Michigan Uncovers Agency’s Fake Auto Insurance Certificate Scheme

March 18, 2009

Michigan officials have warned consumers that they may have unknowingly purchased fraudulent automobile insurance certificates from a Detroit-based insurance agency named Fender Bender Insurance Agency.

The Office of Financial and Insurance Regulation (OFIR) has ordered Fender Bender to cease and desist from doing business.

“Any Michigan driver who bought fake auto insurance from Fender Bender needs to purchase proper coverage immediately,” OFIR Commissioner Ken Ross said. “Until they buy legitimate coverage—they’re driving without insurance.”

Insurance producers and agencies in Michigan are required to have a license on display in their offices. Consumers are advised prior to purchasing auto insurance to ask the agency to show a copy of its license.

Consumers are also urged to contact OFIR toll-free at 877-999-6442 if they believe they may have bought a policy from Fender Bender or if they have any questions about an insurance company, agent or product. Consumers can check to see if an insurance agency is licensed to do business online.

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