is so messed up right now. It sure isn’t because of Conservative policies, I can assure you of that.
October 29, 2013 at 5:34 pm
Agent says:
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Say FFA, did you see or hear Carney’s news conference today? He said it was the insurance industry’s fault that people were losing their health coverage. He said the law (Obamacare) could not order the companies to not cancel the coverage people liked. Hmm! He is digging a deeper hole every time he steps up to the podium. Guess what, Obamacare mandates that they must cancel the coverage if it does not fit the one size fits all coverage. All the companies are doing is following the dictates of the law. If they don’t, they are breaking the law and penalties will be imposed. If the President really meant it that if you like your plan and doctor you can keep it, then he wouldn’t have signed the law that does not permit people to keep the plan they liked PERIOD.
Yes agent, he has proven over and over again that he is a liar.
he is such a weasel, he can not take responsibility for what he has done. Then he has to shift focus on to another issues of people being here criminally and pardon them. Who is he going to pardon next? Thieves (Madoff)?
If he was any kind of a man, he would take a page out of Reagans play book in the Iran Contra Scandal “The Buck Stops Here.”
Anyone blaming the race card is just living in denial. The guy needs to step aside and let a real leader lead. Its past time to see what Bidens got…. Not that I am a fan, but he has got to be better then this ass hole.
FFA, you were agreeing with Ron that it is not an Impeachable offense to be an incompetent liar. Need I remind you that Nixon was on the chopping block for Impeachment for lying about Watergate and Slick Willy was actually Impeached for lying about the intern under his desk. This lie is far worse than what they were lying about.
My Natural Market at NIU is off the table. Apparently somewhere in the law it states that if you are under 26 and eligible to stay on your parents policy, you are not eligible for subsidy.
So, how many under 26 that is supposed to support the older less healthy crowd is going to sign up for this?
Congress man Ryan pointed this out to an OBama Flunkie testifying in front of congress. He was wondering why this disclosure is not being made on the Web site indicating this is miss-leading to the younger crowd.
FFA, This administration has said over and over that they need the young crowd to enroll to help pay for the older, sicker population in order for this to work. Tell me, if you were under 26 and on your parents policy, why would you sign up when Mom & Dad are footing the bill? Many of these gen 20’s people, recently graduated and can’t find a job, failure to launch are not going to sign up for anything. They don’t even have the $95 fine/tax money. Is the IRS going to come after them for tax evasion?
On an unrelated note, yesterday I ordered printer supplies. They wanted $35.00 for next day shipping. I declined and paid the $7.00 regular shipping charge. It came already today for the $7.00.
Sounds like you got one of the few bargains in the market FFA. What expense does an agency owner have these days that is less than the year before? I order my coffee from Keurig for their machine. The only way I get free shipping is to order more than $50 worth. That’s fine with me. My order lasts longer with four boxes of K cups. It is also very good coffee. I can’t understand people that go to Starbucks and pay $4 for a cup of coffee. I think they must be liberals to be that goofy.
If you like your coverage, if you like your doctor, you can keep it, PERIOD! End of story! No one is going to lose their coverage. You can refer to 39 tapes of the same garbage lies jw.
“Headed for”? How ’bout it already is in a death spiral.
This is the mother of all death spirals. We can envision this giant Tsunami descending on DC to envelope all the politicians who voted for this travesty. They should all start packing their bags. As we used to say in the military, they are short timers.
“Obama helpfully pointed out that you could also sign up by phone.” Hannity “tried” to call the number and was told to call back in 42 hours. Is Obama that clueless??? And now we are being told he knew nothing about the disaster of HIS “going down in history” site not working? Just like Benghazi, NSA, Fast & Furious, and on and on. I think we should start calling him Schultz the character from Hogan’s Heroes. Schultz never seemed to know anything either. This is Obama’s legacy – and some legacy it is.
not sure I’d admit publicly to listening to Hannity…the guy’s basically a parrot without an original idea in his overpaid head. And I’m a registered Republican, just sick of all the BS coming out of both sides of the aisle.
Time for a third party, anyone? Maybe the “Kick ‘Em All Out and Hit the Reset Button” party???
Jessie Ventura for President, Howard Stern for Vice President!
Well, it could have been anyone under the sun that tried to call the hot line – even Obama himself would have gotten the same response.
Poor Earlene got fired for talking to Hannity and telling him the truth. The supervisor told her to cut him off. Not to worry about Earlene. Hannity is making up her $26,000 salary and his website is full of people wanting to give her a job. I think we will hear more from her in the coming months. One Federal Employee gone, 879,999 non essential Federal Employees to go to be moved to the private sector.
Agent,
How many are you going to hire?
Ron, I would hire Earline in a heartbeat if she were to apply. She doesn’t sound like one of those gimmee, gimmee types and is willing to work. If not a CSR, she could at least answer the phone and do file clerk duties. We could always give her proper training to do more as she goes along. I think she is from Florida so I hope she gets a decent job where she lives.
I listened to Hannity yesterday. He got through just fine. Was talking with a low level employee named Altrica (spelling?) and told her she was on the air on his show. She went to a supervisor who eventually instructed her to tell Sean someone would get back to him in 2 business days. Not “call back in 48 hours”. But, keep misinforming us. It’s the Fox News way, after all.
Really nice of Sean to block a phone line for someone who actually does need insurance, by the way. And, then to intimidate a low level employee to boot.
unfortunately, he’s in the same vein as Rachel Maddow, Piers Morgan, Rush Limbaugh, Ann Coulter, and that idiot who got the tingle up his leg for Obama during the last election. I’m convinced they all sit down together for drinks every night after berating the other side of the aisle. Then they count their money and laugh at all their followers.
Funny! Probably right, too.
I also happened to have that on in the car and heard his call. The phone rep’s name was Earlene. Hannity was very nice to her and polite as the rep was to him. She quoted 42 hours at one point for the system to be back up, reading from a script of what to say to callers. The 42 hours was repeated back to her and she verified it a few times. This was long before consulting a supervisor.
Given that this went over the air to millions, while he may have used 1 phone line keeping it from one other person calling in, it probably kept thousands of others from calling and blocking the lines only to be told call back in 42 hours. Hannity’s call gave out good information for anyone who might have called that number.
There was no misinformation given on the call I heard. I also did not hear intimidation. He repeatedly thanked her for being so nice.
I’m talking about the call placed yesterday, not the one to Ms. Davis. The one yesterday when the Altrica kept saying, “I’m not allowed to give out that information,” when Sean pushed for information about the website. Then, she was going to transfer him to a supervisor but didn’t after talking with someone else who was obviously near her. Hannity was polite but intimidating to her. You could tell the rep talking to him yesterday felt pushed. Altrica said a rep will be calling him in 2 business days. Sean doesn’t believe he will be getting a call back. Why would they, he doesn’t need healthcare, his employer already provides it.
The call with Ms. Davis went differently, I’ll give you that. She had more of a conversation with Sean.
Hannity’s show isn’t doing anyone any good. That is why he is getting bumped by Michael Savage.
Neither is OBama.
42 hours or 2 business days. Isn’t that the same thing? You’re complaining about him blocking a line. How is that any different than the dozens of reporters that went online the first several days to see if it worked.
Hannity’s show does most people good. He tries to expose the truth about what is really going on. More than anyone can say about Obama, MSNBC or any of the major networks. They would not know the truth if it slapped them in the face. They think partial truths is good enough. A partial truth is still a lie!
Tell us about Savage’s TV show opposite Hannity. Is he on the Discovery Channel? I get the premier package with Dish and I have never seen him on anything. He even got bumped from talk radio. Hannity’s ratings will still be good as are Fox’s other shows. You could add up the combined rating of MSNBC for a month and not have Hannity’s ratings for one night. In fact, you may be one of the few that tune into that garbage.
It’s Savage’s radio show, Agent:
http://www.mediaite.com/online/michael-savage-taking-over-hannitys-former-cumulus-radio-timeslot/
Cumulus is dumping Hannity because of his poor ratings. Hannity is a hack, but I listen to him so I can hear The Right’s talking points. Same reason I listen to Stephanie Miller, to hear The Left’s talking points. If you want to see how big of a hack Hannity is, all you have to do is view this:
http://crooksandliars.com/david-neiwert/michael-moore-makes-mincemeat-out-ha
Earlene’s supervisor in the background told her to shut Hannity down. He didn’t want any tough questions to be asked kind of like his boss.
Update to this story. Earline was on Hannity today. Her employer called her in the next day and fired her. Would not even let her go back to her locker to clean it out.
Hannity found out about the situation and has taken care of her. He said over again that she did a wonderful job and was very helpful. He let her tell her story. Then he took care of her and her children. He found out how much she made an hour. Talked to his accountant to find out how much he could give her as a gift so she would not have to pay taxes on it. $13,000. He gave her that and also another $13,000 for her children. One year’s salary. Then he asked his listening audience to help find her full time employment in her Florida home town area, listing her skills and asking others to step up with offers. This may turn out to be the best call Earlene has ever taken.
Have him call me….
I’m surprised at you Planet tuning into the hated Fox News and Hannity of all programs. Yes, I saw him play the actual tape of the conversation with the Obamacare employee. The employee sounded as goofy as most liberals on this blog.
Agent,
Why are you surprised? Captain Planet has always indicated that he is an Independent, like me. And, like Captain Planet, I tune into Fox News and listen to Hannity as well. It is called getting the perspective from ALL sides before forming an opinion. You should try it sometime and watch Rachael Maddow or Ed Schultz with an open mind. You may actually learn something.
I have and have learned that that lie and are brainwashed. There is no acknowledging of a viewpoint different then their own.
Yes Ron, it is too bad you and Planet don’t absorb good info and prefer to watch Rachel Madcow or Ed Shultz. They are the worst of the worst. I had to laugh when I saw that Piers Morgan said the media had been too soft on Obama. CNN has been on the Obama trainwreck right from the start. You & Planet calling yourselves Independents also makes me laugh. You undecided fence sitters who don’t know right from wrong with national issues and politics are a good reason why this country is messed up by Progressive Liberals.
Agent,
Where did Captain Planet or me say we prefer to watch Rachale Maddow (show some respect and spell her name correctly) and Ed Schultz. We both stated that we gather our information from all sides of an issue, process that information, fact check, then make a decision. It is called critical thinking. You should actually try it sometime instead of insulting us Independents.
I would have thought you would applaud us for listening to your side.
Why do you blame national issues on Progressive Liberals when there are twice as many Conservatives than Liberals in this country?
http://www.gallup.com/poll/152021/conservatives-remain-largest-ideological-group.aspx
So Ron, you and Planet listen to both sides of an issue and then make up your mind that the Progressive viewpoint is what you like. You and Planet made up your mind a long time ago and you use the Conservative shows as your bullet points on what you perceive to be correct. If you were a true Independent, you would be outraged at what is going on just like we Conservatives are. You are no different than committed Democrats who have been brainwashed for 5 years.
Agent,
Please list all of the issues for which Captain Planet and/or I are for the Progressive viewpoint.
Just because I believe in moderate approaches to fix our spending, debt and deficit porblems opposite to the Conservative’s “scorched Earth” approach does not mean that I am not outraged. As I have noted, we should vote all incumbents out to send a message that we the people do not like how the government is being run and nobody is safe.
We need more reasonable people who will work for all of the people and not just cater to any small group.
Ron,
Planet does not watch Fox News to learn.
He has adamantly called them incredible for source quoting.
It is perfectly reasonable to assume he doesn’t watch, considering all that he says about Faux News, as he calls it.
If anything, he watches it to find out what the “extreme” republicans think (and is probably why he thinks all republicans are extreme).
Also, he is not an independent.
Agent,
I listen to Beck, Hannity, Savage, Thom Hartmann, Chris Bradshaw (though currently looking for a new station), and some times Stephanie Miller. That way, I can hear what both sides are saying, take note, then go fact check. Then, I form my opinion based on the truth and not 8 second sound bites fed to me like red meat to a dog. Admittedly, I can’t catch all of every show every day, but this is who I am typically listening to on the radio. On the way to and from work, I usually listen to NPR as well. I don’t get much of that action, though. I’m only a couple miles away from work.
Try listening to Mark Levin. You will learn what the Constition is and how it is being trampled by this administration.
Amen, Integrity Matters. Levin is great, but most libs aren’t interested in upholding the constitution. They believe that the constitution gives everyone the RIGHT to have nice housing, health care, etc. all on the backs of hard working people.
Tried, can’t stand his voice. Plus, when I’ve fact checked him after listenting the few times I have, I find he’s also full of sh!t. He and Hannity seem to get all of their shows from Drudge. Which…is full of? You guessed it. Sh!t.
I’ve taken several classes on The Constitution. And, when this admin or any other do things against it, I’m not afraid to point them out. Like all the war criminal acts almost every admin since JFK have committed. We can start there, this admin included.
If you are a listener of NPR, did you know that they are blaming the Republicans for the website disaster? Yes, I am sure Republican geeks went in and sabotaged it so it wouldn’t work so Obamacare would fail.
Levin is always on point. If he had a fact wrong, it was because he got it elsewhere. He usually cites his sources so I challenge you to give me a constitutional fact that he said on his own that was wrong.
Integrity Matters,
You said, “Levin is always on point. If he had a fact wrong, it was because he got it elsewhere.”. Shouldn’t he fact check before stating something on his show?
You guys should listen to Michael Medved, if you have a chance. He’s probably the smartest guy on the air…Unlike Hannity and most of the others who love to speak to people who agree with them, Medved picks people who disagree with him to talk to first. Each day has a different theme such as “Disagreement Day” or “Open Mind Friday”, and the best is the “Conspiracy Day” he does once a month. Give him a listen.
Ron says ” Shouldn’t he fact check before stating something on his show?”
Ron…When I have listened to Levin, he will disclose upfront the items he is repeating without fact checking. That is why I challenged to identify something he stated on his own.
Integrity Matters,
Then he should not make the statement before verifying its accuracy. Isn’t that journalism 101?
Well at least he isn’t taking a snipit of information and editing it to fabricate a story like, CNN, NBC, CBS, MCNBC, and ABC does. He is truthfully disclosing that he hasn’t verified the info as a warning.
Integrity matters and I’ll take his over the above networks anyday!!
If that is accurate,
Then you would know it is a good source for certain areas of information, a fact that you continually deny.
And you also would not mock them as much as you do.
What is one fact that you have agreed with on Fox News? Name one.
Hannity should find her a job. He’s the one who got her fired with his little stunt. Hack!
Bob, You and I have Planet and Ron pegged about right. If they actually watch or listen to the Conservative viewpoint, it is just to make up some bullet point response and spew it out. There is no way either of them are Independent since they both spout Progressive viewpoints and use Government websites for their info. I would say the truth is that they are closet Progressive Democrats masquerading in Independent clothes. After all, it is close to Halloween.
Agent,
I will ask you again, please list all of my Progressive viewpoints. Was it reduced government spending, lowering taxes for job creators, dumping all elected representatives regardless of party affiliation, opposition to the PPACA, or do you just want to choose your own?
Agent,
I do find it funny considering your type of replies that Ron replies to you and not me, it seems to be the going trend. I don’t think Ron or Planet likes being wrong. They clearly reply to many people who insult them as much as myself.
Moving on:
I was only talking in this case about Fox News as a source. I have never seen them use Fox News as a source quoting a methodology showing they were correct.
I have only seen conclusions drawn through the usage of other sources. This leads me to believe they do not use Fox to compare facts, they use it to compare how “wrong” Fox News is, or use other sources to dismiss Fox.
My issue is when someone does that. Fox as I said is a reliable source, only if used correctly.
You aren’t even close on the name Planet. EARLENE! Got it now? That shows how much you pay attention. You also missed the supervisor telling her to cut Sean off. That is the Planet way, right?
By the way Ron, Earline got a job with better pay, benefits and will do much better than her former job answering the phone and directing people to the non functioning website.
Good for her.
I am not sure why you told me.
Speaking of Schultz, where has Biden been through all of this stuff in October?
I think they are shielding him, so he can deny all knowlegde next year when candidacy declarations & primary campaigns starts for the 2016 elections.
And yet the ACA is working in the states that chose to embrace it.
Go figure.
“It’s working in the states that embraced it”. Isn’t that because the state is in control of it? The states that didn’t want it have to go to the Federal Government controlled sites. This is what I understood.
Cheetoh:
The states that chose to open their own ACA exchanges were given very attractive economic incentives by the government to do so. The red states would rather cut their noses off to spite their faces than take one (red) dime from Obama. And that is exactly what they did. That strategy worked as well as the government shutdown to defund the ACA.
Ill is true blue state and Il didn’t set up their own.
Your generalization of Red states just don’t work. Its time to call it what it is – a Flop.
Huh. So why did IL choose not to create their own exchange?
I have no clue. Why don’t the Feds hire the same people that assembled TN???
FFA – Illinois is establishing a state-federal partnership exchange.
http://en.wikipedia.org/wiki/Health_insurance_exchange
Right FFA. 36 states didn’t want to expand Medicaid or set up their own exchange sites. I don’t think they are all red or we wouldn’t have the current President in office currently.
Agent: Here are the red states — which does mirror the states that chose not to operate an excahnge. However, an important distinction is who the governor and who runs the state house rather than how the state voted in the presidential election.
http://en.wikipedia.org/wiki/Red_states
http://en.wikipedia.org/wiki/Republican_Governors_Association
Agent: You need to look past the presidential election by state and focus on those states controlled by Republican governors and state houses who made the decisions.
http://en.wikipedia.org/wiki/Republican_Governors_Association
Cetica, I am aware that Il has something in the works.
