Security systems, central heat and air conditioning, lighting systems, and the “smart” computer systems that regulate them are just a few necessities supplied by equipment that is susceptible to breaking down. That’s why Fireman’s Fund Insurance Co. is offering homeowners in Washington a new coverage to protect against the breakdown of equipment used to provide these and other critical services in the home.
With the growing number of higher-end “smart” homes, this equipment has become much more critical, the company said. Typically, smart homes integrate technology and services through digital networking for a better quality of living. Fireman’s Fund insurance also protects the computer systems that manage the equipment. These systems run security systems, pools, spas, central heating and air conditioning, lighting systems, vacuum systems and more.
“With the trend toward larger homes, smart homes and more sophisticated equipment, homeowners face greater financial losses from breakdowns than ever before,” said Don Soss, vice president, Fireman’s Fund Personal Insurance. “Families depend on this equipment for comfort, safety and convenience. It represents a significant part of a home’s value. The breakdown coverage helps protect that investment so a homeowner isn’t surprised by a large repair bill.”
Under the new coverage, many types of equipment are covered, including central air conditioning systems (including compressors, condensers, and air handler units), heating equipment and heat pumps, ventilating systems, and boilers and hot water heaters. Also covered are emergency generators, well pumps, filtration systems for air and water, central vacuum systems, swimming pool filtration, pumps, and heating equipment, and chair lifts and elevators.
For information, visit Fireman’s Fund.
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