My New Markets

May 20, 2019

Sports Accident Concussion – Loss of Scholarship

Market Detail: Sportify Insurance by Risk Strategies ( offers athletes protection from a sports participation accident concussion disablement that results in: athlete’s loss of a scholarship offer/ verbal commitment status during their high school recruitment; permanent withdrawal, after medical review, from participating (under athletic scholarship) in their covered sport; due to concussion diagnosis; After 6-month elimination period, protection pays the lump sum benefit to the college institution listed in the athlete application/where athlete is enrolled. Coverage available to: A) parents of high school athletic scholarship recruits b) college athletic scholarship athletes c) colleges & universities seeking to protect their financial exposure of covering tuition for athletic scholarship continuance. Sixteen covered male and female sports. Other conditions, terms and limitations apply.

Available limits: Minimum $50,000, maximum $250,000

Carrier: Lloyd’s of London

States: Calif., Colo., Fla., Ga., Nev., N.J., N.Y., Ohio, Okla., Pa., Texas, and Va.

Contact: Steven Mace at 713-332-6390 or e-mail:

Shared Mobility

Market Detail: Williams and Stazzone ( Insurance offer coverage options for the shared mobility space, including: car subscriptions, platform/app-based opportunities; peer-to-peer; ridesharing services; autonomous vehicles; and gig jobs. W&S has an internal research and development team that is operating outside the typical parameters of the commercial insurance industry in order to fully embrace what it calls the Evolution of Mobility.

Available limits: As needed

Carrier: Various, admitted and non-admitted available

States: All states

Contact: Vincent Stazzone at 800-868-1235 or e-mail:

Workers’ Comp for Self-Storage

Market Detail: MiniCo Insurance ( offers a workers’ compensation insurance program for self-storage businesses that provides coverage for lost wages and medical treatment resulting from an employee’s work-related injury or illness, as well as services needed to help an employee recover and return to work. MiniCo’s workers’ compensation insurance program is provided by Liberty Mutual Insurance. MiniCo Insurance Agency has 45 years of experience as a managing general agency offering property and casualty insurance products for a variety of industries and exposures. MiniCo also provides marketing support to independent agents. Other features: policy designed for self-storage risks; no appointment needed for a quote; no supporting MiniCo accounts required; and customer service and claims handling.

Available limits: As needed

Carrier: Liberty Mutual

States: All states

Contact: Rob Novak at 800-447-8383 or e-mail:

Class A Office Buildings

Market Detail: Berkley Luxury Group Real Estate Specialists (, a division of Berkley Luxury Group, writes Class A Office Buildings, defined as luxury properties that attract premier tenants and are professionally managed and well maintained. The buildings feature first class tenant improvements and betterments, state of the art infrastructure and technology, five stories or more (50,000 square feet or larger) and limited mercantile up to 25 percent.

Available limits: As needed

Carrier: Unable to disclose, admitted

States: D.C., Ill., Md., Mass., Minn., N.J., N.Y., Pa., and Va.

Contact: Debra Merlo at 201-518-2545 or e-mail:

Excess Liability for

Construction Risks

Market Detail: Golden Insurance Co., RRG’s ( excess liability coverage on a claims-made basis is available over any insurer where the limits are at least $1 million. The underlying insurer can be any licensed insurer including RRGs, unrated insurers, or a captive. Instant Quotes available with 24-hour quote approval. Minimum premiums start at $2,000; 50 percent minimum earned; 50 percent down and the remaining balance in 30 days.

Available limits: Minimum $1 million, maximum $2 million

Carrier: Golden Insurance Co., an RRG

States: All states except Dela., Maine, Minn., N.H., R.I., Vt., and Wisc.

Contact: Richard Poling at 888-654-6565 or e-mail:

Outdoor Shooting Ranges

Market Detail: Joseph Chiarello & Co. Inc. ( offers property and commercial general liability insurance for firearms retailers, wholesalers, ranges, trap and skeet fields, sporting clays, clubs, gunsmiths, ammunition manufacturers, reloaders, instructors, firearms manufacturers and importers. Company has more than 40 years of experience insuring the firearms industry and is endorsed by the National Shooting Sports Foundation

Available limits: Minimum $1,000, maximum $10 million

Carrier: Granite State Insurance

States: All states

Contact: Joseph Chiarello at 908-352-4444 or e-mail:

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Insurance Journal West May 20, 2019
May 20, 2019
Insurance Journal West Magazine

Agency Technology; Markets: Cyber & Security