Construction Defect Analysis for Occurrence and Manifestation Occurrence Form Policies September 21, 2015 By Dwight M. Kealy The commercial general liability (CGL) policy is the standard insurance policy used for construction liability risks. Because of this, a...
A Blemish on the Beauty Industry September 21, 2015 Stolen wages. Twelve-hour days, six days a week. Ethnic discrimination. Verbal abuse. Noxious fumes. Birth defects. Lax regulatory enforcement. Who...
My New Markets September 21, 2015 My New Markets is brought to you by Insurance Journal’s sister website: www.mynewmarkets.com Need a Market? Find it. FAST. Business...
66% of Small Businesses Lack Business Interruption Coverage September 21, 2015 Nearly 75 percent of small businesses say they don’t have a disaster recovery plan in place. For companies with fewer...
Labor Department’s 6-Part Test for Classifying Employees, Independent Contractors September 21, 2015 The U.S. Department of Labor has issued a blog post with new guidance on classifying workers as employees or independent...
Don’t Get Trucked By Transit Coverage September 21, 2015 By Rebecca Roberts Changing Regulation and Enforcement Can Get Your Client T-Boned Take a drive down any highway in America and you won’t...
Auto Insurance Affordability Improves in Most States: IRC September 7, 2015 Personal auto insurance has become more affordable over time for all income groups, including low-to-moderate income groups, and in most...
Lloyd’s and its Syndicates 2015 – Adapting to Changing Times September 7, 2015 By Charles E. Boyle If one word could describe Lloyd’s of London, it would be “change.” There are very few business enterprises that have...
Declarations September 7, 2015 Crop Insurance “The lack of insurance for malt barley is preventing farmers from planting this crucial crop.” —U.S. Sen. Charles...
The Hard Market That Wasn’t September 7, 2015 By Rudy Dimmling and Greg Hoeg Are Your Carriers Positioned For What Comes Next? For the U.S., property/casualty industry recent events have mimicked the boxing idiom...