Louisiana Commissioner Urges Flood Insurance Proof of Loss Extension

As a result of the record-breaking flooding in his state in August, Louisiana Insurance Commissioner Jim Donelon is asking the Federal Emergency Management Agency (FEMA) to extend the filing deadline for Louisiana policyholders impacted by the flooding.

FEMA’s National Flood Insurance Program (NFIP) requires homeowners to file a Proof of Loss form to claim damages within 60 days of a flood.

“FEMA granted us an extension after the flooding in March and I am asking for a similar courtesy after the flooding in August. Anything we can do to help ease the burden of those rebuilding their homes and lives is needed at this time,” Donelon said.

Filing the Proof of Loss is necessary even after a claim for flood damage has been filed. The Proof of Loss is a sworn statement of the amount a policyholder is claiming including necessary supporting documentation. The form must contain the specific details required by the standard flood insurance policy. This document substantiates the insurance claim and is required before the NFIP can make payment.

Those needing to file a claim as a result of the recent flooding are urged to contact their agent or call the NFIP Claims Department at 1-800-621-FEMA (3362).

Source: Louisiana Department of Insurance

Related:

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• Louisiana Governor: Flood Damage at Least $8.7B
• 86,500 People Affected by Louisiana Floods Seek Federal Aid
• RMS: Flood Insurance Uptake Low in Areas Hit Hardest by Louisiana Flooding
• Louisiana Issues Post-Flooding Emergency Insurance Rule
• As Louisiana Surveys Flood Damage, Death Toll Rises
• AIR Worldwide: Louisiana’s Record Rainfall Caused by Low-Pressure System
• 6 Dead, Tens of Thousands Evacuated in Louisiana Flooding
• Louisiana Reminds Insurers of Flooded Vehicle Requirements
• Analysis: Flooding Intensifies Louisiana’s Financial Woes

Topics Profit Loss Flood Louisiana FEMA