The end of the year deadline for National Flood Insurance Program (NFIP) policyholders affected by the flooding in August 2016 of South Louisiana is fast approaching. After six extensions, the deadline for the filing of proof of loss documentation to initiate or supplement an NFIP claim is Dec. 31, 2017, the Louisiana Department of Insurance says.
Since the August 2016 floods, nearly 30,000 claims have been filed by NFIP policyholders. There have been 305 appeals to FEMA about unsatisfactory claims and of those, 38 have received a different outcome than the original settlement.
An NFIP Proof of Loss form is accompanied by documentation of detailed estimates of the cost to replace or repair damaged property. An insured may request additional flood insurance payments if more damage to their property or contents was discovered after they made their initial claim.
To request additional funds for previously unknown damage, insureds are advised to promptly notify their insurance adjuster, agent or company about the need to request an additional payment.
Source: Louisiana Department of Insurance
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