Paul and Julie Leonard walk out of the federal courthouse last July 14, 2006, in Gulfport, Miss. In August, the Leonards lost their claim that their policy should have covered damage from wind-driven water. Their suit was against Nationwide Mutual Insurance Co. This month, U.S. District Court Judge L.T. Senter Jr. refused their bid for a new trial. The Leaondards are considering appealing to a higher court. (AP Photo/Nicole LaCour Young)