Hartford Opens Y‑Risk Office in San Francisco

January 26, 2026

The Hartford has opened a Y‑Risk office in San Francisco, a specialty underwriting business focused on insuring the shared economy and emerging technologies.

The company says the San Franciso Y-Risk location will strengthen its ability to serve customers “operating at the edge of technological change” thanks to its proximity to Silicon Valley, California.

The Y-Risk San Francisco team will include professionals with expertise in underwriting, risk engineering and a passion for emerging technologies.

The company uses telematics, IoT and predictive analytics to inform underwriting and risk engineering by analyzing real-time data—mileage, trip counts, device telemetry.

Y-Risk is a brand company of The Hartford and is an insurance intermediary, accepting business from select wholesale surplus lines brokers and retail agents.

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