Now that pay to play is off the open table, we would probably end up with crap.
Just on the news today, McCormick Place lost another major nation convention. Thanks union pin heads!
Ron,
If the democrats had allowed the republicans to pass any healthcare plan, the republicans would have.
Republicans didn’t have enough of a majority, as the democrats did in 2008.
A small amount of republicans went stupid in 2000, that is not all republican’s faults. All democrats were stupid, that was their fault.
And that’s why nothing passed.
Actually, anyone paying attention to the details, whether red or blue state, realized that at some point the “economic incentives” would eventually go away and then they would be stuck footing the entire bill. If it was such an economic “boom” why would they need incentives?
Use common sense people. Geesh!
Celtica, were you alive during the last mid terms during the historic shellacking the Dems took as a direct result of Obamacare being passed and rammed down the country’s throat. Many statehouses changed over to Republican and many Republican governors were elected as well as the US House of Representatives changing over. I think they said the turnover was the greatest in over 40 years. Liberals were in total shock and denial that their agenda was comprehensively rejected.
Yo, Agent, were you alive during the 1996 mid term when the Republicans took a shellacking when Newt Gingrich closed down the government in 1995. History often repeats itself. Look for a similiar shellacking in 2014. What goes around, comes around.
Yo, Celtica. Check your facts. The Repubs lost a few seats in the house but gained in the Senate. The still stayed in control. Not quite the same thing and would not call it a shellacking. Not to mention what happened in the various state govt races.
Agent,
Were you alive during the 2012 election when Republicans lost 2 seats in the Senate, 8 seats in the House and could not win the White House?
Shouldn’t a more recent election with a greater percentage of the population voting matter more?
Stay on point, Ron. I know you Libs get distracted easy when an issue changes. You forget things quickly like fast and furious and Benghazi.
The discussion pertained to the govt shutdown and how the following election is affected.
Integrity Matters,
So, it is OK for Agent to reference past elections that support your narrative, but I cannot bring up past elections that counter your narrative.
Hypocrite!
Besides, I am an Independent, not a Liberal.
Ron, anyone that wants to worry about the past needs to refocus on the issues of the future. Right now, the future of health insurance is in major flux.
This ass hole in the white house needs to go.
FFA,
Is it OK for Agent and Integrity Matters to bring up the past?
Just curious that you singled me out.
If the Republicans had implemented their ideas for health care reform when they had power in the early 2000s, we would not be in this mess. It is not just the President and Democrats that bear responsibility.
Ron,
If you look over the entire post, Agent was trying to point out what happened in the mid terms that affected the state govt. Celtica replied with incorrect information. That prompted my reply.
I’m not a hypocrite, I am trying to stay on point.
Integrity, the states were all going to have to expand Medicaid at state expense. Talk about blowing a state budget! That is why they rebelled at it and not creating exchanges.
Integrity Matters,
My interpretation of the point was that elections matter.
It seems that Agent was referring to the change in Washington when referencing the Democrats getting shellacked. He then continued to expand to the states.
No reason in particular Ron. Just have a hard time looking over my shoulder wondering the If we did this then then that.
We have a national crises brought on by the current administration. Wasted all that time and money. He has effectively cut you and I out of the Health Insurance Market. Infrastructure was in place. All they needed to do was get the IRS site done. Instead – Screw You Screw Me and EVERY AGENT IN THE US! So, in this average Joes opinion, anyone blaming the past presidents for todays crises, WAKE UP. What happened pre OBama does not matter today. What matters is WE ARE IN TROUBLE TODAY!
Are you freaking kidding, Celtica? Maybe their websites are working, but the premiums and deductibles aren’t what people were expecting.
People are calling our L & H dept. every day now wanting to know how to sign up for “that free health care”.
Perplexed: I checked my state ACA website and easily got in. The premium quoted was lower than I was quoted 10+ years ago. Do the math — I am 10+ years older. I also checked see what the premium would be in my income took hit if I no longer had a job and access to company bennies. It was affordable. And even though I am healthy, I would buy it, even in reduced circumstance – even if it was called Palin-care. Of course, most people in insurance would buy insurance for that the keeps them up at night worrying.
You might wish the program dead, but the news of its passing is premature.
Celtica, How did the deductibles compare with what you have now?
Preplexed — that is hard to say until I finalize my 2014 company benefit election for the simple fact our company plans are changing with increased cost sand decreased coverage. Obviously the company plan will still be the way to go — but it is like comparing Whole Foods fuji apples to Trader Joe’s macintosh apples. It’s in the same arena — but there a lot of variables to both.
I do expect the company plan to be phased out — which the ACA may accelerate — but one that was happening anyway even without the ACA.
The company benefit plan of 2000 is gone, gone, gone.
Perplexed:
I checked and I’m 55 years old and smoker. In my state I got 13 options from $450 to $1050 premium and $0 to $6300 deductible. There was a gold plan with $1,000 ded at about $580/month I think. More than I pay now with my employer subsidized plan, but not horrible.
Wow. Both of you admitted that the Obama plan would cost you more than your present plan. And, it sounds like you’re not too sure what the deductible would be.
So Libby, are you going to buy the more expensive plan even though the deductible is a question mark?
I don’t think that is what Obama promised.
Intergrity:
My company provided plan costs about $175 month for my portion.
If I was laid off and took the minimum plan, with minimal income, my premium would be $145. If I took the maximum plan, with minimal income, my premium would be $190. And therein is exactly why it why it is called the AFFORDABLE Care Act.
I would be one of the healthy ones who buy medical insurance no matter what.
I’ve had the polar opposite experience – before Obamacare I could get a plan with a $500 deductible, 20% co-pay, and prescription drug coverage with a $6 generic & $30 brand-name co-pay effective 11/1/2013 for $160/mo. The exact same plan under Obamacare, effective 1/1/2014, is $305/month. If I bumped up the deductible to $1,000 the prices were around $135 pre- and $275/mo post-Obamacare. Even the $6,350 deductible plans were in the $160 – $200 range, but were $50-$75 before Obamacare.
I am 27 years old, non-tobacco & take one generic prescription every month. If anyone thinks there’s any chance whatsoever that I am going to pay those kinds of premiums for a health insurance plan you’re out of your mind. Oh, and that was WITH a small subsidy. Premiums in my state literally doubled overnight. It took me a week just to get to view the plan/pricing options! I’m going to buy a policy effective before 1/1/2014 or just pay the penalty and whatever care I need out of pocket, it’s cheaper that way.
Celtica,
Its great using terms like minimum plan and maximum plan. What are the details, like deductibles and some of the other coverages?
I went on the site last night and the “general quotes” just told me the monthly premium without any details. Do you buy any of your other insurance that way?
Celtica, In IL, people in ICHIP and on Max Rated Groups are the only ones I have found to be coming down.
Its the adverse selection – Pre X – what ever you want to call it that will be saving money and filing the bog dollar claims.
Wow! 14 dislikes just because I gave some information on pricing on the exchange. This blog is just full of haters.
And to answer your question Integrity, the deductible was not a question. I had 13 different quotes, each with a different deductible and plan type, bronze, silver, gold, etc.
And it’s only more expensive than my current plan because I would lose my employer contribution. I’m pretty sure the premium is in line with my current premium pre-employer contribution.
From what I understand, its only working I states that set up their own exchange. This implies that the states put out a better work product then does the federal govt.
It also helps that the states with their own exchanges are dealing with fewer people on the website or trying to get on the website.
I am sure you are correct on that JW. Why didn’t he break up enrollment over time by States or age groups? Give everyone 55-65 Oct 1st – Oct 15. Or maybe enroll IL in that same time frame? But to just open it up to 17Mill people all at the same time was just insanity.
Exactly! It makes no sense to allow all 17M to try to log on at once.
17M possible enrollees / 75 days to enroll = 226,667 enrollments per day.
JW, maybe you should go to the white house and teach Obama basic old school math.
It won’t work. Obama would just try to borrow more toes to count on.
FFA, Amazon.com gets over 20 million hits every day and they seem to have a functioning website and it is easy and efficient.
jw, it has been revealed that the Fed website wouldn’t even accommodate 200 people when it was last minute tested without going down. There had to be several thousand going into the state sites to inquire. Why did this administration award this huge contract to a Canadian company without proper bids? Did we not need the jobs here for this project? I saw a Chinese American businessman on Hannity who creates websites and he said he would be embarrassed to charge more than a couple of million to create this website, test it and make sure it would work and absorb the load. Instead, we have the mother of all bad websites which will cost around $800 million by the time it is fixed or scrapped and re-started.
Ok
It is working FFA to expand Medicaid in the states with functioning websites. The vaunted exchange plans, not so much.
Democrats are now blaming Republicans for the website disaster saying it was because it wasn’t funded properly. Apparently, $634 Million wasn’t enough to set it up and three years not long enough to make it work. Now, we have a tech “surge” to get it fixed which should cost another $200 Million in all liklihood. Web.com advertises they can set up a website for free if the customer advertises on it. Projecting the complexity of healhcare.gov, they might have charged $2-3 million to do it. We didn’t get much bang for our buck, did we?
Integrity, I think the promise made by the President has been repeated dozens of times that it would save a family an average of $2,500 per year on health insurance. Not working out so well, is it?
Agent…just one of dozens if not hundreds of statements that he has made that he thinks the people want to hear. They rarely have any fact or actual truth behind them.
The blind sheep hear what he says and think “that sounds good”.
Integrity, I call the Liberals lemmings who eagerly follow their leader into the abyss of ruin.
So Celtica, reading your post about the quotes you got, you sound a little bit disgruntled about the premiums, deductibles, out of pocket expenses. You are one of those mid twenty types that Obama wants to foot the bill for all the sick people. Perhaps you will join the chorus who don’t like it and will just pay the fine/tax rather than get it. Did you get one of those non-renewals that have been going out saying your plan was being discontinued and you had to sign up or else?
When Gov. Mario Cuomo instituted his socialistic healthcare program here in N.Y. that mandated extra coverages without proof of insurability, insurance companies left in droves as they could not operate at a loss. The same will happen with this Obamanation. Insurance companies will fold, hospitals will fold,doctors will leave the profession, and government premiums will increase. Forcing businesses to operate at a loss (like the federal government)will result in disaster.
Yes, and then a 6 mile wide asteroid will crash into the earth and destroy us all.
Cap, if your employer worked in the red, how long would you have your job?
FFA, kind of like pro football. Not For Long!
Good one!!!! Speaking of Football, Bears are going with McCowen. They signed Carson Palmers younger brother for back up. Good think Minn sign Freeman. He was awful to say the least. Don’t think Frasier wants his job…
FFA, Mccowen actually did a good job in relief. Had the defense played better, they would have won. I think the Texans found a quarterback. Schaub has been terrible and has lost his confidence. This kid that replaced him nearly pulled the game out against the now powerful Chiefs. It should be interesting to see how the Chiefs do against Libby’s favorite team. If Manning thought the Colts put pressure on him, wait until he sees the rush he is going to get from the Chiefs.
Agent, that is gonna be a good one to watch… Powerful Chiefs D vs Manning & Welker…. I still cant believe NE let Welker go.
Not quite as mind boggling as OBama Care. I am thinking Kraft had a financial reason – Stay within the budget – unlike OBama.
Chiefs didn’t do so well against my favorite team, Agent. That’s how they did.
Libby, not too many team will do well against Denver…
Why do people still think this will work? If only the sick people sign up, it is not possible. If it was possible, health insurance companies would have been doing it. This article addresses this very well. It’s all about a one payor system and that’s what it was about all along. Once the health insurance industry is dismantled because they can’t make a profit, there is no turning back. Again I say, we are breaking an entire system to accomodate a small percentage. Did not make sense when I said it before and it still does not. Wake up America before you allow this president to destroy our County.
Because Obama said so…..
Hmmmm, let’s see what would happen if drunks and lousy drivers were the only ones required to buy auto insurance…
State Guarantee funds would be bankrupt.
You can’t compare health insurance to auto insurance. That is an old argument. Health insurance is 1st party, auto is 3rd party. Are you in the insurance industry??
Dear Intergrity: Not all auto insurance is 3rd party. If you were in the industry, you would know that.
Dear Celtica,
I am in the industry.
Except for UM/UIM and PIP (no fault), the other coverages are not mandatory. You are not required by the govt to purchase phys dam.
UM/UIM is only there to protect the insured when someone does not follow the law or does not carry enough insurance. Why aren’t people who don’t have cars required to buy UM/UIM or no fault coverage? They could get hit as a pedestrian.
Integrity — your auto leinholder can require auto coverage until the loan is paid. The government requires auto coverage LARGELY because of MEDICAL injuries inflicted on others. Property damage, not so much.
As for the pedestrian being covered by their own UM/UIM, they can also just go to the emergency room and then not pay anything. Which has been the go to solution for those without insurance. So then we all pay.
The lienholder is not the govt. My mortgage company isn’t requiring me to carry health insurance or life insurance.
And, yes, we all pay for it some way or another. No need to trash a system that is working for 80% of the population.
FFA, if the costs of medical care go down (as if) and taxes go up, it doesn’t impact the web site that cost but will bring the overall US deficit will go down. Bet you didn’t see that coming…
Celtica, the only thing I see coming out of this is more jobs being cut, more hours being cut, cost increasing as they did not address the underlying issues that drive the cost and taxes gong up. Once again, I am losing business over this as BCBS wacks all of my HSA. I get my web site up to speed to accommodate the marketing end. The get redirected to EHealth.com and to Individualhealthinsurance.com.
No, I did not see that coming – yet another screw job to every agent in the US. Nor do I see cost being reduced… BTW, I hope I am wrong.
How about BI/PD, Integrity??? Are you SURE you’re in the business?
Integrity — can’t argue with a brick wall who thinks that provding 80% of the citizens with medical coverage in a first world nation is somehow acceptable. It’s not — by a longshot – but you keep thinking that since your got yours, TS on those that don’t…
Celtica, No I am saying that the system we had could have been improved without govt intervention/takeover. Tort reform, amend the laws to allow competition across state lines, pre-existing conditions, etc. All that could have been done without spending over $600 Billion for a website that does not work.
Plain and simple, this country can not afford the ultimate cost of Obamacare. Obamacare is a political power grab.
FYI.. Medicaid was suppose to be for the other 20% that can’t afford it. Where is the responsibility for those who can afford it but chose not to buy health insurance? In the Risk management world, it’s called self insurance.
Why quibble. If you are willing to live with only 80% of the country having access to medical insurance, then you should be willing to live with 80% across the board, including tort reform, amending laws – and infringement on the Constitution.
You call Obamacare a power grab; I call the ACA an attempt to bring the U.S. health care system into alignment with other first world countries.
PS: It wasn’t $600 billion. You are confusing the billions spent under Bush with nothing but war and a wrecked economy to show for it.
My mistake, $600 million for the website. $600 Billion is the cost of Obamacare per the CBO, and that is underestimated.
FYI..The US Healthcare SYSTEM is the best in the world, which is why people from the other socialist first world countries come to get specialized care.
The SYSTEM is fine, making it affordable for the majority of people is the challenge. Speaking of a brick wall, I am not saying screw those who cannot afford it. I am saying find another way to provide them with the care they need.
If we give out food stamps for those that qualify, why not provide healthcare stamps for people to get preventative care? It would be cheaper then them going to the ER for a cold.
Celitica,
Obamacare, does not, bring us in line with other first world countries, and we are not, behind first world countries.
Universal healthcare peaks when it comes to catastrophic payout options.
This is not at all debatable. There are at least equal catastrophic scenarios in alternate countries.
Also, I’m pretty sure Integrity was talking 80% of insured people, compared to 20% who get coverage from medicaid or other areas.
You believe 20% of people don’t get care?
Let me say this to that:
HAHAHAHAHAHA.
Back on point: 100% of our people get care. Some people go bankrupt on it. But 100% get care.
Our cancer rates / death rates are equal to other countries, so clearly our systems fail equally there.
Go on to emergency use:
Did you not note the recent death though, for emergencies? Many areas in Canada do not have air helicopters paid for, it is due to the single payer system. We have on the spot, emergency, care.
Go break your neck in Canada, or Europe. See how you are assisted.
When people are sick here the law says you get treated, and the you get a bill. Insurance companies basically pass that bill on to people who are insured, (in conjunction with the hospitals). This is why we can have a law that no one can be denied treatment, and why our system has the most payout of any country. It makes sure it is impossible for anyone to slip through the cracks. One way or the other, you get coverage, whether the government pays, insurance pays, or the hospital passes that cost on.
We do not have a care problem in the U.S. We offer the most comprehensive, and total care. We have an insurance problem. And that’s just fine. 80% of us have insurance covering for better coverage than other countries can ever dream of (hip replacements? No problem! Join problems? NO PROBLEM, PAIN? NO problem! LASER EYE SURGERY? WHY NOT!! You cannot get this done in other countries) and 20% of coverage equal to that of other countries (medicare type coverage, and bills passed on that cause them to go bankrupt).
You are in dire need of ending your foolish commentary, that the big bad corporations are trying to kill people, the big bad dollar is killing people, the big bad capital society is trying to kill people, and the big bad republicans (considering Reagan passed the law that makes it a law to treat people who need care, such an uncaring, wanting everyone to die, republican, darn him!)
