California-based Mercury Insurance compiled a list of the most affordable electric vehicles to insure. The list includes 2025 and 2026 model-year vehicles. Factors examined for the list include claims on similar vehicles, costs to repair and vehicle safety records. Mercury examined EVs available at car dealerships today.
This is the 10th year that Mercury has published this list.
The top 10 EVs that are the most affordable to insure, beginning with the most affordable make, are:
Chevrolet Blazer EV
Chevrolet Equinox EV
Nissan Leaf
Kia Niro EV
Ford F-150 Lightning
Hyundai Kona EV
MINI Cooper SE
Hyundai IONIQ EV (all models)
Fiat 500e
Subaru Solterra/Toyota BZ4X
Mercury put together a list of the most affordable trucks and SUVs to insure earlier in August. Hyundai and GM were also well represented on that list. Two Chevrolets and a Hyundai topped the list of the most affordable new trucks and SUVs to insure for 2025.
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