A northern Lower Michigan man is upset insurance doesn’t cover the damage done to his mobile home during a neighbor’s shootout with police.
Lance Reed said he’s already spent $1,500 on repairs to five bullet holes at his home in Grawn, and he doesn’t have the money to pay for the necessary fixes.
According to Reed, Auto-Owners Insurance told him bullet damage doesn’t fit into the perils outlined in his policy. They include fire, smoke, flood, windstorm, riot or civil commotion, vandalism or mischief, damage by burglary, aircraft and vehicle damage.
Copyright 2025 Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.
Topics Michigan
Was this article valuable?
Here are more articles you may enjoy.

Viewpoint: Agentic AI Is Coming to Insurance Industry – Much Faster Than You Think
Dunkin’ Cashier in Georgia, Stabbed by Rapper, Can’t Claim More Than Workers’ Comp
Owner of Historic Minnesota Resort Charged With Arson, Insurance Fraud
WTW to Acquire Newfront in Deal Worth Up to $1.3B 


