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Workers’ Comp High Risk Market
Market Detail: RWISI offers non-standard workers’ comp coverage for high-risk, high mods, USL&H, construction, roofing, temporary staffing, oil & gas, steel & tower erection, small to medium (1-1000 employees), start-ups, and difficult-to-place risks. Commissions are typically higher than standard.
Available limits: As needed
Carrier: Varies by state, admitted
States: All states excecpt Alaska, N.D., Ohio, and Wyo.
Contact: Randy White at 813-220-9220 or e-mail at Randy@rwisi.com

Assisted Living Care
Market Detail: The Hanover‘s assisted living care coverage offers coverage for customers who have spouses, parents or children living in assisted care facilities. Highlights include: coverage available for more than one relative, with a separate charge for each; affordable premium for each named person; personal property protection up to $10,000 and includes hearing aids, eyeglasses, false teeth and dentures, contact lenses, media alert devices, walking aids and wheelchairs that may be lost or damaged; personal liability coverage limits of $100,000 or $300,000; and additional living expenses coverage of $500 per month up to $6,000 if the facility operation is suspended or it is not fit to live in as a result of a covered loss.
Available limits: As needed
Carrier: The Hanover
States: Ark., Conn., Ga., Ill., Ind., Maine, Mass., Mich., N.H., N.J., N.Y., Ohio, Okla., Tenn., Va., Wisc.
Contact: Customer Service at 800-853-0456

Limousines
Market Detail: Lancer Insurance Co. offers 15 percent commission for new limousine accounts to retail brokers. Coverage is available for stretches, sedans, super-stretches and limo buses. Coverages include commercial automobile liability, automobile physical damage, commercial general liability, garage liability and garage keepers legal liability. Liability limits up to $5 million CSL. Coverage provided on a first-dollar basis. Larger accounts can also be underwritten with a liability deductible. Program not available to radio-dispatched vehicles, car service operations and taxis.
Available limits: As needed
Carrier: Lancer Insurance Co.
States: All states except Hawaii, La., Mont., and W. Va.
Contact: Elsa Aleman at 516-431-4441 or e-mail: ealeman@lancerinsurance.com

License and Permit Bonds
Market Detail: Greenwood General Insurance Agency offers competitive rates with a new limit increase of $15,000. Access to online rating and account servicing, as well as instant e-filing to the CSLB. Downloadable documents available upon binding.
Available limits: Minimum $12,500, maximum $15,000
Carrier: Western National Mutual Insurance Co.
States: Calif. only
Contact: Customer service at 626-817-9100

Excess & Umbrella
Market Detail: Veracity Insurance Solutions LLC has in-house authority to quote, bind, and issue excess and umbrella coverage on over 750 classes of business. If a class of business should fall outside its in-house authority, Veracity can access other markets to place the business. Excess/umbrella capacity over the following lines: general liability; employers liability; products liability; liquor liability; commercial auto; professional liability; cyber & privacy liability.
Available limits: Minimum $1 million, maximum $50 million
Carrier: Multiple, admitted and non-admitted available
States: All states
Contact: Veracity Insurance at 866-395-1308 or e-mail: marketing@veracityins.com

Cyber Liability
Market Detail: JLNY Group LLC‘s policies include coverage for employee dishonesty; money & securities; forgery; and computer fraud. A number of additional enhancements are available by endorsement.
Available limits: As needed
Carrier: Unable to disclose, admitted
States: Ariz., Conn., Ga., Ill., Md., Mich., Nev., N.J., N.Y., Ohio, Pa., and Va.
Contact: Angelina Bocanegra at 631-421-9355 or e-mail: abocanegra@jlnygroup.com

Topics Ohio