Kentucky has started self-insuring state-owned vehicles and expects to save $750,000 a year by doing so.
The program took effect Saturday for 12,500 vehicles and pieces of equipment. The vehicles were previously insured through private insurers.
Gov. Steve Beshear’s office said the state is already self-insured for fire and tornado coverage, health insurance and workers’ compensation insurance for public employees.
Finance Secretary Lori Flanery said the savings estimate is based on historical accident reporting and claims compared to past premiums.
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