My New Markets

October 6, 2014

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Business & Commercial Mexico Auto Insurance – MexiPass MxBA program for Mexico
Market Detail: MexiPass International Insurance program allows agents to rate and bind coverage for business autos, commercial vehicles (trucks, tractors and trailers) and non-public passenger vans and buses directly from the office. Underwritten by AIG-Mexico, the policy conditions provide U.S. coverage standards, with liability limits up to $1 million CSL and physical damage for units valued up to $100,000. This program is used extensively for any U.S. registered vehicles owned by American entities when driven into Mexico, including any non-profits, institutional or governmental vehicles.
Available limits: As needed.
Carrier: AIG – Mexico.
States: All states.
Contact: Customer service at 800-639-4727.

Farm & Ranch Owners
Market Detail: Allen Financial Insurance/The Equestrian Group coverage for farm and ranch owners includes auto commercial-standard; auto commercial-standard physical damage; boiler & machinery; business interruption; care/custody/control; commercial excess; earthquake; fire; flood; herbicide & pesticide; homeowners package; horse mortality; inland marine; livestock/animal mortality; nonowned & hired auto; products liability; uninsured motorists; and watercraft liability.
Available limits: As needed.
Carrier: Unable to disclose, non-admitted available.
States: All states.
Contact: Brent Allen at 800-874-9191 or e-mail: ballen@eqgroup.com.

HealthPAC
Market Detail: Citadel Insurance Services‘ HealthPAC Medsurance is an insurance product specifically designed to meet the needs of assisted living facilities, independent living facilities and other long term care (LTC) providers. Most individuals and businesses operating in the LTC environment are suitable for the program. Additionally, CareSurance is a liability insurance program specifically designed for skilled nursing and long term care (LTC) facilities. The CareSurance program can work with a full spectrum of LTC providers, from single facilities to large national chains.
Available limits: Minimum $250, maximum $10 million.
Carrier: CFC.
States: All states.
Contact: David Johnson at 877-247-4468 or e-mail: djohnson@citadelus.com.

Boat and Personal Watercraft Insurance
Market Detail: Foremost‘s boat policy includes a range of standard and optional coverages including: agreed loss or actual cash value settlement options (some restrictions apply); towing and assistance covers breakdowns while on the water and if the trailer is disabled; coverage for personal property that protects wearing apparel, sports and fishing equipment, GPS and fish finders, and other personal property while on board or being carried on or off the vessel; medical payments coverage for insureds and their guests while in, upon, boarding or leaving the boat, and also covers individuals being pulled on water skis, wake boards or tubes; uninsured watercraft coverage; physical damage coverage; high liability limits; coverage to recover and protect the boat from further damage; personal property and trailer coverage up to $99,999; total loss settlement option for newer boats; wreck removal and limited pollution coverage; and liability only policy.
Available limits: As needed.
Carrier: Unable to disclose.
States: All states.
Contact: Foremost Agency Services at 800-237-6136 or e-mail: agency_services@foremost.com.

Special Events
Market Detail: Direct Event Insurance special events coverage includes: CGL; event cancellation; hole-in-one; liquor liability; nonowned & hired auto; prize indemnification; trade shows & festivals; and weather.
Available limits: As needed.
Carrier: Helios Insurance Group.
States: All states.
Contact: Direct Event Insurance at 800-481-7950 or e-mail: support@directeventinsurance.com.

Coastal Condominium Program
Market Detail: Core Programs coverage targets the following classifications: condominium complexes, co-ops, homeowners associations, commercial condominiums, and planned unit developments (PUDs). Coverage includes: property excluding wind, general liability, crime, hired and non-owned automobile. Property with limits up to $40 million (amount subject). Special form excluding wind, agreed amount, replacement cost available. Deductibles starting at $2,500. Equipment breakdown available and ordinance or law coverages can be provided. Extended replacement cost protection endorsement also available. General liability limits of $1 million/$2 million and $2 million/$4 million limits are available with no deductible. Hired and non-owned automobile, employee benefits liability and stop gap available. Crime coverage includes employee dishonesty and money and securities that are provided under the property broadening form. Those limits can be increased to a maximum of $250,000. Property broadening form includes coverages tailored specifically for this class of business, including: back up of sewers and drains; money and securities; employee dishonesty; increased cost of construction; newly acquired or constructed property; debris removal; fire extinguisher/suppression recharge; outdoor signs; outdoor property; underground irrigation system; fine arts; electronic data; and fire department service charge.
Available limits: As needed.
Carrier: Unable to disclose, non-admitted.
States: Ala., Fla., Ga., La., Miss., N.C., S.C., and Texas.
Contact: Laura Acquadro at 973-946-5085 or e-mail: lacquadro@core-programs.com.

Workers’ Comp – California – Tier ‘C’ & ‘D’ Alternative
Market Detail: Midwestern Insurance Alliance is a local California general agency dealing with an “A” rated insurance company for mid-size and smaller risks. Specifications include: no new ventures (must provide at least two full years of loss runs) and no lapses within the last 12 months.
Eligible classes include most all contractors, construction, transportation, waste management, building and property management. Preferred risks are between $10,000 and $125,000 of premium. Experience mod’s up to 1.50.
Available limits: Praetorian Insurance Co.
Carrier: As needed.
States: Calif. Only.
Contact: Robert Etzler at 619-450-1712 or e-mail: retzler@mwiainsurance.com.

Home Healthcare Providers
Market Detail: U.S. Risk Insurance Group‘s HealthcarePros team offers a nationwide program offers professional and general liability for home healthcare accounts. Coverage highlights: minimum premium’s starting at $1,000; minimum deductibles starting at $1,000; claims made (prior acts available); hired and non-owned auto available; sexual abuse/molestation coverage available; and incident sensitive policy form.
Available limits: As needed.
Carrier: Unable to disclose, admitted/non-admitted available.
States: All states except D.C.
Contact: Quinton Goss at 214-265-4964 or e-mail: quinton.goss@usrisk.com.

Hazard Insurance Tracking Solutions
Market Detail: Proctor Financial Inc. (PFI) offers broad insurance coverage and a comprehensive hazard insurance tracking solutions for lender placed insurance products program. These hazard insurance tracking services provide a technology-enabled workflow process for clients who purchase PFI insurance products. PFI’s hazard insurance tracking solutions for lender placed insurance products service includes: mail processing/imaging services, insurance line updating, borrower care center and e-client portal IIM. Additional services are available based on specific servicers’ business objectives.
Available limits: As needed.
Carrier: Various, non-admitted.
States: All states.
Contact: Diane Whipple at 248-824-1464 or e-mail: dwhipple@pfic.com.

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