*insert sarcasm*
Grow up.
Integrity: You throw around facts and figures. But I include sources. You neglect to deduct the taxes and cost savings.
You also confuse healthcare with medical care. Yes, we have the best medical care in the world — but a very, very poor healthcare system to deliver it. When the chief executive of United Health Care receives an annual salary of $100+ milliion, there is something rotten to its very core.
http://useconomy.about.com/od/healthcarereform/a/Cost-of-Obamacare.htm
http://www.dailykos.com/story/2012/11/18/1144561/-United-Health-Care-CEO-salary-plus-stock-options
Celtica, If cost of health care goes down and taxes go up, where is the savings factoring in the $600M+ it cost to build a web site that don’t work?
Tell me, where are we as a nation ahead?
Integrity, they are now talking about the nation’s first billion dollar website. It has now come to light that almost 50 vendors had a part in this and they are now busy blaming each other for it not working. I would like to know the background of all these vendors. Do you think some may have been contributors to the re-election just like the Green Energy crowd who got billions in government loans and promptly went belly up? This website could have been done for a couple of million at the most with a true IT firm domiciled in America and it would have actually worked. Instead, the joke is on the American taxpayer once again.
Texas…you are correct. Unfortunately, the rest of the story is that Obamacare is actually doing what it was designed to do. It will create such an imbalance that the private health insurance industry will leave. When that happens, the govt will be left to force socialized medicine.
I just pray that the people of this great country will wake up before the next election and vote out the majority of the incumbents. Republicans and Democrats. I’m tired of the back room bribes and deals that take place. McConnell has to go the next time he is up for re-election.
Obama said he was going to transform America. Well he is, for the worse. I want a candidate that wants to transform the govt back to following the constitution.
Integrity says – “I’m tired of the back room bribes and deals that take place.”
Sucks to live in Illinois Don’t it???
Yes,FFA, it most certainly does.
So Integrity, what is to prevent people that have Obamacare with huge deductibles and out of pocket expense running to the Emergency Room, lie to them and say they don’t have insurance so they can be treated at county expense? They know that they can’t be turned away.
Good question. If there was any forethought, the govt would require the hospitals to report people to the IRS if they declared they were uninsured.
But, if they are an Obama supporter, he probably will tell them (the IRS) that the law doesn’t apply and pardon them.
FFA, I, too was surprised New England let Welker go since he and Brady wore out whoever they played. Now, Brady is struggling finding the go to guys. That, and losing their star tight end to murder charges have probably doomed them for this year. Welker is good, but the Colts seemed to shut him down for the most part. The Chiefs are going to probably ring his bell when they play and they are very well coached.
Its shows what a fiscally responsible party would do instead of going out and borrowing more money.
Libby, I was unaware the Chiefs had played your favorite team. You confuse the very average Washington “Redskins” with the Kansas City Chiefs. I guess it is easy for you to confuse since they both have Indian nick names. Kansas City is still undefeated by the way. Don’t expect me to apologize for Dallas either. They have Jerry Jones as an owner and Jason Garrett as a “coach”. He is one of those Ivy League graduates from Princeton and that tells me everything I need to know about the ownership and the lack of a head coach. Back in the glory years, there is no way a Jimmy Johnson coached team would permit the opponent to score a touchdown with a minute left in the game and with no time outs and go the length of the field. Garrett should be removed from his duties along with the defensive coordinator.
You are correct, Agent. My bad. I always get the Chiefs and Redskins mixed up. And no apology was requested from you about your Cowboys.
Don’t look behind the curtains Comrades……we are almost to UTOPIA!! By the way, who’s payin’ the bills (by `bills’ I mean those worthless pieces of paper we’re printing by the trillions)?
Wheelbarrows, wheelbarrows…..my German grandfather told me where we were headed 20 years ago.
Joe the Plumber heard the message being applied to every `net positive’ citizen…. (Net Positive means contribution to the fiscal maintenance of the country – Net Negative means….)
Stop it. Just stop it. Stop making the problem bigger!
Get to work,fix the computers, answer your phones, do your jobs, write the coverage and lets move on. Stop pointing fingers.
Both sides voted for this plan. Lets call it RepDemCare instead…no matter if you like it or not, RepDemCare was voted in by the Reps and Dems and because of that it is here to stay.
Don’t vote it in first and then change your minds….
I couldn’t agree on your opening point any more even if OBama made up a new word for it… Its Law. Its here. Fix it! If it cant be fixed, then delay it until it can be fixed or scrap it all together.
Do something other then point fingers playing the blame game.
BTW, no Republican voted for this…. I don’t have the “link” at my finger tips, but I am sure several posters in this blog do.
That Fire them All Party sounds pretty good. I think average Joe with A Community College degree in finance should be pres… How about Ted Nugent for President???
While Uncle Ted is a great guitar player, he’s way too extreme…Maybe James Hetfield for President instead? He seems pretty moderate.
I’ld compromise with Kurt Newman…
FFA, does this disaster make the case for delaying the Individual Mandate or not? If they think it can be fixed, then fix it and let people apply if they have the patience. In the meantime don’t tax/fine or penalize people that want to wait until it is a workable market. I think the problems are so onerous and difficult, they will have to delay it for a year. They screwed up and it was obvious it wasn’t going to work. I can hear Sebelius talking to the President. Mr. President, I am sorry to report the website will not work as intended. He says, what? Are you kidding me? You had $634 Million to get this up and running and three years and it is this bad? You mean to tell me the customer calls the number and it refers to the website? What is that?
I would say it makes the case to scrap the whole thing!
They will never admit their failure as long as BO is in office. He is still singing a happy tune about how wonderful it is despite all the evidence to the contrary and his lies have painted him into a corner. Did you see that 800,000 people in NJ got their cancellation notices as mandated by Obamacare? I don’t think they will be happy campers.
http://www.thesmokinggun.com/buster/ted-nugent-draft-dodger-467132
Hey FFA. Ted Nugent would get rid of all the 880,000 non essential government workers, cut all departments and agencies in half, get rid of the job killing EPA, get rid of all the programs that are expensive and duplicative, cut business and individual taxes to promote job creation and install a flat tax with loopholes cut out and the 50% that pay no taxes will have some skin in the game. Obamacare would be repealed and replaced with Healthcare Reform that makes sense and actually works. That sounds a little radical for the fence sitting Independents and Progressive Liberals, but the country would be far better off for it.
Agent,
Based on your platform for Ted Nugent, we would have increased unemployment (880,000 plus CPAs, tax preparers, tax attorneys, and EPA & IRS employees) and decreased money going into the economy from those who currently do not pay federal income taxes (it is actually 43% now; http://www.foxnews.com/politics/2013/09/10/infamous-47-percent-not-paying-federal-taxes-now-43-percent/) and more to the government.
I guess they can all go to work in the factories for minimum wage. We can be China in a few years.
In addition, what do you think will happen with wages when there is a large influx of unemployed? I assume you understand how supply and demand works. After that all happens, what happens to the housing maket when we have hundreds of thousands or maybe millions of more homes going into foreclosure when people have to take pay decreases just to keep their jobs?
Can you address each of my concerns with a solution? I am guessing you cannot.
Conservatives always have an easy solution for complex problems because they do not consider unintended consequences or think of others beside themselves.
No, you’re right Ron. We should just print more money to continue to pay for that huge debt we are racking up.
If the powers would stop funding the illegals, cut back on the govt fraud and waste and stop handing out “goodies” to the masses, like cell phones, there might be enough money left to keep most of their jobs.
Instead of laying them off, how about cutting back on some of the salaries (and I mean on those that are above $75K) and pension perks. You know (or maybe you don’t), tighten the belt like the rest of the Americans have to do from time to time. o you think that might be a start.
Integrity Matters,
I have no problem with any of those suggestions because they would not send as much of a shock through the economy. I am just against any kind of extreme shake up (cutting 880,00 federal employees and instituting a flat tax that would eliminate countless private sector accounting and tax preparation positions as well as IRS employees plus less money from the 43% who rely on deductions to put money into the economy) because of the unintended consequences that may result.
Hey Ron, did you hear about the budget deficit or not? When is it a good thing for a government to spend $1 Trillion more than it takes in? As we just found out about the budget deal, the debt increased over $300 Billion despite the President saying it didn’t increase the debt. The idea is to create private sector jobs, not increase Federal workers who are a drain on our economy. They should get out and get a real job and be productive. Did you not hear about all the new jobs the government said they were creating? Pay no attention that 350,000 file for new unemployment claims each month. Trust me, we will not miss the EPA employees and IRS employees or attorneys of any persuasion since we have far too many of them anyway. CPA’s are smart enough to survive and may actually create a business and use their smarts to hire some people. I would caution them not to hire former government employees, especially the non-essential ones.
Agent,
I have indicated many times that I realize we have to address our spending, debt and deficits problems. I just do not agree with those approaches due to the consequences I pointed out. We need a reasonable and more gradual approach to decrease spending, reform the tax code, shrink the number of federal employees (attrition), and decrease government pensions and other benefits to be more in line with the private sector. Are you Ok with those solutions or are they too liberal for you?
However, you provided no real solutions. What if all of the CPAs started insurance agencies and started taking away your clients and decrease the pool of potential new clients?
What about wages? You know, supply and demand. That works for labor as well as products and services.
I would have to agree with Ron on not cutting 880000 jobs. Them people spend their paychecks just like everyone else would…
Ted would probably provide everyone with a Bow & Arrow and teach them how to hunt off the land….
Poor Teddy would lose his fan base if that ever happened. Those card carrying members of the SPS usually get some type of government assistance, after all, if you would shit yourself to get out of something you would have to be a little re-re wouldn’t you? Guess that’s what happens to when you write songs called “Wango Tango” easy songs with hooks directed toward the low IQ brackets driving around in Firebirds and Camaros and a pack of Marb Reds rolled up their sleeve.
So Ron, it appears that you are in favor of decreased spending only on a more gradual basis. The Sequestor savings of $85 Billion hardly is worth mentioning in a $3.4 Trillion spending spree. It is about half of 1%. The President said the world was falling and banned tours of the White House and made it as painful as possible. We got another dose of his painful policy with the 16 day government shut down. Serious cutting demands serious people and the non existent budget needs a complete overhaul and every program needs scrutiny and every department needs big cuts if we are to get this under control. Why not hire some of those really good CPA’s to do an audit instead of forming yet another committee of politicians to study it an not agree on anything? I have a really good CPA who could identify hundreds of items to cut and make a huge dent in the deficit right away. We keep the CPA’s on the payroll to watch spending like a hawk and then we might not need those 888,000 non-essential workers. I will make you a deal. We put on a thousand good CPA’s and spread them out over all the departments and agencies and let’s see what they can do on budget cuts and analyzing failed programs. Of course, they can’t be Obama supporters or we will never get anywhere.
Teds a health nut. He don’t smoke… Think he would be playing Strangle Hold for Obama these days.
Alice Cooper!
It is a fact that only House Democrats voted “For” the ACA. The bi-partisan part is that 34 Democrats voted against it along with all 212 House Republicans.
Dear Pay Attention: What? The Republicants didn’t have control of the House when ACA was passed? Wonder what will happen when they lose control again in 2014. Hmmm….
Leave it to you Celtica to twist things around. If you knew what PayAttention was talking about, you would know that Democrats passed this garbage on strictly a partisan basis since they had a super majority under the now infamous Nancy Pelosi who boasted she would pass it if she had to pole vault over the fence. Even at that, she had to bribe, cajole, intimidate a lot of Blue Dogs to get over the hump. Harry Reid did the same thing in the Senate only he sweetened the pot for Mary Landriue and Ben Nelson.
Yes, Celtica, this scares the crap out of me. What is the next thing on the liberal progressive agenda to trash our country and constitution? Free speech? Gun Control? Freedom of religion? What freedom do you hold dear that might actually make you stand up fight this tyranny?
So, why aren’t the Republicans trying harder to win the moderates? That is the question I want answered. It seems to me that the majority of Republican politicians are not fighting for the moderates, it’s like they’ve already conceded the middle and are just fighting over the far right.
I’m sure there are people in the middle who could be persuaded to vote Republican, if those candidates appealed to them.
jw…I guess my question is, what is so bad about the republican agenda that the moderates say “I’m not voting for that?” Actually, it should be the conservative agenda because there are too many Repubs that are too far left. Fiscal responsibility? Less government intervention? More accountability? Term limits? Fewer entitlements (or at least better controlled)? Adhering to the law?
I can’t believe you are actually asking that question, Integrity. I think we ALL want: “Fiscal responsibility? Less government intervention? More accountability? Term limits? Fewer entitlements (or at least better controlled)? Adhering to the law?”
What we DON’T want is government dictating morals and instruding on our rights. Women’s rights, Reproductive rights, Gay rights, Fredom from Religion, etc. If the far right would back off those issues, they’d get alot more support. But it’s the fundamentalist Christian, teabaggers that turn us off. And unfortunately, those are the ones making the most noise in Washington and in politics.
Integrity Matters,
It is not the agenda that Independents are against, we are against their idea of governing; do nothing then blame the Democrats.
My issue with the current crop of Republicans began with Senator McConnell’s statement, ““The single most important thing we want to achieve is for President Obama to be a one-term president.” I would think the single most important thing they should have wanted to achieve was to fix the economy and help the American people.
My issue with past republicans is their poor fiscal record. See spending, deficit and debt during Republican vs Democratic administrations.
http://www.tradingeconomics.com/united-states/government-spending
http://useconomy.about.com/od/people/fl/Deficit-by-President.htm
They talk a good fiscal game, but Democratic Presidents get better results.
Integrity Matters, I agree with you and Libby – all those things you mentioned are on my wish list.
However, the conservatives keep spoiling the conversation by including social ISSUES. (not things that cost money) If they just stuck to the conservative fiscal policy and stayed away from ANY reference to sex and equal rights, I would vote conservative.
So, to answer what is so bad about the republican agenda that the moderates say “I’m not voting for that”: equal rights for GLBT & women, and no legislating morality. These things cost nothing, and are quite simple to support.
Ron,
HAHAHAHA you hypocrite and liar!
I love you Ron, you make it easy.
Presidents don’t make debt, your phrase.
And they don’t. Congress does. 1995-2006 had the first democratic majority in over 40 years in congress. Which means out of the 11 years they were in congress, we had ONE trillion dollar bad year (from tarp) and we had 4 surplus years. Do you realize that’s about 40% of their time in control they cause surpluses? That was NOT Clinton, and you can’t be a hypocrite and suddenly say the surplus was not the republican congresses doing, while saying it can’t be the president’s doing as well, depending on what benefits democrats.
You have to go by laws I might add, not only who was in charge, and who put those laws up. For example: Who pushed the stimulus? Obama. Who pushed the spending on QE and Twist? Obama. Who is the fault of that debt? Obama.
Then you have to look at the revenues: What were the normal years in Bush’s years deficit to gdp? Average. Other than his last year. This means it wasn’t his taxes. Therefore it isn’t the taxes for Obama either.
So what is the problem right now? Spending. And then again, who is pushing up the spending? Obama, QE, Twist, Stimulus, etc.
Facts are facts.
And then Compare Reagan: Did reagan get his proposed spending cuts? No! Who was in congress? Democrats. Did he get his tax cuts? Yes. Did revenues go down by a significant percentage? Temporarily, yes. Long term HELL NO. Clinton’s revenues, which were still lower than the taxes before Reagan, (meaning that Reagan’s tax cuts were mostly all still in force, but the marginal rates were slightly higher, but still under what they were before Reagan) were at 20% of GDP.
So then, are lower tax rates causing deficits? NO. If anything they helped Clinton.
Then again, back round circle, is Stimulus, QE, and TWIST affecting deficits? Hell to the yes.
“http://useconomy.about.com/od/people/fl/Deficit-by-President.htm
They talk a good fiscal game, but Democratic Presidents get better results.”
SoFedUp,
You are correct that both sides voted ON the ACA, but only House Democrats voted “For” it. Anything close to a bi-partisan effort in the House was that 34 Democrats voted against it along with every single Republican. Confirm the facts by reviewing House Vote 165.
The only answer that makes sense jw is to fire all of the politicians in DC and start over with Conservatives, not Progressives or RINO’s. These people are drunk on power and spending and have completely ruined this country. You Independents also need to wake up and stop consulting government websites and stop believing the Progressive drivel and go back to the Constitutional Republic that the nation was founded on. Mindless lemmings following the leader is not the way to go.
Agent,
The problem is that every political party believe that we need more representatives with whom they identify. We need to just vote against every incumbent, regardless of party affiliation, and send the message that we will hold everyone accountable.
Unfortunately, there are too many people like you who will continue to vote based on party line which is why we saw 90% of incumbents up for re-election in 2012 win.
Ron – none of them identify with any of us. They ask our opinion and flush it down the toilet. Then they do what ever they want for their own gain / benefit.
FFA,
I agree with you. The problem is people like Agent and others who blindly support their party that will not vote out someone if they have the correct letter after their name. They will continue to blame someone else.
Ron, the only thing I have ever said was that I was a Conservative. Find a Conservative Democrat and I will vote for him or her. They are as rare as hen’s teeth. I do hope more Conservative Republicans challenge the RINO’s we have in Congress in the primaries so we can get some new blood in there. Democrats are really shaking in their boots right now with this travesty. I would hate to be one of them holding a town hall in the next election season.
