Arkansas Insurance Commissioner Allen Kerr has granted a Certificate of Authority to Florida-based Homeowners Choice Property & Casualty Insurance Company (HCPC) to offer private flood insurance in Arkansas.
“Arkansas is the first state to grant HCPC authority to do business outside of Florida,” Kerr said in a press announcement.
Headquartered in Tampa, Florida, HCPC will offer Arkansas property owners a private market equivalent to the policies sold under the federal government’s National Flood Insurance Program (NFIP) with certain enhancements.
HCPC is a wholly owned subsidiary of the HCI Group Inc., which announced in early July that it would begin offering policies nine other states.
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