Closing Quote

Wildfire in 2015: What to Expect?

The past two years did not result in the amount of wildfire activity that many wildfire scientists, foresters and fire responders had expected. Looking back, the 2013 season had the earmarks of a bad year, with the continued U.S. drought …

Wildfire in 2015: What to Expect?

The past two years did not result in the amount of wildfire activity that many wildfire scientists, foresters and fire responders had expected. Looking back, the 2013 season had the earmarks of a bad year, with the continued U.S. drought …

Tapping Into the Talent Pipeline

By 2020, the entire insurance industry will have 400,000 positions to fill. About 120 academic programs exist worldwide offering courses, concentrations and majors in risk management and insurance. About 80 are located in the US. All of these programs need …

Low Minimum Limits Unfairly Shift Financial Responsibility

For years, we’ve listened to those who beat the drum to maintain minimum liability insurance limits that have been in place for decades. They frame their viewpoint as pro-consumer, and on its surface, their message is an easy sell. After …

Tomorrow’s Talent Challenge

Imagine you are CEO of a company and nearly half the employees that make your company succeed will retire in just 15 years. This is a reality for many insurance industry CEOs. Talent shortage is a major, looming problem. Recent …

Sharing and Cyber for Small Biz Risks

If you write policies for small businesses, there are two big stories for 2015 that you should be tracking: the trajectory of the so-called “sharing economy” and the rise of cyber liability. In 2015, these two forces will have a …

Insurance as a Form of Capital

Your building is on fire!” Terrible words to hear late at night — or anytime for that matter. Without warning, a portion of your invested capital can disappear in a matter of minutes. Both private and public companies require capital …

Evolving Regulation and Its Impact on Insurers’ M&A Strategies

It appears that the insurance industry is having an easier time emerging from the financial crisis than entering the new regulatory environment, particularly as it relates to nonorganic growth. With increasingly healthy balance sheets, insurers face what may historically be …

Workers’ Compensation and the Affordable Care Act

The Affordable Care Act (ACA) has been the law of the land for less than a year and the buzz is far from beginning to quiet. The overall impact of the ACA on those citizens who did not have healthcare …

It’s Time to End Physician Dispensing in Workers’ Comp

There has been an ongoing debate around the merits of physician dispensing in workers’ compensation. Those in favor of allowing this indicate it increases patient compliance with treatment recommendations and is more convenient for the patient. Those opposed point to …

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