Hey Ron, I hate to disappoint you, but I have not said I was a Republican even though you label me that way. You are certainly no Independent since you agree with the left so often. I will say that I have not seen a Democrat worth voting for in any election. The Party of Truman does not exist anymore. It has been hijacked by the Progressive Left. If there are any moderates still in office, they keep their head down or the leadership will lop it off.
Unfortunately for you, you can’t separate right from wrong with your dysfunctional Independent brain so you continue to go to websites to try to find a narrative you agree with. It is sad that you are do dependent, have almost no common sense and can’t see the forest for the trees.
Agent,
When did i call you a Republican? If you are going to take my criticisms of Republicans personally, that is on you. I have respected your request to not be lump in with Republicans, I ask the same from you to not refer to me as anything but an Independent.
I asked you multiple times to list my Progressive viewpoints and you have failed to do so.
Agent,
One more thing, how about you provide some support for your narrative. I am trying to make it as easy as possible for you to verify where I get my information and have given you every opportunity to support your position(s). It is not my fault that there is no data/statistics to support your assertions, but plenty to support mine.
Actually, the republicans did not vote for it. In fact, it took a number of bribes to get the democrats to vote for it. Remember…the Dems controlled both houses when Obama was first elected.
Thats the problem with everyone. You believe blindly what you are told and then have short memories.
As I recall Integrity, Obama, Pelosi & Reid were shocked and amazed that this just didn’t sail right through since they had the majority in both houses. They were also shocked to learn that the American People didn’t like it and poll after poll revealed that fact and the folks were letting their representatives know about it. I saw a video of Mary Landreiu in Louisiana at a town hall and they were letting her have it. In the end, she disregarded her constituents and voted for it anyway when Reid did the Louisiana Purchase to give her money to expand Medicaid. By the way, the last count I saw had no one signing up for Obamacare in that state.
Agent…so much for the elected representatives doing the will of the people. Just a power grab to get hold of more money to squander.
The will of the people will be felt in the next mid terms just like it was in 2010. The avalanche of the discontented after they get their cancellations will be enormous. RINO’s will be challenged in primaries and Democrats who voted for this monstrocity will be fair game to be sent packing. I think the safe districts will now be unsafe for these idiots.
You mean like how Romney was going to win in a landslide over President Obama? What was the #1 issue again? Oh, yeah, healthcare reform. Agent, you haven’t had a very good prediction track record. Just sayin’.
I will pay several thousands of dollars a year MORE for higher deductibles and higher out-of-pocket maximums. And the young supposedly subsidize the old, but I don’t see it. My wife and I are in our early sixties but our premium is increasing from about $1100 to $1500 per month; my son’s (mid-twenties) premium is increasing from $75 a month to $250 per month. And I am losing my Health Savings Account so that adds a couple thousand more to the after-tax cost of health care. Overall, about $10,000 per year in additional health care expenses before I get hit with the higher deductibles and higher out-of-pocket maximums.
I liked my health insurance but I cannot keep it. IdiotCare is a tax and spend wealth transfer program. Although I have purchased health insurance every year for decades (I am self-employed) I am thinking of dropping it.
Good job Obama/Pelosi/Reid. What a fitting memorial to the former Senate Buffoon, Ted Kennedy (Mary Jo Kopechne could not be reached for comment).
Why did you lose your HSA? The rule is you can still put in $2,500.
ALL individual HSA are being Non renewed. Why??? Because OBama Said So.
So much for being able to keep what you have…
I still have my HSA next year. The rule specifically says we can only put $2,500 per year in the HSA. That’s not eliminated, that’s just reduced. I don’t understand why any plan is being eliminated.
After all jw, we were promised that if we like our current plan, we could keep it. He said if you had current insurance, you didn’t have to do anything. What are all these non renewals about now? If the plan doesn’t conform to the mandated plan of one size fits all, then it must be cancelled. That is the law that was passed. What an Obamination!
Blue Cross in IL is Non Renewing every one of mine.
Wow. My HSA is administered by Humana. Could that be the difference?
Maybe JW. I’ll dig into it in IL…. What I can tell you for sure, these people are expecting major jumps in rated. One on my desk is going up 100%+.
Too bad the country didn’t understand OBAmas version of the English language. Affordable means rates spike up… Old school English would suggest rates go down.
Ouch. Doubling the premium $uck$.
jw – an HSA is a Health Savings Account that you put into to pay against a large deductible. The money stays with you unlike an FSA – Flexible Savings Account which you put into each year and you use it or lose it. HSA’s are being non-renewed.
Dang initials. I just went through the open enrollment, and I was positive there’s an H in my plan. I have an HRA – Health Reimbursement Account. What the freak is the difference? I put the same amount of money in and I don’t lose it at the end of the year.
In spite of my not noticing that Spending was changed to Reimbursement, I still have the same options and it is still administered by Humana.
Well, it sounds like an HSA. Did your coverage just renew in 2013?
We just had open enrollment for 2014.
Everyone is already getting healthcare now – in the ER when the issues are very serious and very costly. We are already paying for this! Already paying! The ACA will allow more and better preventive care and save money from costly surgery, dialysis and other procedures for the seriously ill that did not have health insurance. Also, the doctor’s office and urgent care will be much cheaper than the ER (there only current option).
How about getting on board to help make it work in lieu of the never ending complaining and blocking? Now that would be useful.
idk…do you ever stop to listen to what you are saying? Do you really think the COST of surgery, dialysis, etc will go down? The only thing that will go down is the amount of money that the govt will reimburse the providers for. This will lead to the going down of the number of providers that will accept the reduced payment from the govt. This will lead to the quality of providers going down because the quality providers will either get out of the business or charge higher rates that other people are willing to pay.
I agree that the preventative care aspect would relieve the burden on the ER, but the costs are going to rise ultimately.
With the shortage of doctors and increased insured population, the ER will the only choice for accute care – you’d be lucky to see a booked-for-a-year doctor, so there is no other choice but the ER.
Here’s the House vote: http://www.opencongress.org/vote/2010/h/165
You’ll note that only Democrats voted for the ACA. The bi-partisan part was the 34 Democrats who voted against it.
The fact of the matter is it was voted in. No matter how many from each side, it was voted in. Think ahead……..
No, that votes were bought with bribes. Don’t forget, Obama had to campaign and Reid had to promise exemptions and pork to that few Dems that held out. Again, the facts keep getting in the way of the truth.
Integrity, some of the jug head Liberals on this blog do not remember the Cornhusker Kickback and the Louisiana Purchase which were well publicized to buy votes for passage. The rest of it was intimidation of the Blue Dogs telling them they would be shut out of committee positions, having their campaign funds cut off by the DNC and they would be outcasts if they didn’t vote for it. Many Blue Dogs promptly lost in the mid terms since they didn’t have a prayer of being re-elected. Nancy did give them a swell going away party as they were packing their bags.
I wonder how much aviation fuel and extra security dollars were used during the time Obama was trying to sell Obamacare in his 34 major speeches done all over the country to his adoring fans. It might have been about the same total of all the exhorbitant vacations he and Michelle have taken on our dime.
That IS the POINT. The votes were all democrat. The Republicans weren’t even there in that room behind closed doors when it was voted in because they weren’t there. Are you that clueless? I can see why you’re so fed up. You don’t have a clue.
They were in the room, Amazed. All members of the house voted. Even one Republican voted FOR it after the necessary votes to pass were cast. Get your facts straight.
The left says, “This is the best thing to happen to the country EVER!”
The right says, “This is the WORST thing to happen to the country EVER!”
The rest of us say, “There’s really not a damn thing any of us can do about this either way. Just fix it and make it as painless as possible for everyone. Oh yeah, while you’re at it? Would it be too much to ask for all of you to GROW UP AND ACTUALLY START WORKING TOGETHER FOR THE SAKE OF ALL OF US?!?”
Its unfortunate Ralph, No one consulted with Joe Main St agent…
It’s unfortunate, Ralph, but some of us are paying attention to the handwriting on the wall and want to cut our losses (i.e.replace it with tort reform and open competition across state lines, including some of the better features like the pre-existing condition edict. It’s unfortunate because no one is listening to us.
It’s unfortunate that too many people believe what they are told by Obama and the main stream media instead of thinking for themselves.
So Integrity, Jeb Bush has made an interesting proposal to get the two sides talking and working together. He said Boehner and the President need to go golfing together and while playing, they can swing some deals just like businessmen do all the time. I can hear Obama now. Hey John, is this 6 footer good? Boehner replies no Mr. President, you have to putt them all out. Obama then throws a tantrum saying he is the President and he has to be given all putts inside of 6 feet. If he shanks a shot and it goes out of bounds, that doesn’t count and he gets it over. Boehner says Mr. President, I will have to add stroke and distance for that shot. Obama then storms off the course and they resume not speaking to one another. Obamacare is a super shank and he wants it not to count. He gets overs and overs and no one holds him accountable for the mess he is making.
Well said, Agent. Obama is the current teflon president. Nothing sticks to him. No accountability, no responsibility.
I don’t understand how his supporters believe that he does not know about some of these things are going on. Or worse, they do believe it and don’t have a problem with it! If he is not aware, who the H-ll is running this country?
Integrity, I think it is kind of like the fox guarding the hen house. Nothing good is going to happen to the hens in this scenario. The government is gobbling up all the cash in this country that could be used to create business and jobs which it sorely needs. They couldn’t even bring themselves to hire an American IT firm to install their website. Look at what we got for our $634 million + repairs now.
Hey Ralph, the left is not into making things as painless as possible. They go for maximum pain. The Sequester and government shut down should have been an example of how they operate. That is minor compared to what we will see by mid 2014.
Folks forget, didn’t know or didn’t care that we had a major health cost issue in this country. The inflation rate of hospital/doctor costs was 2 to 3 times the national average over 20 years. Each year taking a bigger bite of Gross Domestic Product. Costs were simply unacceptable to all political parties. Something had to happen, no more ostrich syndrome.
Amazing how after not quite a month, those of red persuasion are calling it a failure, well at least the leadership of the House.
Amazing how our national debt is now larger than the GDP and the White House and Senate Leadership don’t give a crap. They just want to borrow more money.
Do you think if I called all my creditors and said I can’t afford my bills so I want them to lend me more money, that they would actually do it?
Obamacare only adds to the debt!
Then address the underlying factors in the cost instead of scrapping the whole thing, wasting a ton of tax payer money and cutting the Professional Agents out of the mix.
Chuck said- “The same will happen with this Obamanation. Insurance companies will fold, hospitals will fold,doctors will leave the profession”
You are right Chuck, some this this is happening now. For example, in my area hospitals are laying of employees right and left. The Cleveland Clinic is laying off 3000 employees siting Obamacare reimbursement costs. Trinity Hospital/CHE last week announced layoffs citing ACA costs, Crittenton Hospital has had layoffs twice (180 people)citing Obamacare as one of the reasons, Detroit Medical Center, hiring freeze and no replacements for those who retire, leave or are terminated, Beaumont Medical center considering layoffs but doing reductions now through attrition and a hiring freeze. On and on
My sister, the RN told me the hospital she works for is considering (in addition to layoffs) reductions is medical testing equipment (cat scans and MRI machines) as the reimbursement under Obamacare is poor and not worth the capital purchase, maintenance etc. She said that she thinks that the US might be like Canada, if you need a cat scan or MRI you will have to wait 6 months and maybe die before you find out what is wrong with you. By the way, there are a lot of Canadians who cross the border into Michigan to have their tests done for that reason
Bet they won’t be crossing much longer. ACA just might prove to be the solution to illegal immigration – why would anyone want to illegally cross over into another third world country?
No…the illegals are exempt. They are part of the 50 million people that Obama wants to insure for free.
Bob, If you brave enough to go to Detroit, you would be in a third world country. Sargeant can confirm if you don’t believe me. Talk about waste and corruption, their Progressive Liberal City Council take it to a new level. I don’t know how many former mayors are in jail now, but the name Kwame Kilpatrick comes to mind as the most recent.
Hi Sargeant. Yes, I was criticized some weeks ago on this blog for posting about all the job killing done by this disaster which included a number of large hospitals who were laying off workers. How is healthcare going to improve if the professionals like doctors, nurses, PA’s are no longer in the profession? Can you say rationed care? I have a couple of large hospitals in our area that have also laid off a number of workers. A sick person in the hospital has to have a relative or friend sit with them to make sure the nurses do their jobs and give proper care. When my wife was in the hospital last year after major surgery, the hospital wasn’t even practicing basic hygiene by giving a sponge bath. She is lucky she didn’t get an infection and I let the Hospital Administrator know about it and they started giving it. That is just basic care. No telling what it will be like in the coming months/years.
Agent,
So nice to hear from you. How was the hot date between you and Sarge?
As far as rationed care, you do not know what you are talking about. All it means is that there is emphasis on quality of care versus purely administrating treatment (consult and diagnosis THEN treat). Moreover, it reinforces and emphasizes certificates of need for health procedure. Have you heard of certificates of need Agent? I think not.
HAHAHAHA!!! That’s a good one…an emphasis on quality care. Is that the new talking point that they are rolling out when someone can’t get approval for a procedure or have to wait 6 months for an MRI?
Our current system already has pre-certification requirements, which is the same thing. In many cases, the insurance companies cost themselves money because they want to follow a certain “protocol” of care. For example, I recently had a knee injury and the protocol was to order an Xray first to make sure there were no broken bones. The doctor (and I) could tell it was a soft tissue problem that needed an MRI. So now the insurance company is paying for both.
Unfortunately, there has been too much fraud from the doctors so the insurance companies have to institute something to try to mitigate the problem.
That is not what a certificate of need is. Why do you google the term? You will find out what it means and stop embarassing yourself.
Learn to think for yourself instead of spouting off Rush Limbaugh and FoxNews.
As far as fraud in the industry, they have instituted something. It is called utilization review. You can google this as well.
I guess Integrity, Sargent Major and Agent will all be in the same class together.
That is not what a certificate of need is. Look up the term.
Look up the word ACO is. Why do you think countries with an emphasis on ACO’s have higher quality of life if you look at average life span?
You really have little or no brains integrity.
Integrity, if you have been following some of the other Healthcare blogs, you probably recognize 102 as the nastiest of the lot and the most insulting. Only a Progressive Liberal idiot would think the quality of care will be improving under Obamacare. There is already a shortage of doctors, nurses and PA’s in this country, the last I heard was about 60,000. It is due to rise to 90,000 in a few short years when more and more of them leave the profession. I was hoping 102 would get lost in the NY subway system with the other rats, but he is like a bad penney and keeps showing up.
INS 102. I googled it. Here it is from http://www.ncls.org.
Certificate of Need (C.O.N.) programs are aimed at restraining health care facility costs and allowing coordinated planning of new services and construction. Laws authorizing such programs are one mechanism by which state governments seek to reduce overall health and medical costs. Many “CON” laws initially were put into effect across the nation as part of the federal “Health Planning Resources Development Act” of 1974. Despite numerous changes in the past 30 years, about 36 states retain some type of CON program, law or agency as of December 2011.
As you can see, you are OFF BASE. The CON pertains to the need and construction of medical facilities and not health procedures.
Who’s embarassed now?
INS 102…ACO=Accountable care organization aka HMO. What’s your point?
You’re judging quality of life by the average life span?
You should speak to the mirror when you make statements about having little or no brains.
102 not even a true blue American. He has stated he is ABC123-American. I forget what he puts in front of American.
As to the sign-up problems and length of time estimat4d to fix them, what are people who are being laid off or who are otherwise being forced out of current health insurance plans and told to apply as individuals through the exchanges to do if their insurance runs out before the problems are fixed? It seems a lot of people are going to have a serious gap in their coverage and whether I wonder of the Obamacare people ever thought of that. I also wonder if all these problems aren’t a deliberate attempt to sabotage the exchange system so that Obama can then issue an executive order to impose a single payer plan he wanted, but couldn’t get couldn’t get the law passed with that provision. I also understand that there are real problems at the physician end due to the intrusive paperwork the plan imposes on them with respect to what is considered acceptable levels of treatment.
Well, I’m looking forward to checking it out. What this means for many of us approaching 60 is that we will have access to health insurance and can change jobs or retire. At 60 most of us have a pre-existing condition and we know that insurance companies have looked at us as pariahs. You can whine and complain all you want but America was built with a CAN-DO attitude. The founding fathers were NOT defeatist like the current generation of politicos. When they encountered a problem they rolled up their sleeves and came up with solutions. Today’s whiners embarrass America.
Nan…our founding fathers are rolling over in their respective graves because our govt has turned into the tyrannical behemoth that caused the american revolution. We no longer have a representative govt of the people, by the people and for the people.
They do what they want to do to remain in power. They are elected by the very people that are receiving the govt handouts and entitlements. To make a point, does the govt really need to provide cell phones to the masses?
Try reading the history of the nation’s first hospital and WHY it was founded… the following is just a snippet!
The Story of the Creation of the Nation’s First Hospital
Pennsylvania Hospital was founded in 1751 by Dr. Thomas Bond and Benjamin Franklin “to care for the sick-poor and insane who were wandering the streets of Philadelphia.” At the time, Philadelphia was the fastest growing city in the 13 colonies. In 1730, the population numbered 11,500 and had grown to 15,000 by 1750 (the city continued to grow and by 1776, its 40,000 residents made Philadelphia the second largest English-speaking city in the British Empire).
