AIG Private Client Group, a division of the personal lines property and casualty insurance subsidiaries of American International Group Inc. (AIG), introduced Basic Health Benefits for Private Staff.
Available to full-time domestic staff employed by AIG Private Client Group policyholders, Basic Health Benefits for Private Staff is intended to ease the financial burden of medical expenses as well as minimize time away from work due to illness or caring for sick family members.
Basic Health Benefits for Private Staff provides fixed-amount, first dollar accident and sickness coverage for hospital stays, surgery, critical illness care, preventative care, well-child visits, and accidental death and dismemberment. Participants can access a nationwide network of doctors and hospitals offering pre-negotiated discounts. In addition, they have access to a 24-hour, toll-free nurse hotline and receive a prescription discount card.
“Many of our policyholders consider their nannies, home health workers or other domestic employees to be extended members of the family,” said Charles Williamson, president, AIG Private Client Group. “Providing this coverage not only safeguards the well-being of these individuals, but also it can help employers attract and retain qualified, trustworthy staff.”
AIG Private Client Group’s Basic Health Benefits currently is available in all states except for Connecticut, Minnesota and Washington. A limited version of the program is available in New York.
Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., with its principal place of business in New York, NY. Basic Health Benefit is not traditional comprehensive health insurance and should not be considered a substitute for comprehensive health insurance or major medical coverage.
Source: AIG Private Client Group, www.aigpcg.com
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