North Dakota Insurance Agent’s License Revoked

North Dakota Insurance Commissioner Adam Hamm has revoked the insurance license of Patricia Howard, a Dunn Center, N.D., insurance agent who the insurance department says engaged in deceitful and dishonest practices against her insurance clients.

The revocation bars Howard from selling, soliciting or negotiating insurance in North Dakota.

State insurance regulators had alleged in a Dec. 17 cease and desist order that in February 2009 and September 2008, Howard accepted money and applications from at least two insurance clients for farm liability and homeowners insurance but failed to send the documents to the insurance company, Nodak Mutual Insurance Co.

The clients believed they had insurance coverage when in fact they did not. Howard also created a fake insurance binder document to make it appear as if the clients had coverage, the department’s announcement stated.

Howard signed a consent order, waiving her right to request an administrative hearing.

Source: North Dakota Department of Insurance

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