Thanks for the history lesson and making my point. Please note, this was formed by the people, not the govt. We were not a nation yet.
We are a nation of people that help other people as we are led by our own morals and convictions. We do not need the govt stealing our money to give to someone that they think needs it.
Integrity,
The average teabagger takes more in public benefits than the average Democrat. Why do you think such strong blue states (like my state of New York alone) give much more revenue to the federal treasury than many of the red states combined?
Can we have our money back?
I will give you a quick phrase to live by that was said by Harry Truman–If you want to live like a Republican, vote for a Democrat.
I could not have said it better myself!
You’re delusional, ins 102. How are you defining public benefits? The simplest answer to the revenue question is population.
Also, if you paid attention to the red/blue voting maps, the majority of the country was red. The blue areas were primarily in the larger cities where, guess what, most of the entitlements are doled out! Not to mention they voted two and three times.
As far as NY is concerned, they have some of the highest tax rates in the country. Its amazing that a village and town that are virtually on top of each other have to have their own public services (like police) instead of sharing these responsibilities. Its no wonder the taxes are so high.
Also, nice quote. It seems like the Dems in power think they are above what is good for the middle class. Why are they refusing to be subject to Obamacare? Its the “do as I say, not as I do” attitude.
The people who rely on the entitlements don’t realize that they are the 21st century slaves.
I can only speak for KY, since I refuse to research anything else. For every $1 KY pays in Federal tax, the state is given $1.54 in Federal benefits.
Both of our US Senators are Republicans, the majority of our US Representatives are Republicans, and the state voted for the Republican candidate in the last 4 or so presidential elections.
jw,
Where did you obtain the data for KY?
I have cited this source multiple times, but it only covers 1990-2009. I have been looking for more recent data with no luck.
http://www.economist.com/blogs/dailychart/2011/08/americas-fiscal-union
However, it does give some indication why most of the “red” states are referred to as such.
It was in the Herald-Leader ( kentucky.com ) not too long ago. Late August or early September? Again, it only provided KY data.
I’m pretty sure it was the Herald-Leader. We have someone who searches multiple news outlets (Ky & national) and then posts a word doc with copies of the articles. Most of the time I pay attention to the source, but sometimes I don’t notice.
Unfortunately ACA is not going to die and its not going to be a success. It will limp along as a huge drain on our society. BO will sing praises of its greatness, while people are fined for not having insurance yet do to the problems, they can’t get insurance. And those that do will have “lower” premiums with higher deductibles that more than makes up for the difference. The drain on the economy will grow exponentially and the two sides will grow further and further apart.
We all have our opinions (good or bad) of the last four years under BO’s reign and will never agree. However there is one thing I think we can all agree on. That is that this country is as divided as ever. The center of the issue for both sides is BO. So much for uniting the country.
PM, he is the divider in chief. He is following the Cloward & Pivin theories to the letter. Divide and conquer is the watchword. I think the folks have just about had enough and do not want a dictator. I guess we will find out when it reaches a head sometime in 2014.
Don’t worry agent with Abbott and Costello at the head of your party (Cruz and Paul), the Democrats could run Howard “Scream” Dean and still keep the White House.
How did the government shutdown work for the teabaggers? Not too well!
Unfortunately, no backbone from Boehner to stand up to the Majority Thug (Reid) in the Senate. It’s amazing what $2 billion can buy these days.
I guess you are okay with all the lies, bribes and lawlessness vaunted by Obama and company. Are you from Chicago, too?
Integrity Matters,
The problem was not Speaker Boehner’s backbone, it was the right’s strategy to repeal, delay or defund the PPACA this way. It had a near zero chance of working. I honestly believe that if they focused on entitletment and tax reform they could have gained some concessions and improved our debt and deficit problems in the short term. Then they would look more appealing to Independents, gain power, then get rid of the PPACA and implement their own plan for health care reform.
If the Republicans lose more seats in the next election, this should be seen as their biggest error in strategy.
Actually Integrity, 102 is from the sewers of NYC which has the highest tax rates and highest cost of living in the country. He probably voted for Anthony Weiner, the peter tweeter.
Actually Ron, the reason why Republicans objected to Obamacare was that they knew it was a bad deal for the American people and their constituents wanted them to defund or repeal it. By the way, had the Arrogant One included them in the discussion and accepted some of their ideas, they might have voted for it instead of being told to get on the back of the bus and go along with it. If you want to do research, find the now infamous Blair House meeting where Obama, Pelosi, Reid were facing off with Cantor and other Republicans. Ideas were proposed and promptly dismissed. It was strictly a partisan issue for the Progressive Dream.
Agent,
I was not making any commentary on why they objected to the PPACA, only the fact that:
IT WAS A FAILED STRATEGY!!!!!!!!!!!
That is my problem with the Republicans of the past 10 to 15 years. They have no idea how to sell their platform, turn their ideas and plans into law, or govern. They only know how to point out what is wrong, blame someone else, and complain.
So jw, according to CBS News research, why did Kentuckians enroll mostly on Medicaid instead of the vaunted Obamacare? Why would they not take the great exchange rates on their functioning website? Please enlighten me.
I don’t know. Last stat I read, of the 600K uninsured, about half were expected to be eligible for medicaid. I don’t have a clue why those people would be enrolling quicker than the others. I haven’t seen any articles on it and am not involved in health so nothing coming through my work stuff either.
By the way, why on earth did you think I might know the answer to this question?
I’m not in health and I don’t like the ACA. I am also not interested in slamming the program because that solves nothing, therefore, I have not engaged in hostile fire on IJ. That does not mean I know anything about the workings of the Ky exchange or the people using it.
jw,
Agent loves to ask those questions because you pointed out that a red state like KY takes in more federal dollars than it pays back in taxes. That makes you a Liberal, which means you are completely for and a defender of the PPACA and can provide all of the answers to his questions.
He does the same thing to Libby, Captain Planet, me and some others even though we constantly post our objections to the law.
Well, there is that. ;)
jw, I seem to recall that you were bragging on the functionality of the Kentucky website and people were enrolling. My question still is, why are they bypassing Obamacare in favor of Medicaid by about an 80/20 margin? Could they just want some of that free Medicaid coverage instead of the expensive Obamacare?
I was actually making a joke about the fact that the KY site worked and the federal site didn’t. I’m sorry you didn’t get the joke.
Oh, and to answer your question. I haven’t got a clue. I’m not in health and I have no desire to research your question. For that matter, it doesn’t matter.
Why?
BECAUSE I’M NOT IN HEALTH!
Could it be that Medicaid was reserved for the Indigent who could not pay for Health Insurance? Why pay for anything if it is to be provided for free?
Agent – if you look up the definition of the word “indigent” you will have answered your own question.
There is dishonesty enough on all sides to go around. What no one is admitting is that this plan was designed from the beginning to fail. Of course it will go into an underwriting death spiral, the only question is when. Nancy Pelosi planned all along to have to come out 3 years from now when the insurance companies go broke and say “Gee, we gave it our best shot, but no there is now no alternative to Single Payor and a complete government takeover.”
They screwed it up worse than planned, though. If it fails too soon, the insurance companies may still be a viable option. Especially in peoples memories. If they can just make it last 3 years or more before things fall apart then people will blame the insurance companies worse than the government.
Ohio, I wish I could give you 2 likes. You nailed it. This was designed to fail from the beginning so they could completely take over the healthcare system.
Harry Reid has said that it was only the first step on the road to Single Payor. He should have been put out to pasture to Nevada so he could tend his Pomegranates, but the SEIU rigged the voting machines in the last election when he was running about a 40% approval rating with the folks.
I’ve always maintained that the Neveda election was rigged. He should have never been reelected.
Yes, Integrity. Whenever you have SEIU in charge of the voting machines, nothing good is going to happen for any Conservative candidate. I wonder how many states let them do it in the last election. Perhaps in Ohio where some precincts were 0 votes for Romney. That has never happened in American History.
Obama told us all to just call 1-800-F_UCKYO (1-800-318-2596, yes, it’s the real number, just visit healthcare.gov) and sign up.
Turns out, you need to make an account on Healthcare.gov first, oops.
Also turns out, if you call, a broker can’t assist you or get credit if they had previously assisted you and were unable to enroll due to issues.
Thanks POTUS for the subtle “up-yours” to the brokerage community. We only control about 90% of current health insurance, I’m sure that those greenhorn navigators with a 20 hour crash course can replace our trained, licensed, background checked, E&O carrying, experienced professional broker force.
OMG!!! It’s true!
Ray, that’s great. It is so like them to have a phone number like this.
I have been criticized by the lefty posters for bringing up the past but here I go anayway.
1. In the 70’s Ted Kennedy supported the formation of HMO’s because he thought they couldn’t work and we would be forced into socialized medicine.He said it could take decades to force us into a government run health care system and all of his successors have pushed for the same thing for over 40 years.
2.Before B. Obama became president, he said on more than one occasion that he wanted a single payor system. He was speaking to reporters and he wasn’t at all shy about what he said.
3. After B. Obama was elected in 2008 he again said very publicly and on national TV news that his goal was a single payor system.
The hard left are nothing if not persistent. They want socialized medecine in the US and the Ted Cruz’s of the word need to do everything they can to stop it.
Yes, he ran on a single payer system and was elected. It was a huge part of his campaign. One reason I voted for him. We didn’t even get a public option. One reason I’m mad at the PPACA. But, that’s what we get for President Obama using the Heritage Foundation’s answer to Hillarycare. The Repubs were all for it back in the 90’s. You know, before they were against it when a Dem rolls it out.
So you believed all the lies he told to get into office. Are you still okay with all the lies he’s told since he’s been in office. Fast and furious, benghazi, obamacare details (pick one…there are so many). How about his picking and choosing which laws to uphold? Or, which of his friends have to follow the law? He disgusts me.
Foxtards are so easy to pick out.
The truth is hard to swallow, isn’t it. That’s the best you can reply with? You’re not denying it.
Even easier with that reply.
Integrity,
Food for thought…
Obama campaigned on health care reform in 2008-he was elected and the legislation passed. He was elected by a large margin.
The 2012 election he defended his legislation while the opposing ticket vowed to repeal it. The result? The president wins re-election by a wide margin.
Let us not forget…the ACA was upheld by the Supreme Court. The key vote? That liberal Justice John Roberts who wrote the opinion for the majority!
I echo the sentiments of a Republican that I admire greatly (James Baker). Elections have consequences. If the GOP wants to change or repeal the legislation, it starts by winning the Senate in 2014 and the White House in 2016.
Based on the current Government shutdown and how the public perceives the GOP as well as their current frontrunners for the 2016 nomination, the party will do neither.
The only way the GOP will get to see the White House is on the public tour with people like me.
INS 102…unfortunately, Obama lied to get elected in 2008 and so many hated Bush, Charles Manson would have been elected if he was running against him.
2012..more lies from Obama + mediocre choice for the repubs + questionable voting (minor, but valid point).
Justice Roberts not only wrote the opinion, he wrote the law (outside of his authority, by the way). Obama and the Dems explicitly stated the mandate was NOT a tax. Roberts upheld the commerce clause but said the law would be okay if it were a tax. So Roberts interpreted it to be a tax and it became law. Why didn’t the Dems correct him and say it was not a tax like they told the American public? Who lied?
I know its hard to remember all the real facts.
Yes, it will be hard to win the senate and white house with idiots like you not seeing the bold face lies and corruption in front of your face. That and 47% of the population enslaved by the govt entitlements that they stand to lose if they elect someone that wants to be more fiscally responsible.
You better start diversifying your 401K’s because the US Dollar is going to be worth less than an Indian rupee buried in mud.
Correction…so many hated Bush, Charles Manson would have been elected if he was running against any republican.
Integrity, when we have Bernanke and his successor keeping the printing presses humming 24/7 and buying $85 Billion in Treasuries per month, it is sure to be a house of cards and you are right, the American dollar will continue to sink and be worth what the currency is in Zimbabwe where they need million dollar notes to buy the necessities. Countries that don’t practice good fiscal policy and monetary policy are doomed to fail. Those that don’t learn from history will keep repeating it and unfortunately, that is where we are in this country. When the debt bill was signed, we added over $300 Billion in new debt despite what the uninformed Ron and his hero said about it not increasing the debt.
Quick question:
What lie got Obama elected in 2008?
Of course I don’t know the answer, I didn’t like him so I didn’t pay attention to his campaign promises. No, I didn’t vote for him – I just didn’t trust him. Now, I’m curious what specific lie do you all keep mentioning.
Agent,
First, my only hero was and ever will be my Dad. End of story.
Here is a non-governmental site that provides economic indicators. You should play around with it, especially comparing trends during President Obama and President Reagan’s temrs. You definitely want to see government spending, money supply and debt to GDP trends. Very interesting.
http://www.tradingeconomics.com/
Please tell us all again how president Obama has made the economy worse, how he has increased spending, and how President Reagan was such a fiscal Conservative. Don’t forget the fact that the number of federal employees increased during President Reagan’s administration, but decreased under President Obama.
JW, he promised to get the economy back on track. Instead he passed a law that disrupts the economy on a scale that have never been seen before that killed jobs and reduced workers hours there by reducing the quality of life…
Oh, and he did promise affordable health care. Only sounds like Pre X crowd are going to have their premiums lowered meanwhile kicking everyone taxes.
“Fixing the economy” is pretty standard politician speak. I generally don’t trust anything they say, so I’m always amazed that anyone believes every word out of a politicians mouth.
Really, it’s not so much that he lied (again, that’s in the job description), it’s that people believed the lies.
JW, you asked what Lie got him elected. Then you go on to say that everything a politician says should be considered to be a lie..
So, if you would, climb to the tallest building in TN with a mega phone and start educating the people that don’t know that…
On that statement, we are in complete harmony…
Sorry, FFA, didn’t mean to sound so goofy. I just meant that I’ve seen several posts referring to Obama’s lie and I was confused. I am easily confused, especially on Fridays. For some reason, I just kept thinking he made some special promise and everyone believed.
jw…lies…He promises to have the most transparent govt? Not! He promises to unify the country? The country is the most divided since the Vietnam War. He SWORE when he took the oath of office to uphold the Constitution. He then unilaterally has chosen on several occasions to issue edicts not to do so (immigration; Obamacare; fast and furious). I’m sure I can find some more.
Integrity, didn’t you know that Planet is a committed Independent who weighs all sides before making up his mind? Unfortunately, he also drinks Progressive Kool Aid and always sides with Progressives. Why bother with Conservative viewpoints if whats left of his mind is already made up?
FFA, Isn’t it remarkable how gullible Liberals are when it comes to lies told by their Commander in Chief? The report is out now that they have been lying since the law was passed and knew well in advance that millions would be losing their healthcare coverage and their President just kept repeating the lie over and over ad nauseum. FFA, you will not lose your coverage or doctor Period…..
So Ron, you said your Dad was your hero. As far as you are concerned, I think your father in law was also heroic in pronouncing you a Liberal Socialist. He was quite correct in assessing your belief system.
Agent,
You have very low standards in calling someone heroic and you have just insulted many true heroes; veterans, first responders, volunteers who help the poor and disadvantaged of which my father-in-law is none.
However, my Dad was a veteran, helped many poor and disadvantaged people by volunteering at soup kitchens and shelters, and did not judge or belittle others based on their beliefs.
My father-in-law is as clueless about my political beliefs as you are. I will ask a 4th time, please list all of my Liberal, Socialist, Progressive viewpoints/beliefs.
Ted Cruz? Don’t make me laugh!
As for socialized medicine, the GOP ran the same chargs when Medicare was passed in the 1960’s. What have been the results?
Doctors taking Medicare patients more readily than private insurance, higher quality of care and an administrative cost that is 4% compared to 18%+ percent at a traditional health insurance company.
By the way, Water Bug it is “Single Payer” not “Single Payor”. Take some spelling lessons with Sarge and Agent, and don’t embarasss yourself again.
Insurance 102…forget spelling, get your facts straght. Medicare has grown to be a disaster. It was the original free healthcare backstop intended for the poor. History shows that the govt ran it into the ground. Some doctors have stopped accepting Medicare because the govt only pays a fraction of the actual cost.
History is destined to repeat itself at a much higher cost if Obamacare is not reformed. There are ways to improve the system we had without govt intervention.
As far as Cruz is concerned, at least he is trying to be fiscally responsible. Reid, Pelosi and Obama just want to raise the debt ceiling and spend, spend, spend.
You do not know what you are talking about. My father in law is an internist.
Doctors will take Medicare as on average it will pay on average 85 cents to every dollar that you bill. For private insurance, the amount is closer to 55-65 cents. Doctors are skeptical about accepting Medicaid because unless you run a lean overhead it is almost impossible to make money.
Cruz-financially responsible? His shutdown theatrics cost the economy $100 of billions of dollars of economic activity.
Time to read up Mr. Integrity. You are not very bright, and your facts are inaccurate.
Wow. An internist. I’m sure he speaks for the 1000’s of other doctors out there. The majority of private insurance is handled through managed care or provider agreements. The amount is negotiated upfront. If the doctors don’t think it is fiar, they should not agree to the terms.
Speaking of facts, where did you pull the $100s of billions of economic activity? All the furloughed workers are getting their backpay. Where was the money not spent? Sounds like you are getting your “facts” from MSNBC or Obama. He throws out BS all the time and blind sheep like you believe him.
