Cover Story

Workers’ Comp : Healthy Underwriting Gain, Premium Growth Blockage

Workers’ compensation insurers are managing their premiums dollars better than they have in years, but those premium dollars are stagnating even as employment and wages are rising. In 2017, for the fourth consecutive year they posted an underwriting gain — …

Still an Uphill Climb for Commercial Auto Market

The difficult job of moving commercial auto insurance to a profitable place has not gotten any easier. More vehicles on the road thanks to a rebounding economy, more miles driven, distracted drivers and “nuclear” verdicts are all adding to troubling …

The Charity Issue: Photos of Giving

The Keane Insurance Group John Keane, president of The Keane Insurance Group, founded the Keane Charitable Group in 2010 after the earthquake in Haiti. Since then, The Keane Group has raised more than $1 million to build an orphanage, a …

Agency E&O Before and After the Storm

For independent agents, errors and omissions (E&O) allegations can surface any day or week but the risk is heightened in the days following natural catastrophes. “After the storm passes over and the claims start to come in, the risk for …

Brokers Bucking Disruption: How Wholesalers Hang On Through Change

As long as there is an insurance industry, wholesaler brokers believe they will have a role to play. “We will continue to be an important sector – a small sector – but still a very important sector of how insurance …

2017 Super Regional Property/Casualty Insurers Revealed

Once again, Demotech Inc., the official research partner of Insurance Journal, identified the nation’s Super Regional Property/Casualty Insurers — P/C insurers writing multiple lines of insurance in multiple states. To determine the companies for the 2017 Super Regional Property/Casualty Insurer™ …

Nevada Lawmakers Pushing Blood-Only Detection of Marijuana DUIs

Weighing in on how Nevada should test people for stoned driving, lawmakers advanced a measure to eliminate urine samples as a viable measure for police to show a driver to be impaired by marijuana. Under the bipartisan proposal, law enforcement …

Partial Settlement for Victims of California Balcony Fall

The victims of a balcony collapse in Berkeley, Calif., that killed six college students have reached a settlement with some of the companies they sued in 2015. The settlements are confidential, said lawyers for the families of the students who …

Producer Compliance in California: The Top Three Regulatory Danger Zones

Like Big Brother, California’s Department of Insurance is watching you. Okay, perhaps not literally — and certainly not all of you, but the department definitely has its antennae up when it comes to the business of brokers and agents, particularly …

American Family Disagrees with Jury Finding that Agents Are Employees

A federal jury in Cleveland, Ohio, on April 18 determined that thousands of agents with Madison, Wisconsin-based (AmFam) are employees, not independent contractors. The insurer stands by its classification practice and says it will fight the advisory verdict, however. According …

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