My New Markets

October 5, 2015

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Firearm Instructors
Market Detail: Joseph Chiarello & Co. Inc. offers property and commercial general liability insurance for firearms dealers, wholesalers, ranges, trap and skeet fields, sporting clays, clubs, gunsmiths, ammunition manufacturers, reloaders, instructors, firearms manufacturers and importers. The company has more than 30 years of experience insuring the firearms industry and is endorsed by the NSSF.
Available limits: As needed.
Carrier: Unable to disclose.
States: All states.
Contact: Josephy Chiarello at 908-352-4444 or e-mail:

Plate Glass
Market Detail: SeaCoast Underwriters Inc. offers glass coverage for condominium associations, apartment buildings, hotels & motels & commercial risks. Zero deductible for CAT losses, including hurricane, windstorm, flood & terrorism. Zero deductible for everyday losses, including vandalism, accident & unexplained breakage. Board up & glass replacement coverage, as well as 24/7 emergency claims.
Available limits: Minimum $70,000, maximum $1 million.
Carrier: USPlate Glass Insurance Co.
States: Fla. And Ga.
Contact: Haley Miller at 407-333-7423 or e-mail:

Restaurants, Taverns, Bars Program
Market Detail: Western Security Surplus Insurance Brokers Inc. offers an exclusive restaurant, tavern & bar program. This is a non-admitted “A-” rated market that is offering assault & battery on a limited basis. Full liquor liability up to $1 million packaged with general liability. Property includes equipment breakdown coverage as well as food spoilage. The minimum premium starts at $2,500 and WSS brokers have full in-house authority so agents can expect quick quotes with completed submissions.
Available limits: Minimum $300,000, maximum $1 million.
Carrier: Unable to disclose, non-admitted.
States: Calif., Fla., Ga., N.C., S.C., Texas, and Va.
Contact: Customer service at 626-584-0110.

Clinical Research Organizations
Market Detail: Swett & Crawford offers professional liability – both E&O and med mal if needed for an SMO as well as GL for CRO and SMO account related to doing work for pharmaceutical sponsors.
Available limits: Minimum $1 million, maximum $3 million.
Carrier: Unable to disclose, non-admitted.
States: All states.
Contact: Customer service at 404-240-5200.

Special Schools Insurance
Market Detail: AFC‘s Health & Human Services Insurance Program includes coverages for special schools. These services cater to students who may have developmental disabilities or may be mentally handicapped. Eligible classes may include special schools, services for the developmentally disabled, mentally handicapped/mental retardation, behavioral problems and more.
Available limits: As needed.
Carrier: Unable to disclose, admitted and non-admitted available.
States: All states except Alaska and Hawaii.
Contact: Meggan Werkheiser at 877-456-5323 or e-mail:

Crop Insurance
Market Detail: International Excess‘ Agribusiness Division offers the chance to capitalize on writing the crop insurance for farm clients. No longer do you have to pass up the opportunity to handle the crop insurance. Offered: Crop Hail coverage, Crop Revenue coverage, Group Risk Income Protection Revenue Assurance, Crop Risk Management, Actual Production History.
Available limits: As needed.
Carrier: Stonington Insurance Co.
States: All states.
Contact: Ken Kukral at 800-937-3497 or e-mail:

Tow Trucks
Market Detail: Pacific Gateway Insurance Agency (PGIA) offers insurance contracts backed with an A++ financial rating by AM Best. Coverages include: commercial auto insurance; garage liability; motor truck cargo; prize indemnification; commercial liability/property/package. PGIA specializes in liability and physical damage coverages for transportation risks that are more difficult to place in the standard market. Coverages are available (including stand-alone liability, cargo or physical damage coverages) on a specified unit basis as well as incidental hired and non-owned auto.
Available limits: As needed.
Carrier: Unable to disclose.
States: Ariz., Calif., Nev., and Ore.
Contact: Customer service at 800-354-4844.

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Insurance Journal West October 5, 2015
October 5, 2015
Insurance Journal West Magazine

Professional Liability Directory; The Best Insurance Agencies to Work For; Restaurants & Bars