I guess you still think he didn’t know anything about Benghazi until he saw it on the TV.
I’m no expert on doctors’ payment rates, but I was a billing manager for a hospital. Medicare will always be accepted by hospitals as a reliable source of payment.
Do you know what an internist is? He has dealt with insurance companies for the last 35+ years as he is the senior partner in a large primary care medical group. As senior partner, he takes the lead on utilization and health care providers that the firm will see.
You really have little or no intelligence and do not know what you are talking about.
You should really read before you embarass yourself on these postings.
Insurance 102, I really hope you just hit reply on the wrong post.
Medicare will be accepted because most seniors also have a Supplement that pays what Medicare doesn’t. The combined payment keeps them going.
Back in the dark ages when I worked for the hospital, not that many seniors had secondary payor sources. The copays were a bit of a struggle to collect. I really did not like having to talk to the people who were getting the bills. That got ugly.
As for the amount of money, I am not referring to government employees. I am talking about researchers in private university (like Columbia and NYU) among others who had to stop working as their funding temporarily dried up.
As their funding dried up, it affected other businesses (restaurants, bookstores, etc) around these universities that depended on these employees for revenue. The effects would have been more deleterious had the shutdown gone on much longer.
As for other money, think about national monuments and parks. People pay admission to get into these areas and could not visit during the shutdown, and businesses around these areas that depend on these tourists for money were affected as well.
It seems the GOP is running the same playbook that they used in 2012. They are trying to keep many people out of jobs just so two men could lose theirs.
For Chris Christie and Jon Huntsmann, it is time to take back your party.
Deleterious…nice $10 word. How often do you use that one in everyday speech?
Do you want to know what is deleterious? Obama!
He is deleterious to this country and the constitution.
Also, let’s get some facts straight. The national monuments and national parks, the open air ones, are free! Obama SPENT money to purposely close them off to the public. Can you say spoiled brat? That’s like Bud Selig taking all the baseballs away so nobody can play just because he didn’t get his way. Obama would not even allow DC to spend their own money!!
Get your head out of your A$$ and realize who is really causing the most pain to this nation. Say it with me…OBAMA!!
The repubs didn’t waster $345MMMM on a web site that don’t work.
Good one FFA. Actually, I think the cost was $634 million on the dysfunctional website and it is sure to cost another $200 million for all the new geeks to fix it or scrap it and start all over again. Dems are like shady tree mechanics who fix a car and have a bunch of parts left over.
oops.. one too many errors on embarass. I was typing too fast on my WindowsPhone on the Subway.
Wonder if everyone here said the same things about Medicare Part D’s start up. Now that was a colossal screw up. And once it became law, Democrats were supportive of that even with it’s problems. I guess you all weren’t graduates of Fox Health Care Academy back then.
Comrade…you are right. There were serious flaws with the Medicare Part D MANDATORY program even though it included that $2000 “donut hole”. There were major issues with rolling it out and getting people signed up. It was a big give away to the pharmaceutical industry. And the dirty secret is that there is a PENALTY if you do not sign up for it when you are old enough. When you finally do sign up, you are ASSESSED a penalty for not joining on time and your rates are higher. My father received a “WAIVER” from purchasing it because his existing plan exceeded the minimum requirements of the Medicare Part D MANDATES.. Maybe if more details and truths were shared by an informed media the populace would benefit. As long as people spread hate and misinformation, our country will continue to tear itself apart. We are Americans first and foremost and believe in the American CAN-DO attitude.
More of that there librul media.
Some are Americans first, others think we would be better off acting like a socialist country. The others can shove it!
Stop it. The Republican response to the uninsured is “take a hike”. We need the money to start another war in the Middle East. It is only a Website.
Go ahead Gadfly, minimize it, just like the other “minor” issues.
It’s only a dead border patrol agent.
It’s only a dead ambassador. What does it matter now?
It’s only a debt ceiling, we don’t need to pay attention to that. We need more money to hand out cell phones.
Integrity, aren’t gadfly’s insects that light on the rumps of cows and horses and bite and suck the blood? Kind of like Progressive Liberals who are sucking the life blood out of this country, right?
Ah no it isn’t. While I believe as most Americans do that all of us should have health care I do not believe it should be at the expense of others. My new insurance plan is going to have maternity coverage; why? To cover those less fortunate than I. Not only did I have my tubes tied over 15 years ago – I’m in menopause. And by adding maternity and also in vitro – just in case at the age of 56 I do decide I’d like to have a baby (I so think not) my premium is going to skyrocket. One plan does not fit all but that’s what the ACA imposed on all of us and oh, yes every male in country as well is also going to have maternity coverage whether he needs it or not. We have Medicaid for the less unfortunate, which is SO abused. Women as young as 14 are getting pregnant just to get on medicaid and welfare and the cycle keeps on going on and on. They are slaves to the government and they don’t even know it and they are given a place to live as well. And who pays for all of this? If all the young healthy 20 year olds decide to pay the fine instead of sign up for the ACA, what do you suppose that is going to do to the premiums of us 50+ year olds? That’s right – we are already paying a heck of lot more then the 20 years olds and it’s only going to drive that premium up more. This whole thing is a disaster and I’m just going to sit back and enjoy the ride. The ACA – Obama built that.
Cause OBama said so… Guess he don’t stand for freedom of choice.
http://www.salon.com/2013/10/23/the_amazing_politics_of_healthcare_gov_failure/
y r yu hatin on obamacare if its anything like romneys den yall shud b encouraging it its dumb 2 down sumin wen yu dnt no how it will go nd df america alrdy in a debt they can hardly pay off ndalso the frackin republicans actin so dumb AND they raised the debt ceiling wow america gone get ran sacked by russians mix wit chinese nd a lil korea lol jus speakin my mind starting 2 get intrested in politics
Democrats- Obumacareless -“its the law you can’t change it”
Traditional marriage- “we homos want to just love each other so change it”
Killing Babies- “we want our choice”…to kill the baby
2nd Amend- “Create more gun free zones, guns kill..you don’t have the choice for self defense”
Republicans – Health Care should only be for WASPS
Traditional Marriage – (Newt and Rash) – A man ain’t a man unless he’s married 4-5 times
Killing Babies – Gov’t shouldn’t be involved in anything (except this) Pro life for babies, Pro Death for criminals
2nd Amendment = 2nd Commandment – Thou shall not have small balls, buy a bigger gun and lots of them the “Red Dawn Commeth”
txmouth-
your comparisons really do show your lack of intelligence
sounds like I really hit home there Jack
No, you just proved you are stupid. Is it that hard for you to understand my point?
Jack – you’re the stupid one. Homos? Really? Obummercareless? You’re a bigoted hick.
Libby,
I know Jack and he was telling me how much he gets you all worked up. You know he is a liberal gay black man,and a very styles dresser I might add.He just wanted to making sure that you weren’t one of those SGL (Souther Gun Lover)types who cling on to God and guns. Might be best if you don’t get so worked up, I am sure your blood pressure was thru the roof, that might be a preexisting condition and you might have to get Obama care and we all know how that’s going with the sign up.
what are WASPS?
Not you, eh FFA? Since you’ve remarked on your Italian heritage more than once, I can safely say you have been dis’d.
I still don’t know what WASP stands for so I cant comment one way or the other.
Guess I led a sheltered life????
I’m only half Italian. My dads parent came from Belgium. Both sets of G Parents are 1st generation. They came legally.
White Anglo-Saxon Protestant
Thanks Ron. Am I supposed to be offended? If so, why?
I consider myself to be a Non Practicing Catholic..
Sorry! I thought you were joking.
The dis I was stupidly referring to was that txmouthbreatherboogereatertx says only republican white protestants will have health insurance. That doesn’t include Italian Catholic Republicans. Bad joke, sorry, just ignore me.
I’ve got too much going on in my world to worry about what some random stranger puts in a blog…. Takes way more then that to offend me.
So, JW, will do…
http://www.youtube.com/watch?v=2Qtx_ZcHOjw
For your enjoyment!
Always, I clicked on this youtube and it said it had been removed by the user. It must have been good to be removed.
I copied this right off their sight. If you go to youtube search jon stewart obamacare, it should work and it’s hysterical. You knwo when the democrats start getting their feathers ruffeled it’s bad.
I copied this link right off their site:
http://www.youtube.com/watch?v=7InS-xW1LCI
Hopefully you’ll be able to view it.
Always, this worked this time. Jon Stewart at times is very hilarious. He is a committed liberal, but even he has thrown up his hands and pointing out how bad this law and website is. I really liked the end when the Pacman was trying to eat the consumer stuck in the hard drive. Did you see his interview with the now infamous Sebelius last week? He was really letting her have it and I am sure she wished she did not make the appearance. I think she thought he would soft pedal and not ask her tough questions since they have gotten a pass from liberal media for the past 5 years.
Hi Agent, I did see Sebelius last week on the Daily Show and Jon did let her have it. He’s a pretty funny guy and a pretty smart at that. This piece on the glitches was SO very funny and very true. I don’t think my liberal friends found it to be very humorous though. And now the Democrats want to push out the enrollment date which is exactly what the Republicans wanted to do in the first place. I say, let them sink like a stone. Obama hires a Canadian company that was fired for not being able to deliver in the past on a project they had what did he expect? And now they have a “surge” of IT experts trying to fix it. Why didn’t they hire these so called experts in the first place from an American company? I also heard the CEO of McAfee was offered the job to fix it and he turned it down because he said it was unfixable and I would think he would know what he’s talking about. Obama’s legacy and popularity are both going right down the hopper. I hate to say “we told you so” but we told you so. The Republicans should just all sit back and enjoy the ride.
Always, It is too bad Republicans cannot just sit back and enjoy the ride because so many are losing their healhcare insurance because of this tragedy. CBS, hardly a bastion of Conservatism just released the following information on the enrollments. Liberals keep touting the State Exchanges and info was gathered by CBS on how that it was working out. In the State of Washington, 35,000 enrolled and 87% was in Medicaid. In Kentucky, 26,000 enrolled with 82% for Medicaid. In NY, 37,000 enrolled with 64% in Medicaid. Should we now be calling this program Obamacaid? Why didn’t they call this what it is turning out to be which is expanding Medicaid? This is all going to be pushed onto the state budgets unless it is heavily subsidized.
Obamacaid – I think you’re on to something there, my friend. You know this is all going to bubble up to the top and we’re going to be in exactly the same shape as Greece. Seems to me that this whole ACA WAS to make the USA bigger nanny state than it already is and get as many people who are citizens and illegal’s signed up and as quickly (have to chuckle a little here) as possible. The private markets are supposed to be opening up in January so we’ll all be able to shop those too instead of just the plans on the ACA website. I wonder how competitive they’ll be but they’ll for sure be more expensive than what we were paying before because of all the “extra” benefits that have been implemented and that’s what chaps my mule the most. Maternity should be an option on all plans. I should not have to pay for something that I’m never going to use. You would think that would be illegal.
Always, the only coverage that appears to be illegal is the current policies in effect that most people liked. Hundreds of thousands are receiving their cancellation notices in the mail so they will have to go on Obamacare or Medicaid in the one size fits all model. I wonder what all those liberal people that voted for Hope & Change think about getting their coverage cancelled. I guess they can always blame Bush and the insurance companies that are greedy and don’t want to cover them anymore.
But OBama said we could keep what we have….
If you were grandfathered in on your plan you can keep it. Anyone who had a plan in place before March of 2010 can keep their plan. If not, well then you loose it. OR, if your plan does not meet the ACA requirements your plan can and will be dropped and you’ll have to choose another. As with so many who had BCBS. One of my friends, who voted for O, just got this very letter, but she’s excited because she’ll be able to get a subsidy. I did warn her that her prescription drug program is going to have a huge deductible as will her medical coverage deductible. So, she wasn’t so excited to hear about that being the case.
Amazed – Shame on you for counseling your friend when you don’t know what you’re talking about. I got 13 options from the exchange and many of them had $0 or $1,000 deductibles.
Hey Always, I saw a report that Valerie Jarrett is now blaming the insurance companies for sending out the cancellations on policies Americans liked. Unfortunately, the companies are following the law as it was written by the Progressive mob in charge. Valerie, the President, Sebelius and others in this rogue administration are real good at playing the blame card since they have had a lot of practice at it for the past 5 years.
Well, Libby, then you got father along then she did because she wasn’t able to even get on line to try to find a plan because guess what? The website was DOWN. And someone I know who actually works in the exchanges said that the deductible for the silver and bronze plan was at $6300 in IL. So where are these wonderful plans you were able to find the non-working website for a zero (hard to believe) to $1000 deductible? OR are these the fee plans to the entitlement crowds? Hummmm?
Bob: Did you break your brain in the Hamptons or something? On the spot helicopter care in the U.S. as a defined benefit? Got a link for an Air Ambulance benefit included in standard healthcare benefits?
Big bad corporations? Moi? Hardly foolish. I work for a big corporaiton — we do not try and kill people. We try and make it a better place by providing a better product. As I tell my friends who hate paying insurance premiums, we are not a charity, we are for a profit organization.
As for your other “mature” remarks: “Let me say this to that: HAHAHAHAHAHA” and “Grow up” — you should take your own advice.
Integrity: Regarding the 2008 election, it wasn’t so much a vote for Obama but a vote against Palin. We thought it was bad enough that Cheney was a heartbeat away from being President (as if he wasn’t already), but Palin? That was beyond the pall.
PS: I liked McCain but Palin was a non starter.
Palin= Conservative, Honest
Obama/Biden= Progressive Liars.
Tough choice.
The only reason Biden was chosen as Obama’s running mate was to protect Obama. It made the idiots out there might have a thought of assasinating him to think twice. There is no way they would want Biden as president.
Palin = Idiot, Moron
Biden = Witty, Honest as the Day is Long
She can see Russian from her house. He will tell it like it is whether you like it or not. Will definitely take that over the Alaskan Airhead.
Biden = Witty!! HA! I think you meant nitwit. What was that remark about telling someone to get a shotgun – yeah nitwit alright.
Integrity Matters,
Regarding Palin you forgot: quitter, weak, uninformed, uneducated, divisive, greedy, selfish, self-promoting, narcissistic, manipulative, vindictive, and hypocritical. But, most importantly, the single biggest reason President Obama beat Senator McCain leading to the PPACA. If you think otherwise you are politically clueless.
Ron, If Palin was a Narcissist which I didn’t see, she could never hold a candle to the thin skinned Narcissist in Chief. In fact, I would attribute many of the traits you listed for him being self promoting, manipulative, vindictive, hypocritical, selfish, greedy, weak. Don’t throw stones if you live in a glass house.
Since Hillary wasn’t in the running, I was seriously considering McCain. Until Palin. That was a really stupid choice on his part and cost him the election.
I have been wondering this and I just aint that good at research. Does anyone know what the variable is?
$634M / # of tax payers = cost to each tax payer. All I really need is the number of tax payers and I don’t know where to get that info from…
And how is this for a work around????
I fire my wife. File Married Separately. She would get max subsidy being below the poverty line. Then I load up the deductions on my tax return thereby maximizing my premiums subsidy….
Does anyone have any insight as to if this would work or not? I thought I was once told as soon as we file Joint, we cant go back.
She got her MRI today after the accident. She so far has had 6 cortisone injections in her neck. The knee is filled with fluid and badly bruised from her accident. The testing also revealed Diabetes…
This jack ass that hit her openly admitted this was his second texting related accident…
FFA, I hope you and wife get a big enough settlement to pay your medical expenses and Healthcare Premiums as well as get a new car. I am not a tax attorney, but you have said you have been audited a few times in recent years so it appears you have a target on your back. You may want to consult with a good tax attorney before trying something that will get you in trouble. I am not sure that tax attornies or CPA’s know the ramifications of tax subsidies or deductions because the law is so convoluted.
It’s been too long since I took a tax class. I can’t remember how the deductions are allocated on a married-separate filing return. I also don’t have any clue if it would help with the insurance subsidy/tax.
I have a personal friend that is a personal injury lawyer that is also a state senator. Sounds like a good choice for a lawyer on that front.
I got another letter from the IRS telling me that they have not reached a final decision on my 2011 issue. I should have their ruling by 12/15/2013… Third such letter from them. First one stated they would have their final decision by 8/31/2013. Accountant states it indicates they are trying to disprove me and cant. Just buying more time for something else to magically materialize… My dad, a State Farm agent for 35 years , got blasted like I am. after he went 3 for 3 with them, they never contacted him again. Looks like I am going to be 3 for 3. Maybe I’ll be off their radar soon….
If you were trying to do a 501C3, you may drop off the radar since they tend to bury any requests for tax exempt status for a Conservative.
Per ask.com, in 2007 there were 193.3 million tax returns filed.
634m/193.3m = 3.28 and counting per tax payer…
FFA, add another $2 per taxpayer when it reaches $1 billion for all the fixes or redesign work. All this for a website. Good work if you can get it. I wonder if the IRS will just add that into the tax bite for next year. A surcharge for the taxpayers to pay for their largesse.
All that money sent out of our country to Canada… At least it wasn’t Pakistan.
FFA, Did you see the story on the company that had the biggest part of this contract. It seems the Executive Vice President of that company was a college class mate of Michelle Obama at Princeton. Hmm! No competitive bids and that company got the bid and look what they have produced.
So pay to play is in full swing in DC???? Cronyism??
