On Jan. 13, 2005, Victor Morales Delgado and his brother-in-law, Jose Guerrero, both of Sacramento, self-surrendered to investigators with the California Department of Insurance Organized Auto Insurance Task Force for allegedly falsely reporting their vehicle stolen and filing a fraudulent insurance claim.
The suspects were booked into the Sacramento county jail. The Sacramento District Attorney’s Office is prosecuting the case. If convicted on both counts, each suspect could face up to five years in state prison and/or a maximum fine of $150,000.
The California Highway Patrol’s Mexico Liaison Unit contacted Task Force investigators on April 16, 2004, advising that Mexican authorities had located and impounded Delgado’s 2002 Lincoln Continental on March 18, 2004, after receiving an anonymous call of a vehicle fire. Although the vehicle had not been reported stolen at the time, Mexican and CHP authorities believed the situation was suspicious.
Task Force investigators alleged that Delgado and Guerrero reported Delgado’s vehicle was stolen from the Florin Mall parking lot in Sacramento on March 19, 2004. The next day Delgado allegedly filed an insurance claim with Progressive Insurance for the theft of his vehicle, including the loss of a $4,000 laptop computer as part of the claim. Delgado claimed a total loss of more than $20,000.
The investigation revealed that Delgado could no longer afford the monthly car payments, and so Guerrero took the vehicle to Mexico and flew back to Sacramento, where he accompanied Delgado to Florin Mall to help report the vehicle stolen to mall security and CHP.
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