Monthly Archives: <span>November 2013</span>

Direct Interested Sales Leads to the Right Agency Employee

Sales leads arrive at today’s property/casualty agencies from a variety of digital and traditional sources. The former includes social media, websites, blogs, emails, etc. The latter features direct mail, telemarketing, print advertising and more. Leads also arrive from client and …

Carrier Disintermediation of Agencies

A multitude of forces are causing many carriers to think of ways to disintermediate agencies. Healthcare reform is one. Some benefits carriers have cut commissions to 0 percent and agents are still writing with them. This fact must have caught …

Insurance Kiosks the Wave of the Future?

Milk …check; eggs … check; bread … check; car insurance …what? Most grocery lists don’t typically read this way, but Nashville, Tenn.-based Direct Auto Insurance Co. is now offering another way to purchase personal auto insurance that could change the …

New Programs, Flexibility Help Contractor Segment Rebuild

Those that specialize in the contractors and builders segment say a lot has changed in this class since 2007. The recession forced the insurance industry to be flexible and creative when it came to insuring this class, just as it …

Use of Predictive Models Widespread in P/C Insurance: Survey

A survey of North American insurance professionals reveals widespread use of predictive analytics in the property/casualty insurance industry, with as many as 82 percent responding that they use predictive modeling in one or more lines. Earnix, a provider of pricing …

Obamacare Woes: Lessons for IAIS

Global insurance regulators are hopefully paying attention to the fizzling noise coming out of Washington, D.C. It’s the sound of the centerpiece of the President’s signature healthcare law failing to properly launch. As with any failure though, there are lessons …

10 Things to Know About LTC and Assisted Living

91% of assisted living residents say they are safer living in an assisted living community than they would be living on their own. (Assisted Living Federation of America’s 2013 Survey of Assisted Living Residents) The number of people in the …

2013 State Specialist P/C Insurers Revealed

State Specialists are often an independent agent’s most reliable and consistent market. These companies are focused on a specific geographic area, understand it and consistently strive to serve it. The Demotech Company Classifi-cation System categorizes insurers into one of 11 …

Streamline Coverage through a Controlled Insurance Program

Construction sites can be a flurry of activity. In addition to focusing on quality construction and completing projects on time, site owners must be sure risk management measures are sufficient. A Controlled Insurance Program (CIP) can be tailored to meet …

Construction’s Comeback

There’s a new norm in the construction market — a new normal when it comes to measuring growth and opportunity. Construction has made a comeback in certain market segments, said Cam Dickinson, senior vice president of San Francisco, Calif.-based Woodruff-Sawyer’s …