“If we don’t get our message out, we as an industry are going to die,”
FFA, There is a lot of hope for us if this bill implodes as it is doing each day and the people wake up and kick all these jackasses out of office and replace them with representatives who will represent their constituents and not be bribed or corrupted. I know that is a lot to ask given the lobbying machine in DC who should be banned from the halls of Congress, but the anger is mounting and all the lies and deception is painting the libs into a corner. We need to keep our chin up, live our lives and do our business. My sweet wife tells me God is in control and don’t make yourself sick over it. I hope she is right, but I will continue to speak out and will be active politically to try to affect the change that is good for the country.
Yeah, that MIGHT be true if it was a bill. But, it’s law. Funny how The Right keeps calling this a bill. If you’re going to be politically active, you might want to start getting the details right, Agent. Pro tip – Drudge and Hannity are not the sources of details. At least correct ones. They are sources of entertanment. Political entertainment, but entertainment none the less.
Planet, Let’s call it what it really is, a TRAVESTY! It is a disgusting attempt by Progressives to provide socialized medicine to the American People. To call this anything but a terrible failure is being kind. How about those promises? If you like your plan, you can keep it. If you like your doctor, you can keep him. Average cost will save a family $2,500 per year on Healthcare premiums. Wow, I am just overwhelmed with unkept promises. How is that website working out for the people? In most places with Healtcare.gov, it is still giving the same message a month into this.
Agent,
How about you just admit that you were technically wrong to identify the PPACA as a bill instead of a law. For someone who praises the Constitution, you should at least know the basics.
Agent,
Beside trying to recruit people on IJ to become Conservatives by belittling and insulting them, what are doing to affect change?
Oh yeah, you will just vote for anyone with a “C” after their name. Just like Democrats, Republicans and Liberals who continue to vote for a letter instead of a candidate.
Are you having trouble putting a complete sentence together today Ron? Read your post again and see if it makes any sense. You bet I will vote for anyone with a Conservative solution for the problems plaguing this country. You, not so much. You and Planet just fall lock step in with the Progressives and love to criticize me for having Conservative beliefs. Provide me with a list of Democrats who believe in Conservatism. I am already through with RINO’s so you can leave them out. I had to laugh when I saw some of your Progressive colleagues who commented earlier that they would have voted for McCain had he not picked Sarah. Wow, the RINO in Chief. He is just Obama lite. We may not be quite as far down the road to Socialism, but he was bad just the same. We might have retained Don’t ask, don’t tell in the military and not been planning to have the Marines wear girly hat covers, but that is about all.
Agent,
I do not criticize you for having Conservative beliefs, I just do not agree with all of the positions of the Conservative Party (anti-gay marriage without any non-religious reason(s), anti-abortion laws (I am personally against abortion, but think it is more important to let women make their own health care decisions than me forcing my morals upon them), unnecessary voter ID laws (not enough proof of real voter fraud that justifies the amount of money spent on passing the laws then defending them in court), unlimited campaign funding from private citizens, unions or corporations(we need less private money from small groups or individuals that could impact policy).
We would have more Conservatives if they focused their energy on the economy and stop pushing their social agenda. It would also help if we had better fiscal results when they have power.
See government spending, money supply and debt to GDP trends during President Reagan’s term.
http://www.tradingeconomics.com/
Look, it is NOT a government website. Are you proud of me?
I agree with Ron, Agent. I have said over and over I am fiscally conservative, but because of my liberal social views you continue to label me a tax and spend liberal. I am not. I wish you would have a little respect and listen to what I say instead of continuing your unfounded and misplaced harassment.
Ron, I didn’t know we had a Conservative Party in this country, just Conservatives who have a different belief than Progressives. We should have a Conservative Party who wants the Constitution adhered to and against all the liberal solutions of bigger and bigger government which has made such a mess and ruined our economy and been so divisive. They have the attitude of its our way or the highway. Conservatives are smart enough to know that you don’t do the same failed things over and over and hope for a different result. By the way, Conservatives aren’t the ones focusing their energy on social issues. That is the Progressive bunch that does that. We should be spending our time unwinding all the bad fiscal policy, reforming the tax code, developing our industry and energy, creating jobs (not government jobs)and letting Obamacare implode as it is doing daily and then starting over with one that has common sense solutions instead of the one size fits all scheme that is causing so much destruction in the healthcare field.
Where in the Constitution does it say the military cannot admit gays? I mean, you are constantly harping that we should be strict constitutionists; so tell me how DADT is constitutional.
The above comment is to Agent, and it should say “tell me how DADT *was* constitutional.”
Agent,
Even Forbes, a far cry from a liberal media source, admits that the government shrank, not grown, during President Obama’s Administration. He is also the only President since and including President Reagan that shows a net decrease in government employees and decreased government spending.
http://www.forbes.com/sites/mikepatton/2013/01/24/the-growth-of-the-federal-government-1980-to-2012/
http://www.tradingeconomics.com/united-states/government-spending
I know that there are factors out of a President’s control that impact these numbers, but the fact is, based on the change in the size of government and government sending, President Obama has been the most conservative since and including President Reagan.
“the anger is mounting and all the lies and deception is painting the libs into a corner.”
You’d better check the polls on how the GOP is viewed by the American public, Agent. They’re the ones painting themselves into a corner. Good luck in 2014 and 2016! You’re going to need it.
Don’t worry Libby. As soon as the majority of the people get their cancellation notices and sticker shock from Obamacare, I think people will know who to blame. Republicans didn’t pass this mess and they didn’t set up a website that won’t work. Dems up for re-election will take it on the chin big time just like they did in 2010. The system is so flawed, it is beyond repair.
No, Agent, Republicans didn’t pass this mess and they didn’t set up a website that won’t work. Republicans didn’t do ANYTHING. That speaks louder than trying and failing. Remember, Obama was elected, and re-elected, because of his stance on healthcare. But you Republicans are too dense to realize what the people want. And that’s why you will continue to lose.
Keep on spinning Libby. Your wheels are about to come off spinning so fast. I am glad you are admitting this is a mess and Republicans didn’t create the website. By the way, Republicans didn’t do the mess because they weren’t in charge and none of their ideas were accepted by the powers that be. This is all on the Progressive watch. By the way, emails have surfaced that the Democrats knew 3 years ago that millions would lose their coverage all the while your President repeated dozens of times that we wouldn’t lose our coverage or doctors – PERIOD! The lies are coming home to roost and heads should roll.
Libby, they did the right thing. They stayed out of it. What we had is better then what we have.
Not for millions of Americans, it wasn’t, FFA.
What ever way you look at it Libby, we are worse off then where we were before. Now, people that had insurance that could afford it are now being kicked to the curb creating more uninsured people. And we shipped $634 million American Tax Payer Dollars to a foreign nation to one of Michelles old college buddies. that cronyism has got Il politicians tossed in jail and now its ok for Obama to do it.
How’s the website working for ya? What an embarrasement for the democrats. Obam built that! Isn’t Obama’s approval rate at 42% now? I do believe it is. And even CNN and MSNBC are finally waking the blazes up. It’ts about time.
Since you posted this Always, it has gone down to 39%. Quite a fall in just a week. At this rate, he will be down in the 20’s soon. In Europe, they make the government dissolve and hold new elections if the government loses the confidence of the people. I hate to think of how bad this is going to get in the next three years. I thought 4 years of Carter was bad.
Per the Local NBC news this AM (Saturday), web site will not be fixed until Late November giving 17M people less then 2 weeks to get set up.
My wife just keep shaking her head in disgust.
I’m floored, I tells ya, FLOORED, that this piece appeared in IJ. What a breath of fresh air!
If IJ wants the maximum number of hits and comments, all they do is post a story on Healthcare and off they go. This one has the most comments I have seen by a large margin. I think Death Spiral in the headline did the trick.
We first need a message in order to get it out. Our problems will never be solved until medical insurance is no longer purchased by the employer, or healthcare services provided by the government. It’s that disconnect that infuses all of the additional expense in the plans, that and government intrusion with unfunded mandates to cover routine maintenance expenses that are uninsurable to begin with, like birth control and other elctive expenses now mandated as “coverage”. There was a book written in 2007 by Harvard Professor Regina E. Herzlinger. Known as the “Godmother” of consumer-driven health care, she lays out a very cogent case for individual coverage, purchased the same way everyone buys auto insurance. The book is titled “Who Killed Healthcare – America’s $2 Trillion Medical Problem – and the Consumer-driven Cure”. It’s available on Amazon. Ever person reading this thread ought to get a copy, read it, understand it and promote it as the only viable alternative to Obamacare, which does nothing to address the problems tha exist, only puts a gun to people’s and employer’s heads to comply, and taxes granny’s walker and pacemeker and fido’s pet treats, and cuts $716 Billion from Medicare Advantage to help pay for this debacle.
As long as the solution is not a single payor government system. Government has no business in the healthcare business since they are inherently corrupt, inefficient and never produce workable solutions that are affordable. This debacle is the prime example.
I agree, we shouldn’t do single payor. We should do single payer instead.
Time for the GOP to realize that there was an election held, and their party lost. Unfortunately, a minority within their own party wants to hold the nation hostage.
With the election results, it is time to realize that the country elected for Obama once. Didn’t he run on healthcare reform? For his re-election, his opponent and the GOP ran against his health care bill while offering no alternative. The result? The President wins re-election, his party holds control of the Senate and gains seats in the House.
If the GOP wants to hold another referendum, that is o.k. Obama would be elected again. The only credible candidate who would stand a chance against him would be run out of the leadership in early voting (Chris Christie). Democrats, like myself, can thank Republicans on this site as those who would put forth an unelectable candidate like Cruz, Paul or Scott Walker to the general public.
Moreover, the public has a stronger disdain for the bellicose tactics of Congress versus the President. If an election were held today, the Dems would hold the White House, the Senate and would stand a 50/50 shot of regaining the House.
The GOP should learn from liberal and conservative parties from other countries. Please modernize your policies so they appeal to a large section of the populace. Bill Clinton and Tony Blair did this for left of center parties. David Cameron and Angela Merkel did this for right of center paries.
This is just food for thought.
Its time for people to wake up and smell the roses. People that voted for this jack ass made a mistake. American People need to stand up and so NO MORE to this ass hole.
I agree FFA, but I would describe it as people waking up, smelling the stench from DC and doing something about it. The stench is worse than smelling salts and should wake people up. Libby, Ron & 102 have been in one of those Rip Van Winkle snoozes and it is impossible to wake them up. Every day Americans are now being awakened and realize they have been lied to big time about this travesty. How is that Hope & Change working out for us?
Agent, its Illinois Politics.
FFA, Isn’t it amazing how these so called Independents keep blaming the GOP for this Democrat mess? When has Ron posted outrage on what Obama has done to this country? At best, he is a milk toast moderate who needs a website to do his thinking. He tries to label me as a Republican and put blame on for their inaction on this issue and criticize Republicans for trying to repeal or defund Obamacare. They weren’t in charge when this was passed on a strictly partisan basis and they knew how bad it was for America. They should take this issue and run with it all the way to the mid terms in 14. People are going to be so mad by then, there will be a real house cleaning. I hope the RINO’s like McConnell, Graham & Boehner will also be shown the door and replaced by Conservatives that will take action. A switch in the Senate is very possible since 1/3 are up for re-election. The imbecile Reid needs to be sent to the back of the room like Pelosi was in 2010 so they can’t do any more damage.
Agent – Republicans had a majority from 1995 through 2007 and they did NOTHING, bupkiss about Healthcare reform. Then when someone DID do something (albeit not the best plan ever put together) they did everything they could to derail it.
That’s what people are mad about. The majority of Americans wanted Healthcare reform. The Republicans had no intention of doing anything about it and actually did everything they could to thwart it.
If you could find me a Conservative to vote for that would keep Congress out of my bedroom, marriage, and vagina I would have no problem voting for them. Can you name one???
I have an appointment with a gentleman that originated in Canada. He stated he had a relative wait for 6 weeks to see a doctor after they fell and broke vertebrae in the back.
If that’s where we are headed, people need to wake up and say NO!
You are right FFA. We have seen all the horror stories about the British and Canadian system which had rationed care, long wait times and how many of their citizens come to the US for treatment because they can’t get it there. The question is, where are they going to go for treatment when we have full rationed care here. I suppose there will still be care given to people of means, but the average Joe’s will be out of luck. I envision care will be at doc in the boxes by Nurse Practitioners or PA’s with few doctors in evidence. Get in line and hope for a break.
Agent and FFA,
While you bring up the Canadian health care system vis-a-vis the American health care system, here is some food for thought:
a)Although there is a single payer health care system, why is life expectancy higher in Canada vs. the U.S.?
b) Why are prescription drugs a fraction of costs for Canadians vis-a-vis the US? So much, that some residents from my state of New York head to Canada to buy their prescriptions.
c) Why is health care at 4% of GDP in Canada vs. 19% of GDP (and growing) in the US?
The last is especially deleterious as because of health care costs companies will take jobs to Canada vs. the US. For example, there are more American cars made in Ottawa vs. Detroit. I’d love to have those jobs back in the USA.
As for doctors, foreign doctors will fill the void. After Medicare passed, foreign doctors filled the need for primary care positions in underserved areas as well as specialist and surgical positions (primarily general surgery).
I can see why Agent might have a problem of this because of his strong xenophobic beliefs.
102, A) I don’t know. what I do know is I don’t want to wait 6 weeks for an MRI if I break my back.
b) Govt intrusion into the drug market. Too many regulations / restrictions / Taxxes. I need an operation on my eyes. Its been done for years in Europe. Its 2 – 3 years away from being approved by the FDA. GOVT INTRUSION….
c)Less Population???
why don’t the current administration do something about bringing our jobs back home?
You Mean foreign doctors that are taking American Jobs?
Per the news this am (WGN) this jack ass in the white house is refocusing on making ILLEGAL – ie criminal – Immigrants legal citizens. what other sector of the criminal population is he going to Pardon next? Isnt there a budget crises going on? Are people not losing their jobs over OBama Care? Are people not getting theor hours cut over OBama Care? Are agents not losing income to pay their mortgages and support their families over Obama Care? didnt OBama Promise we could keep what we have? Didn’t OBama promise to make health care are affordable? Isn’t the web site that he paid his wife college buddy big bucks and is not even American to build a complete flop?
The people that are being non renewed, with the web sire not working – going to end up uninsured furthering the people that started this whole reform?
FFA – if illegals are made legal, they will then have to pay income tax. Isn’t that a good thing?
Illegal is criminal and should not be rewarded by being pardoned.
To whom ever thumbed me down, what other criminals would you pardon?
FFA, at the end of this term, there will be a very long list of people in this administration to be pardoned. It may be as thick as Obamacare was. We thought Clinton pardoned a lot and this list will dwarf that list.
Agent,
I know you are only making another prediction that may or may not come to fruition, but take a look at this article.
President Clinton only isued 3 more pardons than President Reagan.
http://www.foxnews.com/politics/2013/03/16/obamas-few-pardons-follows-trend-sparks-calls-for-presidents-to-be-more/
You really should do some research before spouting off on a topic. Common sense is only good if it is based in reality. Your common sense is based in perception. That is why you cannot find evidence to support your assertions when challenged. Either that or you are just another lazy Conservative who only knows how to repeat talking points and rhetoric.
Libby, do you think that all the illegal people here in the USA are upstanding citizens from another country mainly Mexico. I seriously doubt it. Some are criminals and even their own countries don’t want them back but they are given card blank here. That is why we now call them undocumented democrats because that is exactly what Obama wants them to be. They sneak across the boarders to the land of free – for them. Not the tax payers who have to fit the bill. Stop it with your bleeding heart liberal BS. These are the same people who end up our jails for murdering our American born citizens. And now these criminals are sitting in our jails still enjoying 3 meals a day in a warm jail cell courtesy of you and me. I say send them all back where they came from and let their own country take care of them. I’m tired of freeloaders.
Ins 102: “I can see why Agent might have a problem of this because of his strong xenophobic beliefs.”
We know a CPUSA troll when we see one, don’t worry.
Al,
Agent’s remarks speak for themselves. Read his previous anti-Muslim comments in a previous posting. I guess we know who the troll is now.
So, as a question, would you vote for Chris Christie? Alternatively, would you prefer Rand Paul, Ted Cruz or Scott Walker?
For you historians, has there ever been a president that has done more to kill jobs then this guy? Has there ever been a president that has divided the nation like this guy has??
FFA,
By killing more jobs do you mean more employed persons, less umployed persons, and a lower unemployment rate now compared to when he took office? I am sure some (Agent) will say the numbers are cooked up, but this is NOT a government website and uses the same methodology throughout history. Just look at the number of umeployed persons and the umeployment rate during President George W Bush. There is one example.
http://www.tradingeconomics.com/united-states/employed-persons
I will not completely defend President Obama, but I believe the Republicans and Tea Party have also played a significant role in the current divide.
I have great difficulty thinking that part of the divide has something, not everything, to do with our first President with African heritage. Those who say it has nothing to do with it are as naive as those you think it has everything to do with it.
That came out wrong, I meant to say, “I have great difficulty thinking that part of the divide has nothing, not everything, to do with him being our first President with African heritage.”
