10 S.C. setback on workers’ comp

Commission rejects Gov. Sanford’s order on standards

10 Private market in Fla. takes on Citizens’ policies

Insurers pick up 173,000 policies from the state-backed insurer

10 Workers comp rate decisions

News from Fla. and N.C. regulators

12 In the hot seat in the Sunshine State

An interview with Florida Commissioner Kevin McCarty

N1 Survey reports drop in new lawsuits

Actions filed against U.S. companies also decline

N1 Collateral conundrum: To change or not to change

N.Y. seeks level playing field for all reinsurers

N4 Sparks fly in California

Devastating wildfires burn up $1 billion plus in claims

68 Allstate subpoenaed to explain

homeowner rates

Fla. wants to know about reinsurance costs, and more

72 ACE pays $4.5 million to settle

bid-rigging claims

Florida and West Virginia among the states in settlement

74 Katrina adjuster seeks to block Miss. grand jury

Maintains hard drive contains protected

information

MARKET FEATURES

SPECIAL REPORT:Professional Liability

N8 Mapping out the lawyers professional liability policy

Most important coverage aspects that require attention

N16 Walking into a discrimination minefield

Small businesses at risk without employment practices liability coverage

N88 Workplace woes

Are abusive bosses or inferior employees to blame?

N20 The subprime meltdown and

D&O insurance

D&O insurers face potential exposure on

several fronts

N23 Value analysis in the current

D&O market

Understanding what’s inside Side A

DIC coverage

N26 States under cover

States develop own ideas to tackle insurance for disaster-prone areas

N29 Closer Look: Homeowners

Satisfied homeowners policyholders buy more than one policy

N31 Closer Look:: Homeowners

Homeowners insurers not earning cost of

capital despite rate increases

IDEA EXCHANGE

N32 Striking a balance on credit-based insurance scores

Awareness and scrutiny over use growing

N35 Political risk: Converting mystery into opportunity

Demand for political risk coverage grows as midsize companies go global

N38 Carrier Watch

Commercial insurers’ stock prices,

M&A activity flat in third-quarter 2007

N40 2007 Premium Finance Directory

N43 Minding Your Business

Resolve business disputes before they get out of control

N47 Spotlight: Premium Finance

Benefits and advantages of premium financing in a competitive market

82 Closing Quote:

U.S. needs TRIA without NBCR

DEPARTMENTS

70 Business Moves

78 Closing Quote

76 New Markets

6 Opening Note

14 People