TRG Operators Sentenced; Authorities Seek $6M Restitution

Attorney General Charlie Crist has announced that two individuals have received prison sentences for their roles in an insurance scam. William Paul Crouse and Carmelo Zanfei–the principals of TRG Marketing LLC–were sentenced for selling unauthorized health plans to more than 7,000 Floridians, resulting in millions of dollars of unpaid claims.

Crouse and Zanfei marketed a self-insured health plan to citizens of Florida and 43 other states without seeking a certificate of authority to sell the plan. They claimed that the plan was exempt from the licensing and certification requirements of state law. Investigators determined the health plan was insufficiently funded and the company failed to pay millions of dollars in claims. The affected Floridians could receive more than $3 million in restitution, ranging from $200 to $200,000 per victim.