Good try Ron trying to make this about Racism. The man got elected based on his gift for making a speech and having a catchy slogan. The low information voters were hypnotized into believing he was the Messiah and a leader they could trust. Many moderates also fell into the trap like you have. I didn’t vote for him because I don’t like Socialism personified, but I gave him the benefit of the doubt at first and hoped he would come around to doing the right thing for the country. I couldn’t be more disappointed in the results. You should be too, but you choose to make it about racism for anyone who disagrees with the agenda. You, Planet & Libby are officially brain dead for believing all the lies and deception of this President.
Agent,
If you had any reading comprehension ability at all, you would have realized that I said race has played a part, not in totality, in the current divide. Do you honestly believe that there is no racism in this country and that there aren’t many people who are against President Obama because of his race? You cannot possibly be that naive.
It is nice, though I question the sincerity, that you were willing to give him a chance. Too bad those that actually matter, elected Republicans, were not so generous. They were out to get him from the beginning and, typical of the current Republicans, they failed.
I simply meant that people that blame the political climate on race need to wake up.
I hate losing clients. But to lose them because of govt intrusion into private business really pisses me off. That is exactly what this guy has done.
If he was getting the job done, we would not even be having any conversation. People who blame the situation (divided nation) on race need to take off their hood and open their eyes.
If he is going to refer to himself as an African American, he is not American first. I am an American with Italian & Belguim heritage – Not an Italian American. Simply an American.
Race has nothing to do with his incompetency. He has proved the Peter Principle to be valid.
BTW, my mother in law – God Rest her soul- told me she voted for him only because he is black.
FFA,
Are you implying that I am a racist because I believe there is still racism in this country?
He never had a chance from the time Senator McConnell made the statement, “The single most important thing we want to achieve is for President Obama to be a one-term president.” That was the beginning of the divide.
You misinterpreted my point. All I said was that part of the divide has to do with people who cannot accept the fact that our President has African heritage. I understand that many people, probably more, do not like him due to his policies. But to think race has nothing to do with the current divide is absolutely naive.
In my opinion, for every person who voted for him because of his race, I believe at least as many voted for his opponent because of his race. Neither is right to vote for or against someone for that reason.
No, I am not implying any such thing. I re-read my post and do not see where you could have jumped to that conclusion.
I believe that race has absolutely nothing to do with OBamas incompetency. Nothing at all. It should be left out of any discussion on the issues of the country as a whole.
I am an angry American. I worked my ass off to diversify my book for what? NOTHING! I spent $2K getting set for the big roll out. Advertising. Training not including the time I have myself invested in this. Everyone going to my web site is being redirected away from me to some where else.
You bet – I am PISSED OFF! I am not naïve. I know racism exists. Racism has nothing to do with this guy not being qualified. He needs to step aside.
FFA,
You said, “I re-read my post and do not see where you could have jumped to that conclusion.”
How about this statement you made, “People who blame the situation (divided nation) on race need to take off their hood and open their eyes.” If the hood is not a reference to the KKK, please clarify what that meant.
I never said race played a part in competency, just that it is a reason many, not all, people are against President Obama and has contributed to the current divide. Do you disagree?
Ron, you can’t make any kind of case against FFA’s post. Are you that naive? The Labor Dept has consistently left off all the people that have left the labor market after their 99 weeks have been used up and many millions have applied for and received Social Security disability to keep those benefits rolling in. You are still drinking that Kool Aid put out by the left and trusting a government website for the fake numbers on unemployment. How about looking at the labor participation rate which is well known and this country has the lowest participation rate in many, many years. Bob has tried to educate you on that and it sailed right over your Independent head.
Give the unemployment rate time. I met with someone yesterday that let 3 full time people go because he could not afford the restrictions OBama Care is going to put down on him. My daughter and her peers had their hours cut to 25 as did home depot because they can not afford oBama Care.
Wait till Jan to feel the full effect….
And what am I supposed to do with all the HSA biz that is being non renewed even though Obama said they can keep what they have? Any suggestions for them tax paying people that are going to se their rate 2x???
FFA,
That is fine. All I hear from the right is, “wait and see how bad it is going to be.” That may be the case, but I prefer to look at results and the fact is that we have had net jobs gains 40 out of 43 months since the PPACA was signed and only 4 out of 43 monhs before the law was signed. That is net jobs, not the unemployment rate or jobs added. Please tell me again how this is a job killer.
http://data.bls.gov/timeseries/CES0000000001?output_view=net_1mth
This is not to defend the law (I am personally against it for other reasons), but I believe facts are facts and results matter.
Agent, I am sorry I had to use a government site, but if you have a non-government site or other source that provides monthly net jobs data, please provide the source. It does not need to be a website.
Ron says “Please tell me again how this is a job killer.”
Commercial Printer I met wit yesterday let three people go to get under 50 employees. Home Depot cut all part timers hours to under 25. Golden Corral cut all Part Time works to under 25 hours. A college in Pa cut hours to under 25. A local Muni in Iowa cut all part time workers to under 25. I have a nursing home in Southern IL cutting hours. I can go on and on Ron. It may not be cutting employees, but certainly creating Underemployment. what are these people supposed to do to make ends meet? My client in the Home Depot cut down is already working two part time jobs to make ends meet. Now she needs to take a third. He is diminishing quality of life for these folks.
Talk to the folks that just got wacked at the Chicago SunTimes. All the union people.
ROn Says “All I hear from the right is, “wait and see how bad it is going to be.”
All I hear from the wrong is – You can keep what you got. This will make health care more affordable. The web site will be ready on Oct 1st. I will close Guantanamo Bay. We will have a balanced budget. I will create Jobs. We don’t spy on our allies.
feel free to list any other lies this Liar has spouted.
BTW, imagine where we would be as a nation if this JOb Killing bill wasn’t put into law..
Are there not more pressing issues then pardoning criminals? Maybe budget? OBama Care Web Site? Exporting of the jobs that has happened over the past 10 years?
Noting to do with race color creed – everything to do with America!
Stop sending our tax dollars out of the country.
And guess what still don’t work today??? Yea, you guessed it – oBamas web site…
Any suggestions on what to tell people that are getting Non Renewed? Any at all????
I need a solution, not an argument.
I apologize for my earlier angry outburst. I just need answers to tell these people.
FFA, You will not get anywhere with Ron. He will start off agreeing with you and then slip in a torpedo which is what Independents do. I think he should apply for Jay Carney’s job so he can spin, spin, spin without ever answering a question. He is perfectly happy with 350,000 new unemployed each month and only having 150,000 part time jobs created as long as it doesn’t affect him personally. He is not out in the real world with employers having to lay off people or cut their hours trying to make it however they can. I don’t blame you for being angry. I am too and they keep showing Peter Finch from the great movie Network where he yells at the top of his lungs, “I am mad as h – – – and I am not going to take it anymore”.
Agent,
Please cite the source of your data indicating, “350,000 new unemployed each month and only having 150,000 part time jobs created”. Do not tell me to look for it. You provided the data, you provide the source.
FFA – Do you not have carriers that will write these people outside of the exchange? If they are 2014 renewals, I have heard of people renewing early in 2013 to take advantage of lower rates and different programs.
If they need a subsidy, I think they will have to go through the exchange. I would gather their names and tell them you will call them as soon as it is up and running, but as of today there is nothing you can do other than look outside the exchange.
Libby, these are individual HSA accounts that OBama stated “You will be able to keep what you have” in his big sales pitch.
I have BCBS and Humana. The Blue Cross site is redirecting to – yes you guess it – the Healthcare.gov site. There is also something wrong in the Humana site that will only allow me to quote certain counties – none in my area. Hell, I cant even get into DeKalb where I have a natural market at the College with my connection into NIU.
we are way past sales 101. I have the info sheets filled out and people are calling me and getting upset with me because of the Govt Web Site. They are starting to personalize it against me.
Well, FFA. At least I tried to help. No need to get snippy.
I am just very frustrated. Yesterday was a bad for me as I sit here staring at all these “lead Sheets” and cant do a darn thing with them.
As much as I try not to, I do not want to offend any of my peers.
I do appreciate all the assistance you folks give me.
I don’t understand how any one in the biz that holds a Health license is not as angry as I am. I just don’t get it.
Libby says “No need to get snippy” I missed the mark on Snarky??? I keep trying.
Just because I’m a glutton for punishment, I googled HSA. You may want to do that, too. According to the Department of the Treasury, HSAs are still allowed in 2014. There were links to companies providing HSAs, too.
JW, I am looking at the notice of cancelation right now. I heard Sebeliuls on the news being asked why people cant keep what they have.
I have a legal document in front of me right now that proves she is a liar. This clients premiums is going up more then 2X. That is not something made up. It is a fact in a legal document.
JW, I want to keep my business, not refer it elsewhere. My health insurance income pays the utilities. I refer them outside my agency, I lose my ability to pay my phone & internet charges, my heat & Electric.
I have to keep the doors open.
FFA, I’m not an agent or in sales of any kind. (that would just be ugly!) I don’t know how to help you. Sorry.
Jw, I do appreciate any and all efforts. I just need to come to the reality that I wasted a bunch of money Marketing & Training. Not only am I not going to recoup my expense, but I am going to lose revenue. I was coming to that reality yesterday. As you can tell, most of my post had a very angry tone.
I was watching the congressional hearing this Am on WGN News. They asked Sebeliuos why people cant keep what they have. she responded they can. I have this non renewal sitting on my desk…. They are all just a bunch of liars… That would be the one class of people that I am very prejudice against – LIARS.
Then Ryan brought up the subject of the young folks not getting subsidy…
I am going back to what I do best – P & C…
I am heading to a small town called Jeffersonville Indiana in the next week or two. Is that your neck of the woods???
FFA – Check out this website. It explains the changes in HSA’s with Obamacare. The deductible limit has been lowered. That is why you’re getting non-renewals. Have you called the current carrier to ask them what plans they have that might be available for your clients? Have you asked them if they will renew the existing plan early in 2013 so they can keep their coverage? Just some suggestions. And you could never be snarky. Just a little snippy. I understand.
http://blog.independent.org/2013/02/13/how-will-obamacare-affect-health-savings-accounts/
Yes! Jeffersonville, IN, is where my granddaughter lives. Well, her mom lives there. My granddaughter is only 5 so, she doesn’t really get a say in the matter. It’s a bit run down, but there are a lot of people there. Are you working or just visiting?
I’m just across the river, by the way. I’m getting my granddaughter this weekend and then I’ll be up there for her birthday party the next weekend.
FFA, if we as agents are dependent of Health Insurance income to make a go of it, we will hasten our demise. Healthcare.gov is the straw that broke the camel’s back for agents and making any kind of living off healthcare commissions. We have enough income from P&C to do well and our Blue Cross commisions are just a little gravy. When that goes away, we will just have to write more P&C to do well. I feel for a fellow agent friend of mine who is heavily invested in Group and Individual. He has been tearing his hair out for three years and it only gets worse.
And Agent – I don’t think your little tirade against Ron was helpful to FFA at all.
Libby, oh ye of little understanding. FFA’s reference to the hood was the same as a hostage being kidnapped and having a hood put over their head and had nothing to do with the KKK. Ron brought up the issue of racism to me and is trying to say criticism of his President as if it is racially motivated. McConnell’s reference to making him a one term President had everything to do with a Progressive Socialist agenda and nothing to do with race. I am sorry we hurt yours and Ron’s feelings. Are you that desperate to defend this agenda that you lash out at anything Conservatives say no matter what?
Agent, it is ye that has little understanding. I was responding to your remark to FFA when he asked for your help. All you did was go off on Ron. When, oh when, will you take that comprehensive reading course???
I don’t need Agent, Ron, Bob or anyone else to defend me. I am my own man. To play the blame game is pointless – This is OBamas Baby. It is his sole responsibility for the short comings – his credit for the success. Anyone blaming Anti oBamaism on race is a fool. He is plain and simple incompetent. He has no clue on what should be the top priority. Shifting his focus to pardon criminals over getting this debacle fixed proves he just don’t care about the average Joe…
What I need is for OBama to get this fixed or scrap it all together. I need him to stop fucking with my ability to keep a roof over 7 peoples head. My daughter was on pace to move out in Feb. Now because of OBama Care, its just not possible with her reductions in hours at work due to OBama Care. At this point, they are lucky to keep the doors open.
FFA, Liberals are very good at playing the blame game. Everything bad that happens is somehow the Republicans and Conservatives fault. We musn’t ever criticize the man or we will be Racists. We musn’t ever criticize the mindless minions for screwing up the country and trying to install Socialism in a free country or we will be called extremists. If GW had tried to do the things these people have been doing, he would have been impeached in 2010. However, calling for Impeachment of this President is considered being Racists. Ron unsuccessfully introduced the race card and showed his true colors.
Agent,
All you ever do is blame Democrats, Liberals, Socialists and Progressives for all of our ills as a country. Please list all of the things Conservatives and/or republicans have done, not just talked about, to fix our problems, without blaming anyone else.
Please define Socialism then list everything that has happened during President Obama’s term that has made us Socialist.
I never said President Obama cannot be criticized, I have criticized him myself. The point I was making is that part, not all, of the division in the current political climate is based on his race and that racism still exists in this country. Can you dispute that?
If there is sufficient grounds for which President Obama should be impeached, then he should be regardless of possible backlash. The problem is that the House Republicans are too busy trying to repeal, defund, delay the PPACA, which has ZERO chance of happening in the current political environment, to actually put together the Articles of Impeachment. Either that or they do not have sufficient grounds. Based on how they have criticized President Obama in the past and continue to do so, I do not think they really fear being called racists.
Agent, I need to agree with Ron. It is not an impeachable offence to be an incompetent liar.
If this web site was built on a pay to play basis, we would have something. If it was built on a pay to play basis, it would work like the hospital and the road construction projects that got completed on time in IL on a pay to play. BTW, Rod kept the money in house – putting Americans to work.
Ron, do you need an Impeachable Offense to hang your hat on? How about giving Aid & Comfort to our countries avowed enemies? Do you think supplying arms and aid to affiliates of Al Quida in Syria or to the Muslim Brotherhood in Egypt was serious enough. America is their enemy by the way. Those people want to cut off our head as they did to Daniel Pearl in Afghanistan.
I don’t dispute that there are racists in this country, but you ascribe objections to this President as being racially motivated. It is his policies and agenda man. Wake up. Look at his background and then try to dispute that he is not a Socialist. He is Progressive Socialism personified. That is why the country is so messed up right now. It sure isn’t because of Conservative policies, I can assure you of that.
Say FFA, did you see or hear Carney’s news conference today? He said it was the insurance industry’s fault that people were losing their health coverage. He said the law (Obamacare) could not order the companies to not cancel the coverage people liked. Hmm! He is digging a deeper hole every time he steps up to the podium. Guess what, Obamacare mandates that they must cancel the coverage if it does not fit the one size fits all coverage. All the companies are doing is following the dictates of the law. If they don’t, they are breaking the law and penalties will be imposed. If the President really meant it that if you like your plan and doctor you can keep it, then he wouldn’t have signed the law that does not permit people to keep the plan they liked PERIOD.
Yes agent, he has proven over and over again that he is a liar.
he is such a weasel, he can not take responsibility for what he has done. Then he has to shift focus on to another issues of people being here criminally and pardon them. Who is he going to pardon next? Thieves (Madoff)?
If he was any kind of a man, he would take a page out of Reagans play book in the Iran Contra Scandal “The Buck Stops Here.”
Anyone blaming the race card is just living in denial. The guy needs to step aside and let a real leader lead. Its past time to see what Bidens got…. Not that I am a fan, but he has got to be better then this ass hole.
FFA, you were agreeing with Ron that it is not an Impeachable offense to be an incompetent liar. Need I remind you that Nixon was on the chopping block for Impeachment for lying about Watergate and Slick Willy was actually Impeached for lying about the intern under his desk. This lie is far worse than what they were lying about.
My Natural Market at NIU is off the table. Apparently somewhere in the law it states that if you are under 26 and eligible to stay on your parents policy, you are not eligible for subsidy.
So, how many under 26 that is supposed to support the older less healthy crowd is going to sign up for this?
Congress man Ryan pointed this out to an OBama Flunkie testifying in front of congress. He was wondering why this disclosure is not being made on the Web site indicating this is miss-leading to the younger crowd.
FFA, This administration has said over and over that they need the young crowd to enroll to help pay for the older, sicker population in order for this to work. Tell me, if you were under 26 and on your parents policy, why would you sign up when Mom & Dad are footing the bill? Many of these gen 20’s people, recently graduated and can’t find a job, failure to launch are not going to sign up for anything. They don’t even have the $95 fine/tax money. Is the IRS going to come after them for tax evasion?
On an unrelated note, yesterday I ordered printer supplies. They wanted $35.00 for next day shipping. I declined and paid the $7.00 regular shipping charge. It came already today for the $7.00.
Things that make you go HMMMMM.
Sounds like you got one of the few bargains in the market FFA. What expense does an agency owner have these days that is less than the year before? I order my coffee from Keurig for their machine. The only way I get free shipping is to order more than $50 worth. That’s fine with me. My order lasts longer with four boxes of K cups. It is also very good coffee. I can’t understand people that go to Starbucks and pay $4 for a cup of coffee. I think they must be liberals to be that goofy.
Today’s article in IJ, Obama Administration Under Fire for Individual Health Policy Cancellations, is quite interesting.
If you like your coverage, if you like your doctor, you can keep it, PERIOD! End of story! No one is going to lose their coverage. You can refer to 39 tapes of the same garbage lies jw.