Mobile’s fire-rescue chief says a downgrade in fire protection rating is likely to boost insurance premiums the most for homeowners just outside the city limits.
Fire-Rescue Chief Steve Dean said that while city residents also could see their premiums rise, the biggest change should be in Mobile’s extended fire jurisdiction. That area extends up to 3 miles outside the city.
Mobile this week announced the downgrade by the Insurance Service Office, a research company.
Many insurance companies use the rating when setting insurance premiums.
The ISO downgraded the fire rating inside the city from 3 to 4 on a 10-point scale.
In the extended jurisdiction, the rating dropped to a 5 in most areas, and to a 9 or 10 in more remote sections.
Topics Pricing Trends Homeowners
Was this article valuable?
Here are more articles you may enjoy.
Online Insurance Marketplace Insurify Blocks Meta’s Personal AI Agent Muse 
Here Are Some AI Doomsday Scenarios Researchers Say Could Put Humanity at Risk 
Banks Warn AI Shopping Bots Raise Scam, Fraud and Data-Privacy Risks 
Independent Agencies Total About 37,000 in 2026, a Decrease From 2024 
