Next Stop: Probation

Following a joint investigation by the CDI Criminal Investigations Branch’s Investigation Bureau and the San Joaquin County District Attorney’s Office, Roger Allen Collins, 50, pled no-contest in San Joaquin Superior Court to one count of theft of fiduciary funds and one count of forgery. Collins was sentenced to three years probation.

Investigators charge that Collins, who is no longer licensed, transacted insurance under the fictitious business names of “One Stop Insurance” and/or “Roger Collins Insurance Agency,” collecting premium payments from a consumer under the pretense the payments would be applied toward the purchase of a personal auto policy. Rather than remit each of the premium payments to the insurance company, Collins allegedly diverted all of the money to his own use, and coverage was never placed for the consumer. To carry out and conceal these separate acts of premium diversion, it was further alleged that Collins issued the consumer a bogus insurance identification card at the onset of the transaction.

Despite repeated requests from the consumer to have Collins provide policy documents from the insurer, none were ever provided. The consumer relied upon representations that were purportedly made by Collins as to why there were delays in the issuance and delivery of policy documents.